Buy Cheap La Vergne, TN Auto Insurance (2021)

La Vergne, TN auto insurance rates average $275 a month. Minimum auto insurance requirements in La Vergne, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in La Vergne, TN, compare La Vergne auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in La Vergne is Allstate
  • Average auto insurance rates in La Vergne, TN for teens drivers are $6,706/year
  • Average auto insurance rates in La Vergne, TN after a DUI are $4,182/year

Finding affordable La Vergne, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap La Vergne, TN auto insurance with confidence is right here. Auto insurance rates in La Vergne are affected by local factors as well as personal ones like your driving record.

See how La Vergne, TN car insurance rates compare to Memphis auto insurance rates, Hendersonville auto insurance rates, and Chattanooga auto insurance rates before you read more about the cost of auto insurance in La Vergne.

Don’t buy La Vergne, TN auto insurance until you’ve compared rates. Get free La Vergne, Tennessee auto insurance quotes when you enter your ZIP code above.

La Vergne, TN Minimum Auto Insurance Requirements

The required auto insurance in La Vergne, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in La Vergne, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in La Vergne, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap La Vergne, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in La Vergne, TN. Take a look at La Vergne, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in La Vergne, Tennessee

Insurance Company Poor Fair Good
Allstate $6,077 $4,664 $3,563
Farmers $3,777 $2,946 $2,786
GEICO $3,435 $2,945 $2,709
Liberty Mutual $8,295 $5,110 $3,997
Nationwide $4,260 $3,395 $3,014
Progressive $4,143 $3,575 $3,342
State Farm $3,964 $2,378 $1,846
Travelers $3,366 $2,660 $1,939
USAA $3,995 $2,349 $1,940

Buy Cheap La Vergne, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect La Vergne, Tennessee auto insurance rates? Find out how car insurance rates in La Vergne, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in La Vergne, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,741 $2,629 $2,472 $2,565 $10,436 $11,379 $2,913 $3,009
Farmers $1,715 $1,748 $1,543 $1,687 $6,732 $7,169 $2,315 $2,450
GEICO $1,990 $2,006 $1,830 $1,830 $6,178 $6,276 $2,031 $2,096
Nationwide $2,261 $2,277 $2,026 $2,056 $6,293 $8,108 $2,604 $2,823
Progressive $1,885 $1,776 $1,543 $1,607 $8,445 $9,500 $2,271 $2,467
State Farm $1,638 $1,638 $1,489 $1,489 $5,143 $6,431 $1,855 $2,153
Travelers $1,690 $1,778 $1,552 $1,649 $4,845 $6,043 $1,795 $1,888
USAA $1,553 $1,577 $1,406 $1,403 $5,574 $6,396 $2,028 $2,152

Buy Cheap La Vergne, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in La Vergne can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in La Vergne, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in La Vergne, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,436 $11,379
Farmers $6,732 $7,169
GEICO $6,178 $6,276
Nationwide $6,293 $8,108
Progressive $8,445 $9,500
State Farm $5,143 $6,431
Travelers $4,845 $6,043
USAA $5,574 $6,396

Buy Cheap La Vergne, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in La Vergne, Tennessee by comparing La Vergne senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in La Vergne, TN here.

Annual Auto Insurance Rates for Senior Drivers in La Vergne, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,472 $2,565
Farmers $1,543 $1,687
GEICO $1,830 $1,830
Nationwide $2,026 $2,056
Progressive $1,543 $1,607
State Farm $1,489 $1,489
Travelers $1,552 $1,649
USAA $1,406 $1,403

Find Cheap Auto Insurance Rates in La Vergne, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of La Vergne, Tennessee auto insurance. Compare La Vergne, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in La Vergne, Tennessee

Insurance Company Low Medium High
Allstate $4,599 $4,757 $4,949
Farmers $3,000 $3,156 $3,353
GEICO $2,876 $3,026 $3,187
Liberty Mutual $5,559 $5,802 $6,040
Nationwide $3,576 $3,482 $3,610
Progressive $3,444 $3,692 $3,925
State Farm $2,556 $2,744 $2,888
Travelers $2,488 $2,653 $2,824
USAA $2,668 $2,751 $2,864

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Find Cheap La Vergne, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in La Vergne. Compare auto insurance rates in La Vergne, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in La Vergne, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,768 $4,768
Farmers $3,170 $3,170
GEICO $3,009 $3,050
Liberty Mutual $5,800 $5,800
Nationwide $3,556 $3,556
Progressive $3,687 $3,687
State Farm $2,663 $2,796
Travelers $2,551 $2,759
USAA $2,684 $2,838

Find Cheap La Vergne, TN Auto Insurance Rates by Driving Record

Auto insurance rates in La Vergne, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in La Vergne, TN, take a look at the average cost for various violations versus rates for a clean driving record in La Vergne.

Annual La Vergne, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,986 $4,757 $5,763 $4,567
Farmers $2,712 $3,341 $3,410 $3,216
GEICO $2,210 $2,951 $4,747 $2,210
Liberty Mutual $4,696 $6,791 $6,310 $5,405
Nationwide $3,076 $3,076 $4,624 $3,449
Progressive $3,248 $4,216 $3,460 $3,822
State Farm $2,479 $2,979 $2,729 $2,729
Travelers $2,152 $2,766 $3,058 $2,644
USAA $2,007 $3,013 $3,533 $2,491

Find Cheap La Vergne, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in La Vergne, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in La Vergne for less when you shop around and compare rates from multiple La Vergne, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in La Vergne, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,763
Farmers $3,410
GEICO $4,747
Liberty Mutual $6,310
Nationwide $4,624
Progressive $3,460
State Farm $2,729
Travelers $3,058
USAA $3,533

Winners by Category: Where to Buy Cheap Auto Insurance in La Vergne, TN

Compare rates from the cheapest auto insurance companies in La Vergne, TN for your needs. Take a look at how La Vergne, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in La Vergne, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap La Vergne, Tennessee Auto Insurance Companies

If you’re looking for the cheapest La Vergne, TN auto insurance companies overall, you can compare them here. Find the best price for La Vergne, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in La Vergne, Tennessee

Insurance Company Average Annual Rates
Allstate $4,768
Farmers $3,170
GEICO $3,029
Nationwide $3,556
Progressive $3,687
State Farm $2,729
Travelers $2,655
USAA $2,761

What affects La Vergne, Tennessee auto insurance rates?

Local factors affect auto insurance rates in La Vergne, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact La Vergne auto insurance rates.

Commute Times in La Vergne

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in La Vergne, TN is 31.7 minutes according to City-Data.

Compare Auto Insurance Quotes in La Vergne, TN

You can buy cheap La Vergne, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free La Vergne, Tennessee auto insurance quotes from top companies.

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