Buy Cheap Dodge Ram 3500 Auto Insurance in 2023
Car insurance rates for a Dodge Ram 3500 average $1,448 a year, or around $121 a month. You can find cheap Dodge Ram 3500 insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $851 a year.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
UPDATED: Jul 16, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 16, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,448 a year or $121 each month
- A liability-only policy costs around $580 a year or $48 each month
- Highest rates are for teenage drivers at around $5,292 a year or $441 each month
- Good drivers can save as much as $597 a year by earning policy discounts
- Dodge Ram 3500 insurance costs around $71 less per year than the average vehicle
Are you seeking cheap Dodge Ram 3500 insurance rates? Full coverage for a Dodge Ram 3500 costs around $1,448 a year or $121 each month. Our guide goes over insurance rates for a Dodge Ram 3500 in detail so that drivers can find savings easier.
You can start comparing quotes for Dodge Ram 3500 car insurance rates from some of the best car insurance companies by using our free online tool now.
Dodge Ram 3500 Insurance Cost
The average Dodge Ram 3500 car insurance costs are $1,448 a year or $121 a month.
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Are Dodge Ram 3500s Expensive to Insure?
The chart below details how Dodge Ram 3500 insurance rates compare to other trucks like the Dodge Ram, Chevrolet Silverado 3500HD, and Nissan Frontier.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Dodge Ram | $362 | $562 | $420 | $1,524 |
| Chevrolet Silverado 3500HD | $404 | $656 | $420 | $1,660 |
| Nissan Frontier | $294 | $500 | $420 | $1,394 |
| Ford F-150 | $322 | $470 | $372 | $1,322 |
| Honda Ridgeline | $306 | $536 | $450 | $1,472 |
| GMC Sierra 3500HD | $376 | $656 | $420 | $1,632 |
However, there are a few things you can do to find the cheapest Dodge insurance rates online.
What Impacts the Cost of Dodge Ram 3500 Insurance?
The Dodge Ram 3500 trim and model you choose can impact the total price you will pay for Dodge Ram 3500 car insurance coverage.
Age of the Vehicle
Older Dodge Ram 3500 models generally cost less to insure. For example, car insurance rates for a 2010 Dodge Ram 3500 are $1,448.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2010 Dodge Ram 3500 | $268 | $400 | $580 | $1,448 |
Driver Age
Driver age can have a significant impact on the cost of Dodge Ram 3500 auto insurance. For example, 20-year-old drivers pay approximately $1,771 each year for their Dodge Ram 3500 auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Dodge Ram 3500 insurance rates. For example, drivers in Los Angeles may pay $796 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of Dodge Ram 3500 car insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Ram 3500 auto insurance rates with violations on their driving record.
Dodge Ram 3500 Safety Ratings
Your Dodge Ram 3500 car insurance rates are tied to the safety ratings of the Dodge Ram 3500. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | N/R |
|---|---|
| Small overlap front: passenger-side | N/R |
| Moderate overlap front | N/R |
| Side | N/R |
| Roof strength | N/R |
| Head restraints and seats | N/R |
| Source: Insurance Institute for Highway Safety | |
Dodge Ram 3500 Crash Test Ratings
Poor Dodge Ram 3500 crash test ratings could mean higher Dodge Ram 3500 car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Dodge Ram 3500 | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Dodge Ram 3500 Safety Features
The more safety features you have on your Dodge Ram 3500, the more likely it is that you can earn a discount. The Dodge Ram 3500’s safety features include:
- Adaptive Forward Lighting System
- Forward Collision Warning with Active Braking
- Available Adaptive Cruise Control with Stop
- Blind-Spot Monitoring system
- Rear Cross Path Detection
- Parksense® Front and Rear Park Assist
- Lane Departure Warning
Dodge Ram 3500 Finance and Insurance Cost
If you are financing a Dodge Ram 3500, you will pay more if you purchase Dodge Ram 3500 car insurance at the dealership, so be sure to shop around and compare Dodge Ram 3500 car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Dodge Ram 3500 Insurance
Although it may seem like your Dodge Ram 3500 car insurance rates are set, there are a few measures that you can take to secure the best Dodge Ram 3500 car insurance rates possible. Take a look at the following five ways to save on Dodge Ram 3500 auto insurance.
- Use an Accurate Job Title When Requesting Dodge Ram 3500 Auto Insurance
- Use Paperless Billing for Your Dodge Ram 3500 Insurance Policy
- Move to an Area with Better Weather
- Ask About Seasonal Insurance for Your Dodge Ram 3500
- Take a Defensive Driving Course or Any Driver’s Education Course
Top Dodge Ram 3500 Insurance Companies
Who is the top car insurance company for Dodge Ram 3500 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Ram 3500 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Ram 3500 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.