UPDATED: Jul 31, 2020
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- Full coverage costs around $1,212 a year or $101 each month
- A liability-only policy costs around $486 a year or $41 each month
- Highest rates are for teenage drivers at around $4,430 a year or $369 each month
- Good drivers can save as much as $500 a year by earning policy discounts
- Ford Fiesta insurance costs around $307 less per year than the average vehicle
Ford Fiesta insurance rates average $1,212 a year or $101 a month for full coverage. Older Ford Fiestas may only need liability coverage, which only costs around $486 a year or $41 a month.
Good drivers can save up to $500 a year in policy discounts by practicing safe driving habits. Let’s look at Ford Fiesta insurance rates, crash test ratings, and more.
You can start comparing quotes for Ford Fiesta car insurance rates from some of the best car insurance companies by using our free online tool now.
Ford Fiesta Insurance Cost
The average Ford Fiesta car insurance costs are $1,212 a year or $101 a month.
Are Ford Fiestas Expensive to Insure?
The chart below details how Ford Fiesta insurance rates compare to other subcompact cars like the Ford Focus ST and Kia Rio.
|Ford Focus ST||$282||$536||$398||$1,374|
However, there are a few things you can do to find the cheapest Ford insurance rates online.
What Impacts the Cost of Ford Fiesta Insurance?
Even though the average annual rate for the Ford Fiesta is $1,212, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Ford Fiesta.
Age of the Vehicle
Older Ford Fiesta models generally cost less to insure. For example, car insurance for a 2019 Ford Fiesta costs $1,212, while 2011 Ford Fiesta insurance costs are $1,058, a difference of $154.
|2019 Ford Fiesta||$242||$422||$390||$1,212|
|2018 Ford Fiesta||$232||$418||$398||$1,206|
|2017 Ford Fiesta||$224||$408||$416||$1,206|
|2016 Ford Fiesta||$216||$390||$430||$1,194|
|2015 Ford Fiesta||$204||$378||$442||$1,182|
|2014 Ford Fiesta||$196||$350||$452||$1,156|
|2013 Ford Fiesta||$188||$330||$456||$1,132|
|2012 Ford Fiesta||$180||$296||$460||$1,094|
|2011 Ford Fiesta||$168||$272||$460||$1,058|
Driver age can have a significant effect on the cost of Ford Fiesta car insurance. For example, 30-year-old drivers pay approximately $53 more for their Ford Fiesta car insurance than 40-year-old drivers.
Where you live can have a large impact on Ford Fiesta insurance rates. For example, drivers in Los Angeles may pay $1,043 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Ford Fiesta auto insurance. Teens and drivers in their 20’s see the highest jump in their Ford Fiesta auto insurance rates with violations on their driving record.
Ford Fiesta Safety Ratings
Your Ford Fiesta car insurance rates are tied to the safety ratings of the Ford Fiesta. See the breakdown below:
|Small overlap front: driver-side||Marginal|
|Small overlap front: passenger-side||Not Tested|
|Moderate overlap front||Good|
|Head restraints and seats||Good|
|Source: Insurance Institute for Highway Safety|
Ford Fiesta Crash Test Ratings
Ford Fiesta crash test ratings can impact your Ford Fiesta car insurance rates. See Ford Fiesta crash test results below:
|2019 Ford Fiesta 5 HB FWD||4 stars||4 stars||4 stars||4 stars|
|2019 Ford Fiesta 4 DR FWD||4 stars||4 stars||4 stars||4 stars|
|2018 Ford Fiesta 5 HB FWD||4 stars||4 stars||4 stars||4 stars|
|2018 Ford Fiesta 4 DR FWD||4 stars||4 stars||4 stars||4 stars|
|2017 Ford Fiesta 5 HB FWD||4 stars||4 stars||5 stars||4 stars|
|2017 Ford Fiesta 4 DR FWD||4 stars||4 stars||5 stars||4 stars|
|2016 Ford Fiesta 5 HB FWD||4 stars||4 stars||5 stars||4 stars|
|2016 Ford Fiesta 4 DR FWD||4 stars||4 stars||5 stars||4 stars|
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
Ford Fiesta Safety Features
Good Ford Fiesta safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Ford Fiesta are:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Ford Fiesta Insurance Loss Probability
The lower percentage means lower Ford Fiesta car insurance costs; higher percentages mean higher Ford Fiesta car insurance costs. Compare the following Ford Fiesta auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.
|Insurance Coverage Category||Loss Rate|
|Source: Insurance Institute for Highway Safety|
Ford Fiesta Finance and Insurance Cost
If you are financing a Ford Fiesta, you will pay more if you purchase Ford Fiesta car insurance at the dealership, so be sure to shop around and compare Ford Fiesta car insurance quotes from the best companies using our FREE tool below.
Ways to Save on Ford Fiesta Insurance
Drivers can end up saving more money on their Ford Fiesta car insurance rates by employing any one of the following strategies.
- Compare Ford Fiesta Quotes Online
- Make Sure You Use an Accredited Driver Safety Program
- Consider Renting a Car Instead of Buying a Second Ford Fiesta
- Move to an Area with Better Weather
- Ask About Seasonal Insurance for Your Ford Fiesta
Top Ford Fiesta Insurance Companies
Who is the best auto insurance company for Ford Fiesta insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford Fiesta auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford Fiesta offers.
|Source: Insurance Information Institute|
Compare Free Ford Fiesta Insurance Quotes Online
Save money by comparing Ford Fiesta insurance rates with free quotes online now!