Best Acura RDX Insurance Rates [List of Money Saving Tips]

Average Acura RDX auto insurance rates cost $108 per month ($1,292 per year). Mature drivers with good driving records may find rates as low as $759 a year.

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Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jun 21, 2020

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Key takeaways:

  • Full coverage costs around $1,292 a year or $108 each month
  • A liability-only policy costs around $518 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,722 a year or $394 each month
  • Good drivers can save as much as $533 a year by earning policy discounts
  • Acura RDX insurance costs around $227 less per year than the average vehicle

Are you worried about finding affordable Acura RDX insurance rates? Don’t fear. Acura RDX insurance costs around $227 less per year than the average vehicle. Our comprehensive guide goes over the factors that affect Acura RDX insurance rates, so you can better understand how to save.

You can start comparing quotes for Acura RDX car insurance rates from some of the best car insurance companies by using our free online tool now.

Acura RDX Insurance Cost

The average Acura RDX car insurance costs are $1,292 a year or $108 a month.

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Are Acura RDXs Expensive to Insure?

The chart below details how Acura RDX insurance rates compare to other SUVs like the Jaguar F-PACE, Jeep Wrangler, and Chevrolet Suburban.

Vehicle Comprehensive Collision Liability Total
Acura RDX $308 $532 $316 $1,292
Jaguar F-PACE $470 $982 $398 $2,008
Jeep Wrangler $280 $376 $420 $1,256
Chevrolet Suburban $336 $532 $372 $1,398
Jeep Cherokee $348 $626 $466 $1,640
Nissan Armada $306 $536 $338 $1,316
BMW X5 $444 $750 $372 $1,724
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However, there are a few things you can do to find the cheapest Acura insurance rates online.

What Impacts the Cost of Acura RDX Insurance?

You might have noticed that there is a multitude of factors that impact Acura RDX car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Acura RDX.

Age of the Vehicle

The average Acura RDX car insurance rates are higher for newer models. For example, car insurance rates for a 2020 Acura RDX are $1,292, while 2010 Acura RDX rates are $1,038, a difference of $254.

Model Year Comprehensive Collision Liability Total
2020 Acura RDX $308 $532 $316 $1,292
2019 Acura RDX $294 $512 $332 $1,274
2018 Acura RDX $282 $506 $338 $1,262
2017 Acura RDX $272 $494 $354 $1,256
2016 Acura RDX $262 $474 $364 $1,236
2015 Acura RDX $248 $458 $376 $1,218
2014 Acura RDX $238 $424 $384 $1,182
2013 Acura RDX $230 $400 $388 $1,154
2012 Acura RDX $220 $358 $390 $1,104
2011 Acura RDX $206 $330 $390 $1,062
2010 Acura RDX $198 $310 $394 $1,038
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Driver Age

Driver age can have a significant effect on Acura RDX car insurance rates. As an example, a 30-year-old driver pays around $57 more each year for their Acura RDX car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Acura RDX insurance rates. For example, drivers in Los Angeles may pay $1,111 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Acura RDX car insurance. Teens and drivers in their 20’s see the highest jump in their Acura RDX car insurance rates with violations on their driving record.

Acura RDX Safety Ratings

Your Acura RDX car insurance rates are tied to the safety ratings of the Acura RDX. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Acura RDX Crash Test Ratings

Poor Acura RDX crash test ratings could mean higher Acura RDX car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Acura RDX SUV FWD 5 stars 4 stars 5 stars 4 stars
2020 Acura RDX SUV AWD 5 stars 4 stars 5 stars 4 stars
2019 Acura RDX 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2019 Acura RDX 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2018 Acura RDX SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Acura RDX SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Acura RDX SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Acura RDX SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Acura RDX SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Acura RDX SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Acura RDX Safety Features

Having a variety of safety features on your Acura RDX can help lower your insurance costs. The 2020 Acura RDX’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Acura RDX Insurance Loss Probability

The lower percentage means lower Acura RDX auto insurance rates; higher percentages mean higher Acura RDX car insurance rates. The Acura RDX’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision -36%
Property Damage -25%
Comprehensive -43%
Personal Injury -33%
Medical Payment -33%
Bodily Injury -29%
Source: Insurance Institute for Highway Safety
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Acura RDX Finance and Insurance Cost

If you are financing a Acura RDX, you will pay more if you purchase Acura RDX car insurance at the dealership, so be sure to shop around and compare Acura RDX car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Acura RDX Insurance

If you want to reduce the cost of your Acura RDX insurance rates, follow these tips below:

  • Compare Acura RDX Quotes Online
  • Check the Odometer on Your Acura RDX
  • Move to an Area with a Lower Cost of Living
  • Use a Service Like Turo to Rent Out Your Acura RDX
  • Ask About Welcome Discounts

Top Acura RDX Insurance Companies

The best auto insurance companies for Acura RDX car insurance rates will offer competitive rates, discounts, and account for the Acura RDX’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Save on your Acura RDX car insurance rates by taking advantage of our FREE comparison tool.

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