How Much is Insurance on a Dodge Nitro? [How to Find Cheap Rates]

Getting Dodge Nitro insurance quotes will cost on average $99 per month ($1,188 per year). Comprehensive, collision, and liability insurance cost around $289, $422, and $335, respectively.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,188 a year or $99 each month
  • A liability-only policy costs around $477 a year or $40 each month
  • Highest rates are for teenage drivers at around $4,342 a year or $362 each month
  • Good drivers can save as much as $490 a year by earning policy discounts
  • Dodge Nitro insurance costs around $331 less per year than the average vehicle

It is possible to find cheap Dodge Nitro insurance rates. Dodge Nitro insurance costs around $331 less per year than the average vehicle. Read on to learn more about insurance rates for a Dodge Nitro and ways to save.

You can start comparing quotes for Dodge Nitro car insurance rates from some of the best car insurance companies by using our free online tool now.

Dodge Nitro Insurance Cost

The average Dodge Nitro car insurance costs are $1,188 a year or $99 a month.

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Are Dodge Nitros Expensive to Insure?

The chart below details how Dodge Nitro insurance rates compare to other SUVs like the Audi Q3, Buick Encore, and Acura MDX.

Vehicle Comprehensive Collision Liability Total
Audi Q3 $344 $686 $398 $1,586
Buick Encore $322 $562 $372 $1,414
Acura MDX $376 $562 $372 $1,468
Volkswagen Tiguan $306 $542 $332 $1,316
Jeep Cherokee $348 $626 $466 $1,640
Toyota Land Cruiser $420 $774 $398 $1,750
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However, there are a few things you can do to find the cheapest Dodge insurance rates online.

What Impacts the Cost of Dodge Nitro Insurance?

The Dodge Nitro trim and model you choose can impact the total price you will pay for Dodge Nitro insurance coverage.

Age of the Vehicle

Older Dodge Nitro models generally cost less to insure. For example, car insurance for a 2011 Dodge Nitro costs $1,188, while 2010 Dodge Nitro insurance costs are $1,166, a difference of $22.

Model Year Comprehensive Collision Liability Total
2011 Dodge Nitro $196 $292 $520 $1,188
2010 Dodge Nitro $190 $272 $524 $1,166
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Driver Age

Driver age can have a significant effect on Dodge Nitro car insurance rates. For example, 30-year-old drivers pay $52 more for Dodge Nitro car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Dodge Nitro insurance rates. For example, drivers in Los Angeles may pay $653 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Dodge Nitro car insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Nitro car insurance with violations on their driving record.

Dodge Nitro Safety Ratings

Your Dodge Nitro car insurance rates are tied to the safety ratings of the Dodge Nitro. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Marginal
Roof strength Good
Head restraints and seats Acceptable
Source: Insurance Institute for Highway Safety
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Dodge Nitro Crash Test Ratings

Poor Dodge Nitro crash test ratings could mean higher Dodge Nitro car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2011 Dodge Nitro SUV RWD N/R N/R N/R 3 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Dodge Nitro Safety Features

Most drivers don’t realize that not only do Dodge Nitro safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Dodge Nitro auto insurance rates. The Dodge Nitro’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Child Safety Locks
  • Traction Control

Dodge Nitro Finance and Insurance Cost

If you are financing a Dodge Nitro, most lenders will require your carry higher Dodge Nitro coverages including comprehensive coverage, so be sure to compare Dodge Nitro car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Dodge Nitro Insurance

Drivers can end up saving more money on their Dodge Nitro car insurance rates by employing any one of the following strategies.

  • Re-Check Dodge Nitro Quotes Every 6 Months
  • Don’t Assume your Dodge Nitro is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
  • Park Your Dodge Nitro Somewhere Safe – like a Garage or Private Driveway
  • Buy a Dodge Nitro with an Anti-Theft Device
  • Reduce Your Coverage on an Older Dodge Nitro

Top Dodge Nitro Insurance Companies

The best auto insurance companies for Dodge Nitro car insurance rates will offer competitive rates, discounts, and account for the Dodge Nitro’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Dodge Nitro Insurance Quotes Online

You can start comparing quotes for Dodge Nitro car insurance rates from some of the best car insurance companies by using our free online tool now.

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