Good Student Auto Insurance Discount

A good student discount on auto insurance is one of the most common savings opportunities in the industry. Currently, 22 national providers offer affordable good student auto insurance discount rates, including good student discounts from State Farm and Progressive. Usually, both high school and college students are eligible to earn this discount; however, age restrictions often apply. Expect good student discounts to be 12% cheaper than average.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 15, 2021

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A Concise Overview

  • Most national insurance providers offer good student auto insurance discounts
  • Both high school and college students are eligible to apply for this savings opportunity
  • On average, expect to save about 13% on your annual premiums with a good student discount

It’s no secret that car insurance for teens and young adults is more expensive than average. Fortunately, with a good student auto insurance discount, you can save an average of 13% on your annual premiums.

Keep reading to discover which providers offer good student discounts on auto insurance and shop around for the coverage that fits your unique needs.

After reviewing good student auto insurance discount rates, enter your ZIP code into our free tool above to receive free quotes from the top car insurance companies near you.

What is a good student auto insurance discount?

A good student discount is a way for providers to reward young drivers with good grades. Usually, proving you’re a safe driver is one of the easiest ways to secure cheaper insurance costs. But teens and young adults are newer drivers who lack long, comprehensive driving histories.

A good student auto insurance discount is an alternative way for young drivers to prove they’re responsible and safe to insure.

While qualification rules vary from company to company, you usually must be 25 years or younger, must be in high school or college, must maintain a GPA of 3.0 or higher, and be in the upper 20% of your class.

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Which companies offer a good student discount on auto insurance?

If you’re looking for a place to buy good student discount auto insurance, you’re in luck.

Currently, 22 major providers offer good student discounts, making it one of the most popular discounts.

Check out the complete list of companies offering good student discounts on car insurance below. We’ve included rate reductions where available:

  • 21st Century – 15%
  • AAA – 10%
  • Allstate
  • American Family
  • Ameriprise
  • Amica
  • Country Financial
  • Esurance
  • Farmers
  • GEICO – 15%
  • Liberty Mutual
  • MetLife – 15%
  • Nationwide
  • Progressive – 10%
  • Safe Auto
  • Safeco
  • State Farm
  • The General
  • The Hanover
  • The Hartford
  • Travelers
  • USAA

Your age, driving record, and coverage needs also impact your auto insurance premiums. Therefore, the best good student auto insurance discount company for one person might not be the same for their neighbor.

For example, imagine you receive the most significant rate reduction for a good student discount from State Farm. However, because the company isn’t active in your location, your monthly rates are still very high.

If you continue to comparison shop, you might find that the good student discount from Progressive is smaller, but the actual monthly costs are lower overall.

Therefore, we recommend shopping around and comparing quotes online to truly secure the most affordable auto insurance rates.

Good Student Discount: The Bottom Line

If you’re a teen or young adult driver enrolled in high school or college, earning a good student discount might help you substantially lower your auto insurance rates.

Other great discounts for young drivers include low-mileage deals and safe driver discounts, so always do your best to follow teen driver safety recommendations.

Now that you’ve compared affordable good student auto insurance discounts enter your ZIP code into our free rate tool below to receive quotes from the top companies near you.

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