Compare Jeep Cherokee Insurance Quotes [Rates + Cheap Coverage Guide]

If you want to buy inexpensive Jeep Cherokee insurance coverage then you should know that a policy will cost $137 per month ($1,640 per year) on average. On average, comprehensive coverage costs $399, collision coverage costs $583, and liability coverage costs $463 for Jeep Cherokee insurance.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 16, 2021

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Key takeaways:

  • Full coverage costs around $1,640 a year or $137 each month
  • A liability-only policy costs around $658 a year or $55 each month
  • Highest rates are for teenage drivers at around $5,994 a year or $500 each month
  • Good drivers can save as much as $676 a year by earning policy discounts
  • Jeep Cherokee insurance costs around $121 more per year than the average vehicle

Jeep Cherokee insurance rates can be pricy. Jeep Cherokee insurance costs around $121 more per year than the average vehicle. To discover how to save on Jeep Cherokee insurance rates, read our guide to see what important factors determine rates.

You can start comparing quotes for Jeep Cherokee car insurance rates from some of the best car insurance companies by using our free online tool now.

Jeep Cherokee Insurance Cost

The average auto insurance rates for a Jeep Cherokee cost $1,640 a year or $137 a month.

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Are Jeep Cherokees Expensive to Insure?

The chart below details how Jeep Cherokee insurance rates compare to other SUVs like the Volkswagen Touareg, Kia Telluride, and Toyota Sequoia.

Vehicle Comprehensive Collision Liability Total
Jeep Cherokee $348 $626 $466 $1,640
Volkswagen Touareg $372 $690 $390 $1,610
Kia Telluride $376 $688 $316 $1,516
Toyota Sequoia $332 $566 $398 $1,454
BMW X5 $444 $750 $372 $1,724
Nissan Armada $306 $536 $338 $1,316
Acura MDX $376 $562 $372 $1,468
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However, there are a few things you can do to find the cheapest Jeep insurance rates online.

What Impacts the Cost of Jeep Cherokee Insurance?

The Jeep Cherokee trim and model you choose can impact the total price you will pay for Jeep Cherokee insurance coverage.

Age of the Vehicle

Older Jeep Cherokee models generally cost less to insure. For example, car insurance for a 2020 Jeep Cherokee costs $1,640, while 2014 Jeep Cherokee insurance costs are $1,534, a difference of $106.

Model Year Comprehensive Collision Liability Total
2020 Jeep Cherokee $348 $626 $466 $1,640
2019 Jeep Cherokee $332 $600 $488 $1,620
2018 Jeep Cherokee $320 $596 $498 $1,614
2017 Jeep Cherokee $308 $582 $520 $1,610
2016 Jeep Cherokee $298 $558 $536 $1,592
2015 Jeep Cherokee $282 $538 $554 $1,574
2014 Jeep Cherokee $270 $500 $564 $1,534
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Driver Age

Driver age can have a significant impact on Jeep Cherokee auto insurance rates. As an example, a 40-year-old driver could pay $173 less each month for their Jeep Cherokee auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Jeep Cherokee insurance rates. For example, drivers in New York may pay $426 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of Jeep Cherokee auto insurance. Teens and drivers in their 20’s see the highest jump in their Jeep Cherokee car insurance with violations on their driving record.

Jeep Cherokee Safety Ratings

The Jeep Cherokee’s safety ratings will affect your Jeep Cherokee car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Jeep Cherokee Crash Test Ratings

Not only do good Jeep Cherokee crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Jeep Cherokee auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Jeep Cherokee SUV FWD 4 stars 4 stars 5 stars 4 stars
2020 Jeep Cherokee SUV 4WD 4 stars 4 stars 5 stars 4 stars
2019 Jeep Cherokee SUV 4WD 4 stars 4 stars 5 stars 4 stars
2019 Jeep Cherokee SUV 2WD 4 stars 4 stars 5 stars 4 stars
2018 Jeep Cherokee SUV 4WD 4 stars 4 stars 5 stars 4 stars
2018 Jeep Cherokee SUV 2WD 4 stars 4 stars 5 stars 4 stars
2017 Jeep Cherokee SUV 4WD 4 stars 4 stars 5 stars 4 stars
2017 Jeep Cherokee SUV 2WD 4 stars 4 stars 5 stars 4 stars
2016 Jeep Cherokee SUV 4WD 4 stars 4 stars 5 stars 4 stars
2016 Jeep Cherokee SUV 2WD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Jeep Cherokee Safety Features

Having a variety of safety features on your Jeep Cherokee can help lower your insurance costs. The 2020 Jeep Cherokee’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist

Jeep Cherokee Insurance Loss Probability

The Jeep Cherokee’s insurance loss probability varies between different coverage types. The lower percentage means lower Jeep Cherokee auto insurance costs; higher percentages mean higher Jeep Cherokee auto insurance costs.

Insurance Coverage Category Loss Rate
Collision -24%
Property Damage 5%
Comprehensive -23%
Personal Injury -13%
Medical Payment -10%
Bodily Injury 9%
Source: Insurance Institute for Highway Safety
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Jeep Cherokee Finance and Insurance Cost

If you are financing a Jeep Cherokee, most lenders will require your carry higher Jeep Cherokee coverage options including comprehensive coverage, so be sure to shop around and compare Jeep Cherokee auto insurance quotes from the best auto insurance companies using our FREE tool below.

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Ways to Save on Jeep Cherokee Insurance

You have more options at your disposal to save money on your Jeep Cherokee car insurance costs. For example, try these five tips:

  • Pay Your Jeep Cherokee Insurance Upfront
  • Spy on Your Teen Driver
  • Improve Your Credit Score
  • Ask About Jeep Cherokee Low Mileage Discounts
  • Park Your Jeep Cherokee Somewhere Safe – like a Garage or Private Driveway

Top Jeep Cherokee Insurance Companies

Who is the top car insurance company for Jeep Cherokee insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Jeep Cherokee auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Jeep Cherokee offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Jeep Cherokee Insurance Quotes Online

You can start comparing quotes for Jeep Cherokee insurance from some of the top car insurance companies by using our free online tool today.

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