UPDATED: Jun 26, 2020
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- Full coverage costs around $1,644 a year or $137 each month
- A liability-only policy costs around $660 a year or $55 each month
- Highest rates are for teenage drivers at around $6,009 a year or $501 each month
- Good drivers can save as much as $678 a year by earning policy discounts
- Ford Fusion Hybrid insurance costs around $125 more per year than the average vehicle
Ford Fusion Hybrid insurance rates can be a little pricier. Ford Fusion Hybrid insurance costs around $125 more per year than the average vehicle. The good news is that our guide goes over average rates and ways to save on Ford Fusion Hybrid insurance rates.
You can start comparing quotes for Ford Fusion Hybrid car insurance rates from some of the best car insurance companies by using our free online tool now.
Ford Fusion Hybrid Insurance Cost
The average Ford Fusion Hybrid car insurance rates are $1,644 a year or $137 a month.
Are Ford Fusion Hybrids Expensive to Insure?
The chart below details how Ford Fusion Hybrid insurance rates compare to other hybrid/electrics like the Ford C-Max Hybrid, Chrysler Pacifica Hybrid, and Toyota Prius.
|Ford Fusion Hybrid||$322||$656||$466||$1,644|
|Ford C-Max Hybrid||$282||$566||$398||$1,404|
|Chrysler Pacifica Hybrid||$370||$656||$338||$1,500|
|Ford Fusion Energi||$336||$626||$372||$1,492|
|Lexus GS 450h||$394||$774||$398||$1,724|
However, there are a few things you can do to find the cheapest Ford insurance rates online.
What Impacts the Cost of Ford Fusion Hybrid Insurance?
The Ford Fusion Hybrid trim and model you choose can impact the total price you will pay for Ford Fusion Hybrid insurance coverage.
Age of the Vehicle
Older Ford Fusion Hybrid models generally cost less to insure. For example, auto insurance rates for a 2020 Ford Fusion Hybrid are $1,644, while 2010 Ford Fusion Hybrid rates are $1,368, a difference of $276.
|2020 Ford Fusion Hybrid||$322||$656||$466||$1,644|
|2019 Ford Fusion Hybrid||$306||$630||$488||$1,624|
|2018 Ford Fusion Hybrid||$294||$626||$498||$1,618|
|2017 Ford Fusion Hybrid||$284||$610||$520||$1,614|
|2016 Ford Fusion Hybrid||$274||$586||$536||$1,596|
|2015 Ford Fusion Hybrid||$260||$564||$554||$1,578|
|2014 Ford Fusion Hybrid||$250||$524||$564||$1,538|
|2013 Ford Fusion Hybrid||$240||$494||$570||$1,504|
|2011 Ford Fusion Hybrid||$214||$408||$574||$1,396|
|2010 Ford Fusion Hybrid||$206||$382||$580||$1,368|
Driver age can have a significant impact on Ford Fusion Hybrid auto insurance rates. For instance, a 30-year-old driver may pay $72 more each year for Ford Fusion Hybrid auto insurance than a 40-year-old driver.
Where you live can have a large impact on Ford Fusion Hybrid insurance rates. For example, drivers in Los Angeles may pay $1,414 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Ford Fusion Hybrid car insurance. Teens and drivers in their 20’s see the highest jump in their Ford Fusion Hybrid car insurance with violations on their driving record.
Ford Fusion Hybrid Safety Ratings
Your Ford Fusion Hybrid car insurance rates are tied to the safety ratings of the Ford Fusion Hybrid. See the breakdown below:
|Small overlap front: driver-side||N/R|
|Small overlap front: passenger-side||N/R|
|Moderate overlap front||N/R|
|Head restraints and seats||N/R|
|Source: Insurance Institute for Highway Safety|
Ford Fusion Hybrid Crash Test Ratings
The crash test ratings of the Ford Fusion Hybrid can impact your Ford Fusion Hybrid car insurance rates.
|2019 Ford Fusion Hybrid 4 DR FWD||5 stars||4 stars||5 stars||4 stars|
|2018 Ford Fusion Hybrid 4 DR FWD||5 stars||4 stars||5 stars||4 stars|
|2017 Ford Fusion Hybrid 4 DR FWD||5 stars||4 stars||5 stars||4 stars|
|2016 Ford Fusion Hybrid 4 DR FWD||5 stars||5 stars||4 stars||4 stars|
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
Ford Fusion Hybrid Safety Features
The Ford Fusion Hybrid safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Ford Fusion Hybrid auto insurance rates. The Ford Fusion Hybrid’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
Ford Fusion Hybrid Insurance Loss Probability
The Ford Fusion Hybrid’s insurance loss probability varies between different coverage types. The lower percentage means lower Ford Fusion Hybrid auto insurance costs; higher percentages mean higher Ford Fusion Hybrid auto insurance costs.
|Insurance Coverage Category||Loss Rate|
|Source: Insurance Institute for Highway Safety|
Ford Fusion Hybrid Finance and Insurance Cost
If you are financing a Ford Fusion Hybrid, you will pay more if you purchase Ford Fusion Hybrid car insurance at the dealership, so be sure to shop around and compare Ford Fusion Hybrid car insurance quotes from the best companies using our FREE tool below.
Ways to Save on Ford Fusion Hybrid Insurance
You have more options at your disposal to save money on your Ford Fusion Hybrid auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Ford Fusion Hybrid car insurance rates
- Apply for Your Full, Unrestricted License as Soon as You’re Eligible
- Pay Your Ford Fusion Hybrid Insurance Upfront
- Ask About Retiree Discounts
- Use a Service Like Turo to Rent Out Your Ford Fusion Hybrid
- Ask About Ford Fusion Hybrid Low Mileage Discounts
Top Ford Fusion Hybrid Insurance Companies
Several insurance companies offer competitive rates for the Ford Fusion Hybrid based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Ford Fusion Hybrid drivers organized by market share.
|Source: Insurance Information Institute|
Compare Free Ford Fusion Hybrid Insurance Quotes Online
You can start comparing quotes for Ford Fusion Hybrid auto insurance rates from some of the best auto insurance companies by using our free online tool now.