How to Find Cheap Ford Escape Insurance Quotes

Auto insurance rates for a Ford Escape average $1,170 a year, or around $98 a month. Mature drivers with good driving records may find rates as low as $688 a year.

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Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,170 a year or $98 each month
  • A liability-only policy costs around $469 a year or $39 each month
  • Highest rates are for teenage drivers at around $4,276 a year or $356 each month
  • Good drivers can save as much as $482 a year by earning policy discounts
  • Ford Escape insurance costs around $349 less per year than the average vehicle

Ford Escape insurance rates can be quite economical. Ford Escape insurance costs around $349 less per year than the average vehicle. Our comprehensive guide goes in-depth into Ford Escape insurance rates to help drivers save on rates. Read on.

You can start comparing quotes for Ford Escape car insurance rates from some of the best car insurance companies by using our free online tool now.

Ford Escape Insurance Cost

The average Ford Escape car insurance costs are $1,170 a year or $98 a month.

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Are Ford Escapes Expensive to Insure?

The chart below details how Ford Escape insurance rates compare to other crossovers like the Honda CR-V, Infiniti QX30, and Chevrolet Trax.

Vehicle Comprehensive Collision Liability Total
Ford Escape $280 $438 $316 $1,170
Honda CR-V $280 $408 $316 $1,140
Infiniti QX30 $344 $686 $398 $1,586
Chevrolet Trax $280 $470 $372 $1,280
Audi SQ5 $394 $774 $264 $1,542
Lincoln MKX $294 $596 $398 $1,446
Hyundai Tucson $294 $470 $372 $1,294
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However, there are a few things you can do to find the cheapest Ford insurance rates online.

What Impacts the Cost of Ford Escape Insurance?

The Ford Escape trim and model you choose can impact the total price you will pay for Ford Escape insurance coverage.

Age of the Vehicle

The average Ford Escape auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Ford Escape costs $1,170, while 2010 Ford Escape insurance costs are $964, a difference of $206.

Model Year Comprehensive Collision Liability Total
2020 Ford Escape $280 $438 $316 $1,170
2019 Ford Escape $268 $422 $332 $1,158
2018 Ford Escape $256 $418 $338 $1,148
2017 Ford Escape $248 $408 $354 $1,146
2016 Ford Escape $240 $390 $364 $1,130
2015 Ford Escape $226 $378 $376 $1,116
2014 Ford Escape $218 $350 $384 $1,088
2013 Ford Escape $208 $330 $388 $1,062
2012 Ford Escape $200 $296 $390 $1,022
2011 Ford Escape $188 $272 $390 $986
2010 Ford Escape $180 $254 $394 $964
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Driver Age

Driver age can have a significant effect on Ford Escape car insurance rates. For example, 20-year-old drivers pay $1,431 more for their Ford Escape car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Ford Escape insurance rates. For example, drivers in Los Angeles may pay $1,006 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Ford Escape auto insurance. Teens and drivers in their 20’s see the highest jump in their Ford Escape car insurance with violations on their driving record.

Ford Escape Safety Ratings

The Ford Escape’s safety ratings will affect your Ford Escape car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Ford Escape Crash Test Ratings

Poor Ford Escape crash test ratings could mean higher Ford Escape car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Ford Escape SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Ford Escape SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Ford Escape PHEV SUV FWD N/R N/R N/R N/R
2020 Ford Escape HEV SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Ford Escape HEV SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Ford Escape SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Ford Escape SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Ford Escape SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Ford Escape SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Ford Escape SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Ford Escape SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Ford Escape SUV FWD 4 stars 4 stars 5 stars 4 stars
2016 Ford Escape SUV AWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Ford Escape Safety Features

Having a variety of safety features on your Ford Escape can help lower your insurance costs. The 2020 Ford Escape’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

Ford Escape Insurance Loss Probability

The lower percentage means lower Ford Escape car insurance costs; higher percentages mean higher Ford Escape car insurance costs. Compare the following Ford Escape auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.

Insurance Coverage Category Loss Rate
Collision -20%
Property Damage -9%
Comprehensive -17%
Personal Injury -6%
Medical Payment -6%
Bodily Injury -8%
Source: Insurance Institute for Highway Safety
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Ford Escape Finance and Insurance Cost

If you are financing a Ford Escape, most lenders will require your carry higher Ford Escape coverages including comprehensive coverage, so be sure to compare Ford Escape car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Ford Escape Insurance

Although it may seem like your Ford Escape car insurance rates are set, there are a few measures that you can take to secure the best Ford Escape car insurance rates possible. Take a look at the following five ways to save on Ford Escape auto insurance.

  • Work with a Direct Insurer Instead of an Insurance Broker for Your Ford Escape
  • Watch Your Insurer Closely When Your Ford Escape Needs Repairs
  • Spy on Your Teen Driver
  • Buy a Ford Escape with an Anti-Theft Device
  • Ask for a New Ford Escape Auto Insurance Rate Based on Your Improved Credit Score

Top Ford Escape Insurance Companies

The best auto insurance companies for Ford Escape car insurance rates will offer competitive rates, discounts, and account for the Ford Escape’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Ford Escape Insurance Quotes Online

To start comparing Ford Escape car insurance quotes for free, use our online car insurance comparison tool.

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