UPDATED: Jun 29, 2020
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- Full coverage costs around $1,580 a year or $132 each month
- A liability-only policy costs around $633 a year or $53 each month
- Highest rates are for teenage drivers at around $5,775 a year or $481 each month
- Good drivers can save as much as $651 a year by earning policy discounts
- Ford F-250 Super Duty insurance costs around $61 more per year than the average vehicle
Ford F-250 Super Duty insurance rates aren’t complicated. Full coverage for a Ford F-250 costs around $1,580 a year or $132 each month. Easy. Read on to learn more about insurance rates for a Ford F-250 Super Duty and ways you can save.
You can start comparing quotes for Ford F-250 Super Duty car insurance rates from some of the best car insurance companies by using our free online tool now.
Ford F-250 Super Duty Insurance Cost
The average Ford F-250 Super Duty car insurance costs are $1,580 a year or $132 a month.
Are Ford F-250 Super Dutys Expensive to Insure?
The chart below details how Ford F-250 Super Duty insurance rates compare to other trucks like the Chevrolet Silverado, GMC Sierra 2500HD, and Honda Ridgeline.
|GMC Sierra 2500HD||$336||$656||$420||$1,592|
|GMC Sierra 3500HD||$376||$656||$420||$1,632|
|Chevrolet Silverado 2500HD||$362||$688||$420||$1,650|
However, there are a few things you can do to find the cheapest Ford insurance rates online.
What Impacts the Cost of Ford F-250 Super Duty Insurance?
You might have noticed that there is a multitude of factors that impact Ford F-250 Super Duty car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Ford F-250 Super Duty.
Age of the Vehicle
Older Ford F-250 Super Duty models generally cost less to insure. For example, car insurance for a 2017 Ford F-250 Super Duty costs $1,580, while 2010 Ford F-250 Super Duty insurance costs are $1,320, a difference of $260.
|2017 Ford F-250 Super Duty||$320||$610||$470||$1,580|
|2016 Ford F-250 Super Duty||$310||$586||$486||$1,562|
|2015 Ford F-250 Super Duty||$292||$564||$500||$1,536|
|2014 Ford F-250 Super Duty||$282||$524||$510||$1,496|
|2013 Ford F-250 Super Duty||$270||$494||$514||$1,458|
|2012 Ford F-250 Super Duty||$258||$442||$520||$1,400|
|2011 Ford F-250 Super Duty||$242||$408||$520||$1,350|
|2010 Ford F-250 Super Duty||$234||$382||$524||$1,320|
Driver age can have a significant effect on Ford F-250 Super Duty car insurance rates. For example, 20-year-old drivers pay $1,932 more for their Ford F-250 Super Duty car insurance each year than 30-year-old drivers.
Where you live can have a large impact on Ford F-250 Super Duty insurance rates. For example, drivers in New York may pay $963 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Ford F-250 Super Duty auto insurance. Teens and drivers in their 20’s see the highest jump in their Ford F-250 Super Duty auto insurance rates with violations on their driving record.
Ford F-250 Super Duty Safety Ratings
The Ford F-250 Super Duty’s safety ratings will affect your Ford F-250 Super Duty auto insurance rates. See the chart below:
|Small overlap front: driver-side||N/R|
|Small overlap front: passenger-side||N/R|
|Moderate overlap front||N/R|
|Head restraints and seats||N/R|
|Source: Insurance Institute for Highway Safety|
Ford F-250 Super Duty Crash Test Ratings
If the Ford F-250 Super Duty crash test ratings are good, you could have lower Ford F-250 Super Duty car insurance rates. See Ford F-250 Super Duty crash test results below:
|Ford F-250 Super Duty||N/R||N/R||N/R||N/R|
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
Ford F-250 Super Duty Safety Features
The Ford F-250 Super Duty safety features can help lower insurance costs. The 2020 Ford F-250 Super Duty has the following safety features:
- Advanced airbag system
- 360-degree camera system
- Adaptive cruise control with collision mitigation
- Lane-keeping alert
- Inflatable seatbelts
Ford F-250 Super Duty Finance and Insurance Cost
If you are financing a Ford F-250 Super Duty, most lenders will require your carry higher Ford F-250 Super Duty coverage options including comprehensive coverage, so be sure to shop around and compare Ford F-250 Super Duty auto insurance rates from the best companies using our FREE tool below.
Ways to Save on Ford F-250 Super Duty Insurance
Although it may seem like your Ford F-250 Super Duty car insurance rates are set, there are a few measures that you can take to secure the best Ford F-250 Super Duty car insurance rates possible. Take a look at the following five ways to save on Ford F-250 Super Duty auto insurance.
- Ask About Welcome Discounts
- Buy Winter Tires for Your Ford F-250 Super Duty
- Ask for a New Ford F-250 Super Duty Auto Insurance Rate Based on Your Improved Credit Score
- Tell Your Insurer About Different Drivers or Uses for Your Ford F-250 Super Duty
- Get Married and Ask for a Discount
Top Ford F-250 Super Duty Insurance Companies
Who is the top auto insurance company for Ford F-250 Super Duty insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford F-250 Super Duty auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford F-250 Super Duty offers.
|Source: Insurance Information Institute|
Compare Free Ford F-250 Super Duty Insurance Quotes Online
Start comparing Ford F-250 Super Duty auto insurance quotes for free by using our FREE online comparison tool.