UPDATED: Oct 27, 2020
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Key takeaways:
- Full coverage costs around $1,146 a year or $96 each month
- A liability-only policy costs around $460 a year or $38 each month
- Highest rates are for teenage drivers at around $4,189 a year or $349 each month
- Good drivers can save as much as $472 a year by earning policy discounts
- Dodge Caliber insurance costs around $373 less per year than the average vehicle
Dodge Caliber insurance rates aren’t the priciest in the insurance market. Dodge Caliber insurance costs around $373 less per year than the average vehicle. Read on to learn how to save on Dodge Caliber insurance rates.
You can start comparing quotes for Dodge Caliber car insurance rates from some of the best car insurance companies by using our free online tool now.
Dodge Caliber Insurance Cost
The average Dodge Caliber auto insurance costs are $1,146 a year or $96 a month.
Are Dodge Calibers Expensive to Insure?
The chart below details how Dodge Caliber insurance rates compare to other hatchbacks like the FIAT 500L, Toyota Yaris, and Kia Soul.
| Vehicle | Comprehensive | Collision | Liability | Total |
| FIAT 500L | $256 | $478 | $450 | $1,364 |
| Toyota Yaris | $256 | $478 | $398 | $1,290 |
| Kia Soul | $308 | $500 | $372 | $1,338 |
However, there are a few things you can do to find the cheapest Dodge insurance rates online.
What Impacts the Cost of Dodge Caliber Insurance?
The Dodge Caliber trim and model you choose will affect the total price you will pay for Dodge Caliber insurance coverage.
Age of the Vehicle
The average Dodge Caliber car insurance rates are higher for newer models. For example, car insurance for a 2012 Dodge Caliber costs $1,146, while 2010 Dodge Caliber insurance costs are $1,086, a difference of $60.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2012 Dodge Caliber | $190 | $338 | $460 | $1,146 |
| 2011 Dodge Caliber | $178 | $310 | $460 | $1,106 |
| 2010 Dodge Caliber | $172 | $292 | $464 | $1,086 |
Driver Age
Driver age can have a significant impact on Dodge Caliber auto insurance rates. For example, 20-year-old drivers pay approximately $1,402 more each year for their Dodge Caliber auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Dodge Caliber insurance rates. For example, drivers in New York may pay $699 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Dodge Caliber auto insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Caliber car insurance with violations on their driving record.
Dodge Caliber Safety Ratings
Your Dodge Caliber auto insurance rates are tied to the Dodge Caliber’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | N/R |
|---|---|
| Small overlap front: passenger-side | N/R |
| Moderate overlap front | Good |
| Side | Marginal |
| Roof strength | Acceptable |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Dodge Caliber Crash Test Ratings
Poor Dodge Caliber crash test ratings could mean higher Dodge Caliber car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2012 Dodge Caliber 4 DR FWD | 3 stars | 4 stars | 3 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Dodge Caliber Safety Features
The numerous safety features of the Dodge Caliber help contribute to lower insurance rates. The Dodge Caliber has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Brake Assist
- Electronic Stability Control
- Child Safety Locks
- Traction Control
Dodge Caliber Finance and Insurance Cost
If you are financing a Dodge Caliber, most lenders will require your carry higher Dodge Caliber coverage options including comprehensive coverage, so be sure to shop around and compare Dodge Caliber car insurance rates from the best companies using our FREE tool below.
Ways to Save on Dodge Caliber Insurance
If you want to reduce the cost of your Dodge Caliber insurance rates, follow these tips below:
- Park Your Dodge Caliber Somewhere Safe – like a Garage or Private Driveway
- Ask About Dodge Caliber Discounts If You Were Listed on Someone Else’s Policy
- Save Money on Young Driver Dodge Caliber Insurance By Mentioning Grades or GPA
- Move to the Countryside
- Ask About a Student Away from Home Discount
Top Dodge Caliber Insurance Companies
Who is the top car insurance company for Dodge Caliber insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Caliber auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Caliber offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Dodge Caliber Insurance Quotes Online
You can start comparing quotes for Dodge Caliber car insurance rates from some of the best car insurance companies by using our free online tool now.