How to Find Cheap Honda Insight Insurance Quotes
Getting Honda Insight insurance quotes will cost on average $107 per month ($1,278 per year). Finding Honda Insight teenager insurance coverage can cost on average $4,671 a year, so shop around to find cheap rates.
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Written by
Sara Routhier
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Reviewed by
Cynthia Lanctot
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UPDATED: Jul 15, 2021
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Key takeaways:
- Full coverage costs around $1,278 a year or $107 each month
- A liability-only policy costs around $513 a year or $43 each month
- Highest rates are for teenage drivers at around $4,671 a year or $389 each month
- Good drivers can save as much as $527 a year by earning policy discounts
- Honda Insight insurance costs around $241 less per year than the average vehicle
Honda Insight insurance rates don’t need to be expensive. Honda Insight insurance costs around $241 less per year than the average vehicle. Read our guide to learn what drivers can do to save on insurance rates for a Honda Insight.
You can start comparing quotes for Honda Insight car insurance rates from some of the best car insurance companies by using our free online tool now.
Honda Insight Insurance Cost
The average Honda Insight car insurance rates are $1,278 a year or $107 a month.
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Are Honda Insights Expensive to Insure?
The chart below details how Honda Insight insurance rates compare to other hybrid/electrics like the Ford Fusion Energi, Chrysler Pacifica Hybrid, and Toyota Prius.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford Fusion Energi | $336 | $626 | $372 | $1,492 |
| Chrysler Pacifica Hybrid | $370 | $656 | $338 | $1,500 |
| Toyota Prius | $306 | $512 | $332 | $1,286 |
| Honda Accord Hybrid | $362 | $718 | $316 | $1,532 |
| Lexus GS 450h | $394 | $774 | $398 | $1,724 |
| Buick LaCrosse | $320 | $566 | $338 | $1,360 |
However, there are a few things you can do to find the cheapest Honda insurance rates online.
What Impacts the Cost of Honda Insight Insurance?
The Honda Insight trim and model you choose can impact the total price you will pay for Honda Insight insurance coverage.
Age of the Vehicle
Older Honda Insight models generally cost less to insure. For example, auto insurance for a 2014 Honda Insight costs $1,278, while 2010 Honda Insight insurance costs are $1,130, a difference of $148.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2014 Honda Insight | $218 | $450 | $452 | $1,278 |
| 2013 Honda Insight | $208 | $424 | $456 | $1,246 |
| 2012 Honda Insight | $200 | $380 | $460 | $1,198 |
| 2011 Honda Insight | $188 | $350 | $460 | $1,156 |
| 2010 Honda Insight | $180 | $328 | $464 | $1,130 |
Driver Age
Driver age can have a significant impact on Honda Insight auto insurance rates. For instance, a 30-year-old driver may pay $56 more each year for Honda Insight auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Honda Insight insurance rates. For example, drivers in New York may pay $779 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Honda Insight car insurance. Teens and drivers in their 20’s see the highest jump in their Honda Insight car insurance rates with violations on their driving record.
Honda Insight Safety Ratings
Your Honda Insight car insurance rates are tied to the safety ratings of the Honda Insight. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Honda Insight Crash Test Ratings
Honda Insight crash test ratings can impact the cost of your Honda Insight car insurance. See Honda Insight crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Honda Insight 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Honda Insight Safety Features
The more safety features you have on your Honda Insight, the more likely it is that you can earn a discount. The Honda Insight’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Honda Insight Finance and Insurance Cost
If you are financing a Honda Insight, you will pay more if you purchase Honda Insight auto insurance at the dealership, so be sure to shop around and compare Honda Insight auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Honda Insight Insurance
Save more on your Honda Insight car insurance rates. Take a look at the following five strategies that will get you the best Honda Insight auto insurance rates possible.
- Ask for a Higher Deductible for Your Honda Insight Insurance Policy
- Wait Six Years for Accidents to Disappear from Your Record
- Move to an Area with Better Weather
- Ask About Loyalty Discounts
- Don’t Assume your Honda Insight is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
Top Honda Insight Insurance Companies
Who is the top auto insurance company for Honda Insight insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Insight auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Insight offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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