Are Acura RLXs Expensive to Insure? [List of Money Saving Tips]

Car insurance rates for an Acura RLX average $1,712 a year, or around $143 a month. Mature drivers with good driving records may find rates as low as $1,006 a year.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,712 a year or $143 each month
  • A liability-only policy costs around $686 a year or $57 each month
  • Highest rates are for teenage drivers at around $6,257 a year or $521 each month
  • Good drivers can save as much as $706 a year by earning policy discounts
  • Acura RLX insurance costs around $193 more per year than the average vehicle

Need help finding cheap Acura RLX insurance rates? Good drivers can save as much as $706 a year by earning policy discounts on an Acura RLX. We cover every factor that goes into determining your Acura RLX insurance rates, from driving record to crash test ratings.

You can start comparing quotes for Acura RLX car insurance rates from some of the best car insurance companies by using our free online tool now.

Acura RLX Insurance Cost

The average Acura RLX car insurance costs are $1,712 a year or $143 a month.

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Are Acura RLXs Expensive to Insure?

The chart below details how Acura RLX insurance rates compare to other luxury cars like the Acura TLX, Cadillac CT6, and Audi S7.

Vehicle Comprehensive Collision Liability Total
Acura TLX $332 $686 $398 $1,574
Cadillac CT6 $382 $774 $398 $1,712
Audi S7 $532 $1250 $398 $2,338
Mercedes-Benz E300 $394 $744 $338 $1,612
Lexus ES 350 $362 $656 $316 $1,470
Volvo S60 $332 $656 $398 $1,544
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However, there are a few things you can do to find the cheapest Acura insurance rates online.

What Impacts the Cost of Acura RLX Insurance?

You might have noticed that there is a multitude of factors that impact Acura RLX car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Acura RLX.

Age of the Vehicle

Older Acura RLX models generally cost less to insure. For example, car insurance rates for a 2017 Acura RLX are $1,712, while 2014 Acura RLX rates are $1,592, a difference of $120.

Model Year Comprehensive Collision Liability Total
2017 Acura RLX $382 $756 $416 $1,712
2016 Acura RLX $368 $724 $430 $1,680
2015 Acura RLX $348 $698 $442 $1,646
2014 Acura RLX $334 $648 $452 $1,592
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Driver Age

Driver age can have a significant impact on Acura RLX auto insurance rates. For instance, a 30-year-old driver may pay $75 more each year for Acura RLX auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Acura RLX insurance rates. For example, drivers in Houston may pay $1,262 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on your Acura RLX auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Acura RLX car insurance with violations on their driving record.

Acura RLX Safety Ratings

Your Acura RLX car insurance rates are influenced by the safety ratings of the Acura RLX. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Acura RLX Crash Test Ratings

Acura RLX crash test ratings can impact your Acura RLX car insurance rates. See Acura RLX crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Acura RLX SPORT HYBRID 4 DR AWD N/R N/R 5 stars 5 stars
2020 Acura RLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2019 Acura RLX Sport Hybrid 4 DR AWD N/R N/R 5 stars 5 stars
2019 Acura RLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2018 Acura RLX Sport Hybrid 4 DR AWD N/R N/R 5 stars 5 stars
2018 Acura RLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2017 Acura RLX Sport Hybrid 4 DR AWD N/R N/R 5 stars 5 stars
2017 Acura RLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2016 Acura RLX Sport Hybrid 4 DR AWD N/R N/R 5 stars 5 stars
2016 Acura RLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Acura RLX Safety Features

The numerous safety features of the Acura RLX help contribute to lower insurance rates. The 2020 Acura RLX has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

Acura RLX Insurance Loss Probability

The Acura RLX’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Acura RLX, others are more favorable and lead to lower insurance rates.

Insurance Coverage Category Loss Rate
Collision 28%
Property Damage -37%
Comprehensive 79%
Personal Injury -18%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Acura RLX Finance and Insurance Cost

If you are financing an Acura RLX, most lenders will require your carry higher Acura RLX coverage options including comprehensive coverage, so be sure to shop around and compare Acura RLX car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Acura RLX Insurance

There are several ways you can save even more on your Acura RLX car insurance rates. Take a look at the following five tips:

  • Pay Your Bills On Time — Especially Acura RLX Payments and Insurance
  • Drive Your Acura RLX Safely
  • Tell Your Insurer About Different Drivers or Uses for Your Acura RLX
  • Consider Acura RLX Insurance Costs Before Buying an Acura RLX
  • Don’t Skimp On Acura RLX Liability Coverage

Top Acura RLX Insurance Companies

The best auto insurance companies for Acura RLX car insurance rates will offer competitive rates, discounts, and account for the Acura RLX’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Acura RLX Insurance Quotes Online

You can start comparing quotes for Acura RLX car insurance rates from some of the best car insurance companies by using our free online tool now.

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