Jeep Grand Cherokee Car Insurance [Rates + Comparison Guide]

Car insurance rates for a Jeep Grand Cherokee average $1,414 a year, or around $118 a month. Finding Jeep Grand Cherokee teenager insurance coverage can cost on average $5,168 a year, so shop around to find cheap rates.

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Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,414 a year or $118 each month
  • A liability-only policy costs around $567 a year or $47 each month
  • Highest rates are for teenage drivers at around $5,168 a year or $431 each month
  • Good drivers can save as much as $583 a year by earning policy discounts
  • Jeep Grand Cherokee insurance costs around $105 less per year than the average vehicle

Jeep Grand Cherokee insurance rates don’t need to stress you out. Full coverage for a Jeep Grand Cherokee costs around $1,414 a year or $118 each month. Learn how to save on insurance rates for a Jeep Grand Cherokee in our comprehensive guide.

You can start comparing quotes for Jeep Grand Cherokee car insurance rates from some of the best car insurance companies by using our free online tool now.

Jeep Grand Cherokee Insurance Cost

The average Jeep Grand Cherokee car insurance rates are $1,414 a year or $118 a month.

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Are Jeep Grand Cherokees Expensive to Insure?

The chart below details how Jeep Grand Cherokee insurance rates compare to other SUVs like the GMC Yukon, Honda Passport, and Nissan Armada.

Vehicle Comprehensive Collision Liability Total
Jeep Grand Cherokee $322 $562 $372 $1,414
GMC Yukon $376 $594 $372 $1,500
Honda Passport $362 $656 $316 $1,470
Nissan Armada $306 $536 $338 $1,316
Mitsubishi Outlander $306 $542 $332 $1,316
Ford Edge $266 $500 $372 $1,296
Toyota Sequoia $332 $566 $398 $1,454
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However, there are a few things you can do to find the cheapest Jeep insurance rates online.

What Impacts the Cost of Jeep Grand Cherokee Insurance?

The Jeep Grand Cherokee trim and model you choose will affect the total price you will pay for Jeep Grand Cherokee insurance coverage.

Age of the Vehicle

Older Jeep Grand Cherokee models generally cost less to insure. For example, auto insurance for a 2020 Jeep Grand Cherokee costs $1,414, while 2010 Jeep Grand Cherokee insurance costs are $1,156, a difference of $258.

Model Year Comprehensive Collision Liability Total
2020 Jeep Grand Cherokee $322 $562 $372 $1,414
2019 Jeep Grand Cherokee $306 $542 $390 $1,396
2018 Jeep Grand Cherokee $294 $536 $398 $1,386
2017 Jeep Grand Cherokee $284 $524 $416 $1,382
2016 Jeep Grand Cherokee $274 $502 $430 $1,364
2015 Jeep Grand Cherokee $260 $484 $442 $1,344
2014 Jeep Grand Cherokee $250 $450 $452 $1,310
2013 Jeep Grand Cherokee $240 $424 $456 $1,278
2012 Jeep Grand Cherokee $230 $380 $460 $1,228
2011 Jeep Grand Cherokee $214 $350 $460 $1,182
2010 Jeep Grand Cherokee $206 $328 $464 $1,156
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Driver Age

Driver age can have a significant effect on Jeep Grand Cherokee car insurance rates. For example, 30-year-old drivers pay $62 more for Jeep Grand Cherokee car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Jeep Grand Cherokee insurance rates. For example, drivers in Houston may pay $1,042 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on your Jeep Grand Cherokee car insurance rates. Teens and drivers in their 20’s see the highest jump in their Jeep Grand Cherokee car insurance with violations on their driving record.

Jeep Grand Cherokee Safety Ratings

The Jeep Grand Cherokee’s safety ratings will affect your Jeep Grand Cherokee auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Marginal
Small overlap front: passenger-side Poor
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Jeep Grand Cherokee Crash Test Ratings

Good Jeep Grand Cherokee crash test ratings mean the VW is safer, which could mean cheaper Jeep Grand Cherokee car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Jeep Grand Cherokee Trackhawk SUV 4WD N/R N/R N/R N/R
2020 Jeep Grand Cherokee SUV 4WD 5 stars 4 stars 5 stars 4 stars
2020 Jeep Grand Cherokee SUV 2WD 4 stars 4 stars 5 stars 3 stars
2020 Jeep Grand Cherokee SRT SUV 4WD N/R N/R N/R N/R
2019 Jeep Grand Cherokee Trackhawk SUV 4WD N/R N/R N/R N/R
2019 Jeep Grand Cherokee SUV 4WD 5 stars 4 stars 5 stars 4 stars
2019 Jeep Grand Cherokee SUV 2WD 4 stars 4 stars 5 stars 3 stars
2019 Jeep Grand Cherokee SRT SUV 4WD N/R N/R N/R N/R
2018 Jeep Grand Cherokee Trackhawk SUV 4WD N/R N/R N/R N/R
2018 Jeep Grand Cherokee SUV 4WD 4 stars 4 stars 5 stars 4 stars
2018 Jeep Grand Cherokee SUV 2WD 4 stars 4 stars 5 stars 3 stars
2018 Jeep Grand Cherokee SRT SUV 4WD N/R N/R N/R N/R
2017 Jeep Grand Cherokee SUV 4WD 5 stars 5 stars 5 stars 4 stars
2017 Jeep Grand Cherokee SUV 2WD 4 stars 5 stars 5 stars 3 stars
2017 Jeep Grand Cherokee SRT SUV 4WD N/R N/R N/R N/R
2016 Jeep Grand Cherokee SUV 4WD 5 stars 5 stars 5 stars 4 stars
2016 Jeep Grand Cherokee SUV 2WD 4 stars 5 stars 5 stars 3 stars
2016 Jeep Grand Cherokee SRT SUV 4WD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Jeep Grand Cherokee Safety Features

The numerous safety features of the Jeep Grand Cherokee help contribute to lower insurance rates. The 2020 Jeep Grand Cherokee has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Blind Spot Monitor

Jeep Grand Cherokee Insurance Loss Probability

The Jeep Grand Cherokee’s insurance loss probability varies between different coverage types. The lower percentage means lower Jeep Grand Cherokee auto insurance costs; higher percentages mean higher Jeep Grand Cherokee auto insurance costs.

Insurance Coverage Category Loss Rate
Collision -19%
Property Damage 11%
Comprehensive -29%
Personal Injury -38%
Medical Payment -40%
Bodily Injury -6%
Source: Insurance Institute for Highway Safety
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Jeep Grand Cherokee Finance and Insurance Cost

If you are financing a Jeep Grand Cherokee, most lenders will require your carry higher Jeep Grand Cherokee coverage options including comprehensive coverage, so be sure to shop around and compare Jeep Grand Cherokee auto insurance quotes from the best auto insurance companies using our FREE tool below.

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Ways to Save on Jeep Grand Cherokee Insurance

There are many ways that you can save on Jeep Grand Cherokee car insurance. Below are five actions you can take to find cheap Jeep Grand Cherokee auto insurance rates.

  • Tell Your Insurer About Different Drivers or Uses for Your Jeep Grand Cherokee
  • Ask About Retiree Discounts
  • Drive Your Jeep Grand Cherokee Safely
  • Take a Refresher Course as an Older Driver
  • Don’t Assume your Jeep Grand Cherokee is Cheaper to Insure than another vehicle. Compare. Compare. Compare.

Top Jeep Grand Cherokee Insurance Companies

Who is the top auto insurance company for Jeep Grand Cherokee insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Jeep Grand Cherokee auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Jeep Grand Cherokee offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Jeep Grand Cherokee Insurance Quotes Online

You can start comparing quotes for Jeep Grand Cherokee auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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