UPDATED: Jul 1, 2020
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- Full coverage costs around $1,356 a year or $113 each month
- A liability-only policy costs around $544 a year or $45 each month
- Highest rates are for teenage drivers at around $4,956 a year or $413 each month
- Good drivers can save as much as $559 a year by earning policy discounts
- Honda HR-V insurance costs around $163 less per year than the average vehicle
Honda HR-V insurance rates don’t need to stress drivers out. Full coverage for a Honda HR-V costs around $1,356 a year or $113 each month. Learn what you can do to save on insurance rates for a Honda HR-V in our comprehensive guide.
You can start comparing quotes for Honda HR-V car insurance rates from some of the best car insurance companies by using our free online tool now.
Honda HR-V Insurance Cost
The average car insurance costs for a Honda HR-V are $1,356 a year or $113 a month.
Are Honda HR-Vs Expensive to Insure?
The chart below details how Honda HR-V insurance rates compare to other crossovers like the Subaru Crosstrek, MINI Clubman, and Chevrolet Trax.
However, there are a few things you can do to find the cheapest Honda insurance rates online.
What Impacts the Cost of Honda HR-V Insurance?
The Honda HR-V trim and model you choose can impact the total price you will pay for Honda HR-V insurance coverage.
Age of the Vehicle
The average Honda HR-V auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Honda HR-V costs $1,356, while a 2016 Honda HR-V insurance costs are $1,312, a difference of $44.
|2020 Honda HR-V||$294||$532||$372||$1,356|
|2019 Honda HR-V||$280||$512||$390||$1,340|
|2018 Honda HR-V||$270||$506||$398||$1,332|
|2017 Honda HR-V||$260||$494||$416||$1,328|
|2016 Honda HR-V||$250||$474||$430||$1,312|
Driver age can have a significant effect on the cost of Honda HR-V car insurance. For example, a 20-year-old driver could pay around $138 more each month for their Honda HR-V car insurance than a 30-year-old driver.
Where you live can have a large impact on Honda HR-V insurance rates. For example, drivers in Houston may pay $1,000 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Honda HR-V auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda HR-V car insurance with violations on their driving record.
Honda HR-V Safety Ratings
Your Honda HR-V car insurance rates are tied to the safety ratings of the Honda HR-V. See the breakdown below:
|Small overlap front: driver-side||Good|
|Small overlap front: passenger-side||Good|
|Moderate overlap front||Good|
|Head restraints and seats||Good|
|Source: Insurance Institute for Highway Safety|
Honda HR-V Crash Test Ratings
Honda HR-V crash test ratings can impact your Honda HR-V car insurance rates. See Honda HR-V crash test results below:
|2020 Honda HR-V SUV FWD||5 stars||4 stars||5 stars||4 stars|
|2020 Honda HR-V SUV AWD||5 stars||4 stars||5 stars||4 stars|
|2019 Honda HR-V SUV FWD||5 stars||4 stars||5 stars||4 stars|
|2019 Honda HR-V SUV AWD||5 stars||4 stars||5 stars||4 stars|
|2018 Honda HR-V SUV FWD||5 stars||4 stars||5 stars||4 stars|
|2018 Honda HR-V SUV AWD||5 stars||4 stars||5 stars||4 stars|
|2017 Honda HR-V SUV FWD||5 stars||4 stars||5 stars||4 stars|
|2017 Honda HR-V SUV AWD||5 stars||4 stars||5 stars||4 stars|
|2016 Honda HR-V SUV FWD||5 stars||4 stars||5 stars||4 stars|
|2016 Honda HR-V SUV AWD||5 stars||4 stars||5 stars||4 stars|
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
Honda HR-V Safety Features
The Honda HR-V safety features can help lower insurance costs. The 2020 Honda HR-V has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Honda HR-V Finance and Insurance Cost
If you are financing a Honda HR-V, you will pay more if you purchase Honda HR-V car insurance at the dealership, so be sure to shop around and compare Honda HR-V car insurance quotes from the best companies using our FREE tool below.
Ways to Save on Honda HR-V Insurance
You can save more money on your Honda HR-V auto insurance rates by employing any of the following five strategies.
- Remove Unnecessary Insurance Once Your Honda HR-V is Paid Off
- Get Married and Ask for a Discount
- Bundle Your Honda HR-V Auto Insurance with Home Insurance
- Apply for Your Full, Unrestricted License as Soon as You’re Eligible
- Buy An Older Honda HR-V
Top Honda HR-V Insurance Companies
Who is the top car insurance company for Honda HR-V insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda HR-V auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda HR-V offers.
|Source: Insurance Information Institute|
Compare Free Honda HR-V Insurance Quotes Online
You can start comparing quotes for Honda HR-V auto insurance rates from some of the best auto insurance companies by using our free online tool now.