Are Honda Accord Hybrids Expensive to Insure?

Average car insurance rates for a Honda Accord Hybrid cost $1,532 a year, or around $128 a month. Teens pay the highest rates at up to $5,599 a year, while good drivers may only pay $900.

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Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,532 a year or $128 each month
  • A liability-only policy costs around $614 a year or $51 each month
  • Highest rates are for teenage drivers at around $5,599 a year or $467 each month
  • Good drivers can save as much as $632 a year by earning policy discounts
  • Honda Accord Hybrid insurance costs around $13 more per year than the average vehicle

Need tips on how to save on Honda Accord Hybrid insurance rates? Good drivers can save as much as $632 a year by earning policy discounts. Keep reading to see what factors go into determining Honda Accord Hybrid insurance rates and what you can do to save on insurance.

You can start comparing quotes for Honda Accord Hybrid car insurance rates from some of the best car insurance companies by using our free online tool now.

Honda Accord Hybrid Insurance Cost

The average car insurance costs for a Honda Accord Hybrid are $1,532 a year or $128 a month.

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Are Honda Accord Hybrids Expensive to Insure?

The chart below details how Honda Accord Hybrid insurance rates compare to other hybrid/electrics like the Ford C-Max Hybrid, Toyota Prius, and Chevrolet Volt.

Vehicle Comprehensive Collision Liability Total
Honda Accord Hybrid $362 $718 $316 $1,532
Ford C-Max Hybrid $282 $566 $398 $1,404
Toyota Prius $306 $512 $332 $1,286
Chevrolet Volt $370 $774 $398 $1,700
Chrysler Pacifica Hybrid $370 $656 $338 $1,500
Ford Fusion Hybrid $322 $656 $466 $1,644
Ford Fusion Energi $336 $626 $372 $1,492
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However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda Accord Hybrid Insurance?

The Honda Accord Hybrid trim and model you choose can impact the total price you will pay for Honda Accord Hybrid insurance coverage.

Age of the Vehicle

Older Honda Accord Hybrid models generally cost less to insure. For example, auto insurance for a 2020 Honda Accord Hybrid costs $1,532, while 2014 Honda Accord Hybrid insurance costs are $1,376, a difference of $156.

Model Year Comprehensive Collision Liability Total
2020 Honda Accord Hybrid $362 $718 $316 $1,532
2019 Honda Accord Hybrid $346 $690 $332 $1,504
2018 Honda Accord Hybrid $332 $686 $338 $1,492
2017 Honda Accord Hybrid $320 $668 $354 $1,478
2016 Honda Accord Hybrid $310 $640 $364 $1,450
2015 Honda Accord Hybrid $292 $618 $376 $1,422
2014 Honda Accord Hybrid $282 $574 $384 $1,376
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Driver Age

Driver age can have a significant effect on the cost of Honda Accord Hybrid car insurance. For example, 30-year-old drivers pay approximately $67 more for their Honda Accord Hybrid car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Honda Accord Hybrid insurance rates. For example, drivers in New York may pay $399 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on your Honda Accord Hybrid car insurance rates. Teens and drivers in their 20’s see the highest jump in their Honda Accord Hybrid car insurance with violations on their driving record.

Honda Accord Hybrid Safety Ratings

The Honda Accord Hybrid’s safety ratings will affect your Honda Accord Hybrid car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side N/R
Small overlap front: passenger-side N/R
Moderate overlap front N/R
Side N/R
Roof strength N/R
Head restraints and seats N/R
Source: Insurance Institute for Highway Safety
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Honda Accord Hybrid Crash Test Ratings

Good Honda Accord Hybrid crash test ratings can lower your Honda Accord Hybrid auto insurance rates. See Honda Accord Hybrid crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2018 Honda Accord Hybrid 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2017 Honda Accord Hybrid 4 DR FWD 5 stars 4 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Honda Accord Hybrid Safety Features

The more safety features you have on your Honda Accord Hybrid, the more likely it is that you can earn a discount. The Honda Accord Hybrid’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Honda Accord Hybrid Insurance Loss Probability

The Honda Accord Hybrid’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Honda Accord Hybrid, others are more favorable and lead to lower insurance rates.

Insurance Coverage Category Loss Rate
Collision -4%
Property Damage -20%
Comprehensive -2%
Personal Injury -11%
Medical Payment -24%
Bodily Injury -16%
Source: Insurance Institute for Highway Safety
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Honda Accord Hybrid Finance and Insurance Cost

If you are financing a Honda Accord Hybrid, most lenders will require your carry higher Honda Accord Hybrid coverage options including comprehensive coverage, so be sure to shop around and compare Honda Accord Hybrid auto insurance quotes from the best auto insurance companies using our FREE tool below.

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Ways to Save on Honda Accord Hybrid Insurance

Drivers can end up saving more money on their Honda Accord Hybrid car insurance rates by employing any one of the following strategies.

  • Compare Apples to Apples When Comparing Honda Accord Hybrid Insurance Quotes and Policies
  • Pay Your Honda Accord Hybrid Insurance Upfront
  • Understand the Different Types of Auto Insurance for Your Honda Accord Hybrid
  • Spy on Your Teen Driver
  • Start Searching for New Honda Accord Hybrid Car Insurance a Month Before Your Renewal

Top Honda Accord Hybrid Insurance Companies

Who is the top auto insurance company for Honda Accord Hybrid insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Accord Hybrid auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Accord Hybrid offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Honda Accord Hybrid Insurance Quotes Online

You can start comparing quotes for Honda Accord Hybrid car insurance rates from some of the best car insurance companies by using our free online tool now.

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