UPDATED: Jul 31, 2020
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Key takeaways:
- Full coverage costs around $1,140 a year or $95 each month
- A liability-only policy costs around $457 a year or $38 each month
- Highest rates are for teenage drivers at around $4,167 a year or $347 each month
- Good drivers can save as much as $470 a year by earning policy discounts
- Honda CR-V insurance costs around $379 less per year than the average vehicle
Owning a Honda CR-V can mean cheaper car insurance rates. Honda CR-V insurance rates are about $379 less per year than the average vehicle. Everything from a driver’s driving record to the vehicle’s age can affect these rates. Our guide goes over every significant factor, so you can find the Honda CR-V rates you need.
You can start comparing quotes for Honda CR-V car insurance rates from some of the best car insurance companies by using our free online tool now.
Honda CR-V Insurance Cost
The average Honda CR-V auto insurance rates are $1,140 a year or $95 a month.
Are Honda CR-Vs Expensive to Insure?
The chart below details how Honda CR-V insurance rates compare to other crossovers like the Infiniti QX30, Audi Q5, and Toyota RAV4.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Honda CR-V | $280 | $408 | $316 | $1,140 |
| Infiniti QX30 | $344 | $686 | $398 | $1,586 |
| Audi Q5 | $362 | $718 | $372 | $1,610 |
| Toyota RAV4 | $280 | $482 | $390 | $1,310 |
| MINI Clubman | $320 | $506 | $398 | $1,382 |
| Hyundai Tucson | $294 | $470 | $372 | $1,294 |
| Subaru Crosstrek | $320 | $512 | $332 | $1,300 |
However, there are a few things you can do to find the cheapest Honda insurance rates online.
What Impacts the Cost of Honda CR-V Insurance?
The Honda CR-V trim and model you choose can impact the total price you will pay for Honda CR-V insurance coverage.
Age of the Vehicle
The average Honda CR-V car insurance rates are higher for newer models. For example, car insurance for a 2020 Honda CR-V costs $1,140, while 2010 Honda CR-V insurance costs are $946, a difference of $194.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Honda CR-V | $280 | $408 | $316 | $1,140 |
| 2019 Honda CR-V | $268 | $392 | $332 | $1,128 |
| 2018 Honda CR-V | $256 | $388 | $338 | $1,118 |
| 2017 Honda CR-V | $248 | $378 | $354 | $1,116 |
| 2016 Honda CR-V | $240 | $362 | $364 | $1,102 |
| 2015 Honda CR-V | $226 | $350 | $376 | $1,088 |
| 2014 Honda CR-V | $218 | $326 | $384 | $1,064 |
| 2013 Honda CR-V | $208 | $306 | $388 | $1,038 |
| 2012 Honda CR-V | $200 | $274 | $390 | $1,000 |
| 2011 Honda CR-V | $188 | $252 | $390 | $966 |
| 2010 Honda CR-V | $180 | $236 | $394 | $946 |
Driver Age
Driver age can have a significant effect on the cost of Honda CR-V car insurance. For example, 30-year-old drivers pay approximately $50 more for their Honda CR-V car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Honda CR-V insurance rates. For example, drivers in Los Angeles may pay $163 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on your Honda CR-V car insurance rates. Teens and drivers in their 20’s see the highest jump in their Honda CR-V car insurance with violations on their driving record.
Honda CR-V Safety Ratings
The Honda CR-V’s safety ratings will affect your Honda CR-V auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Honda CR-V Crash Test Ratings
Good Honda CR-V crash test ratings can lower your Honda CR-V auto insurance rates. See Honda CR-V crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Honda CR-V SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Honda CR-V SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Honda CR-V HYBRID SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Honda CR-V SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Honda CR-V SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Honda CR-V SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Honda CR-V SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Honda CR-V SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Honda CR-V SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Honda CR-V SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Honda CR-V SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Honda CR-V Safety Features
Having a variety of safety features on your Honda CR-V can help lower your Honda CR-V insurance costs. The Honda CR-V’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Honda CR-V Insurance Loss Probability
The Honda CR-V’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Honda CR-V, others are more favorable and lead to lower insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | -32% |
|---|---|
| Property Damage | -19% |
| Comprehensive | -42% |
| Personal Injury | -7% |
| Medical Payment | -14% |
| Bodily Injury | -23% |
| Source: Insurance Institute for Highway Safety | |
Honda CR-V Finance and Insurance Cost
If you are financing a Honda CR-V, most lenders will require your carry higher Honda CR-V coverage options including comprehensive coverage, so be sure to shop around and compare Honda CR-V auto insurance quotes from the best auto insurance companies using our FREE tool below.
Ways to Save on Honda CR-V Insurance
There are many ways that you can save on Honda CR-V car insurance. Below are five actions you can take to find cheap Honda CR-V auto insurance rates.
- Consider Honda CR-V Insurance Costs Before Buying a Honda CR-V
- Work with a Direct Insurer Instead of an Insurance Broker for Your Honda CR-V
- Don’t Skimp On Honda CR-V Liability Coverage
- Ask About Welcome Discounts
- Buy a Dashcam for Your Honda CR-V
Top Honda CR-V Insurance Companies
Who is the top auto insurance company for Honda CR-V insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda CR-V auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda CR-V offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Honda CR-V Insurance Quotes Online
Start comparing Honda CR-V car insurance quotes for free by using our convenient online comparison tool.