How to Find Cheap Ford F-250 Super Duty Insurance Quotes

Average Ford F-250 Super Duty auto insurance rates cost $1,580 a year, or around $132 a month. Shop around to find cheap Ford F-250 Super Duty insurance rates. On average, Ford F-250 Super Duty comprehensive insurance coverage costs $385, collision coverage costs $562, and liability coverage costs $446.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 16, 2021

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Key takeaways:

  • Full coverage costs around $1,580 a year or $132 each month
  • A liability-only policy costs around $633 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,775 a year or $481 each month
  • Good drivers can save as much as $651 a year by earning policy discounts
  • Ford F-250 Super Duty insurance costs around $61 more per year than the average vehicle

Ford F-250 Super Duty insurance rates aren’t complicated. Full coverage for a Ford F-250 costs around $1,580 a year or $132 each month. Easy. Read on to learn more about insurance rates for a Ford F-250 Super Duty and ways you can save.

You can start comparing quotes for Ford F-250 Super Duty car insurance rates from some of the best car insurance companies by using our free online tool now.

Ford F-250 Super Duty Insurance Cost

The average Ford F-250 Super Duty car insurance costs are $1,580 a year or $132 a month.

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Are Ford F-250 Super Dutys Expensive to Insure?

The chart below details how Ford F-250 Super Duty insurance rates compare to other trucks like the Chevrolet Silverado, GMC Sierra 2500HD, and Honda Ridgeline.

Vehicle Comprehensive Collision Liability Total
Chevrolet Silverado $322 $562 $420 $1,484
GMC Sierra 2500HD $336 $656 $420 $1,592
Honda Ridgeline $306 $536 $450 $1,472
GMC Canyon $270 $478 $398 $1,304
GMC Sierra 3500HD $376 $656 $420 $1,632
Chevrolet Silverado 2500HD $362 $688 $420 $1,650
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However, there are a few things you can do to find the cheapest Ford insurance rates online.

What Impacts the Cost of Ford F-250 Super Duty Insurance?

You might have noticed that there is a multitude of factors that impact Ford F-250 Super Duty car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Ford F-250 Super Duty.

Age of the Vehicle

Older Ford F-250 Super Duty models generally cost less to insure. For example, car insurance for a 2017 Ford F-250 Super Duty costs $1,580, while 2010 Ford F-250 Super Duty insurance costs are $1,320, a difference of $260.

Model Year Comprehensive Collision Liability Total
2017 Ford F-250 Super Duty $320 $610 $470 $1,580
2016 Ford F-250 Super Duty $310 $586 $486 $1,562
2015 Ford F-250 Super Duty $292 $564 $500 $1,536
2014 Ford F-250 Super Duty $282 $524 $510 $1,496
2013 Ford F-250 Super Duty $270 $494 $514 $1,458
2012 Ford F-250 Super Duty $258 $442 $520 $1,400
2011 Ford F-250 Super Duty $242 $408 $520 $1,350
2010 Ford F-250 Super Duty $234 $382 $524 $1,320
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Driver Age

Driver age can have a significant effect on Ford F-250 Super Duty car insurance rates. For example, 20-year-old drivers pay $1,932 more for their Ford F-250 Super Duty car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Ford F-250 Super Duty insurance rates. For example, drivers in New York may pay $963 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Ford F-250 Super Duty auto insurance. Teens and drivers in their 20’s see the highest jump in their Ford F-250 Super Duty auto insurance rates with violations on their driving record.

Ford F-250 Super Duty Safety Ratings

The Ford F-250 Super Duty’s safety ratings will affect your Ford F-250 Super Duty auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side N/R
Small overlap front: passenger-side N/R
Moderate overlap front N/R
Side N/R
Roof strength N/R
Head restraints and seats N/R
Source: Insurance Institute for Highway Safety
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Ford F-250 Super Duty Crash Test Ratings

If the Ford F-250 Super Duty crash test ratings are good, you could have lower Ford F-250 Super Duty car insurance rates. See Ford F-250 Super Duty crash test results below:

Vehicle Tested Overall Frontal Side Rollover
Ford F-250 Super Duty N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Ford F-250 Super Duty Safety Features

The Ford F-250 Super Duty safety features can help lower insurance costs. The 2020 Ford F-250 Super Duty has the following safety features:

  • Advanced airbag system
  • 360-degree camera system
  • Adaptive cruise control with collision mitigation
  • Lane-keeping alert
  • Inflatable seatbelts

Ford F-250 Super Duty Finance and Insurance Cost

If you are financing a Ford F-250 Super Duty, most lenders will require your carry higher Ford F-250 Super Duty coverage options including comprehensive coverage, so be sure to shop around and compare Ford F-250 Super Duty auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on Ford F-250 Super Duty Insurance

Although it may seem like your Ford F-250 Super Duty car insurance rates are set, there are a few measures that you can take to secure the best Ford F-250 Super Duty car insurance rates possible. Take a look at the following five ways to save on Ford F-250 Super Duty auto insurance.

  • Ask About Welcome Discounts
  • Buy Winter Tires for Your Ford F-250 Super Duty
  • Ask for a New Ford F-250 Super Duty Auto Insurance Rate Based on Your Improved Credit Score
  • Tell Your Insurer About Different Drivers or Uses for Your Ford F-250 Super Duty
  • Get Married and Ask for a Discount

Top Ford F-250 Super Duty Insurance Companies

Who is the top auto insurance company for Ford F-250 Super Duty insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford F-250 Super Duty auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford F-250 Super Duty offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Start comparing Ford F-250 Super Duty auto insurance quotes for free by using our FREE online comparison tool.

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