UPDATED: Jul 31, 2020
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- Full coverage costs around $1,140 a year or $95 each month
- A liability-only policy costs around $457 a year or $38 each month
- Highest rates are for teenage drivers at around $4,167 a year or $347 each month
- Good drivers can save as much as $470 a year by earning policy discounts
- Honda CR-V insurance costs around $379 less per year than the average vehicle
Owning a Honda CR-V can mean cheaper car insurance rates. Honda CR-V insurance rates are about $379 less per year than the average vehicle. Everything from a driver’s driving record to the vehicle’s age can affect these rates. Our guide goes over every significant factor, so you can find the Honda CR-V rates you need.
You can start comparing quotes for Honda CR-V car insurance rates from some of the best car insurance companies by using our free online tool now.
Honda CR-V Insurance Cost
The average Honda CR-V auto insurance rates are $1,140 a year or $95 a month.
Are Honda CR-Vs Expensive to Insure?
The chart below details how Honda CR-V insurance rates compare to other crossovers like the Infiniti QX30, Audi Q5, and Toyota RAV4.
However, there are a few things you can do to find the cheapest Honda insurance rates online.
What Impacts the Cost of Honda CR-V Insurance?
The Honda CR-V trim and model you choose can impact the total price you will pay for Honda CR-V insurance coverage.
Age of the Vehicle
The average Honda CR-V car insurance rates are higher for newer models. For example, car insurance for a 2020 Honda CR-V costs $1,140, while 2010 Honda CR-V insurance costs are $946, a difference of $194.
|2020 Honda CR-V||$280||$408||$316||$1,140|
|2019 Honda CR-V||$268||$392||$332||$1,128|
|2018 Honda CR-V||$256||$388||$338||$1,118|
|2017 Honda CR-V||$248||$378||$354||$1,116|
|2016 Honda CR-V||$240||$362||$364||$1,102|
|2015 Honda CR-V||$226||$350||$376||$1,088|
|2014 Honda CR-V||$218||$326||$384||$1,064|
|2013 Honda CR-V||$208||$306||$388||$1,038|
|2012 Honda CR-V||$200||$274||$390||$1,000|
|2011 Honda CR-V||$188||$252||$390||$966|
|2010 Honda CR-V||$180||$236||$394||$946|
Driver age can have a significant effect on the cost of Honda CR-V car insurance. For example, 30-year-old drivers pay approximately $50 more for their Honda CR-V car insurance than 40-year-old drivers.
Where you live can have a large impact on Honda CR-V insurance rates. For example, drivers in Los Angeles may pay $163 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on your Honda CR-V car insurance rates. Teens and drivers in their 20’s see the highest jump in their Honda CR-V car insurance with violations on their driving record.
Honda CR-V Safety Ratings
The Honda CR-V’s safety ratings will affect your Honda CR-V auto insurance rates. See the chart below:
|Small overlap front: driver-side||Good|
|Small overlap front: passenger-side||Good|
|Moderate overlap front||Good|
|Head restraints and seats||Good|
|Source: Insurance Institute for Highway Safety|
Honda CR-V Crash Test Ratings
Good Honda CR-V crash test ratings can lower your Honda CR-V auto insurance rates. See Honda CR-V crash test results below:
|2020 Honda CR-V SUV FWD||5 stars||5 stars||5 stars||4 stars|
|2020 Honda CR-V SUV AWD||5 stars||5 stars||5 stars||4 stars|
|2020 Honda CR-V HYBRID SUV AWD||5 stars||5 stars||5 stars||4 stars|
|2019 Honda CR-V SUV FWD||5 stars||5 stars||5 stars||4 stars|
|2019 Honda CR-V SUV AWD||5 stars||5 stars||5 stars||4 stars|
|2018 Honda CR-V SUV FWD||5 stars||5 stars||5 stars||4 stars|
|2018 Honda CR-V SUV AWD||5 stars||5 stars||5 stars||4 stars|
|2017 Honda CR-V SUV FWD||5 stars||5 stars||5 stars||4 stars|
|2017 Honda CR-V SUV AWD||5 stars||5 stars||5 stars||4 stars|
|2016 Honda CR-V SUV FWD||5 stars||5 stars||5 stars||4 stars|
|2016 Honda CR-V SUV AWD||5 stars||5 stars||5 stars||4 stars|
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
Honda CR-V Safety Features
Having a variety of safety features on your Honda CR-V can help lower your Honda CR-V insurance costs. The Honda CR-V’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Honda CR-V Insurance Loss Probability
The Honda CR-V’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Honda CR-V, others are more favorable and lead to lower insurance rates.
|Insurance Coverage Category||Loss Rate|
|Source: Insurance Institute for Highway Safety|
Honda CR-V Finance and Insurance Cost
If you are financing a Honda CR-V, most lenders will require your carry higher Honda CR-V coverage options including comprehensive coverage, so be sure to shop around and compare Honda CR-V auto insurance quotes from the best auto insurance companies using our FREE tool below.
Ways to Save on Honda CR-V Insurance
There are many ways that you can save on Honda CR-V car insurance. Below are five actions you can take to find cheap Honda CR-V auto insurance rates.
- Consider Honda CR-V Insurance Costs Before Buying a Honda CR-V
- Work with a Direct Insurer Instead of an Insurance Broker for Your Honda CR-V
- Don’t Skimp On Honda CR-V Liability Coverage
- Ask About Welcome Discounts
- Buy a Dashcam for Your Honda CR-V
Top Honda CR-V Insurance Companies
Who is the top auto insurance company for Honda CR-V insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda CR-V auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda CR-V offers.
|Source: Insurance Information Institute|
Compare Free Honda CR-V Insurance Quotes Online
Start comparing Honda CR-V car insurance quotes for free by using our convenient online comparison tool.