Dodge Challenger Insurance Rates [Guide + Free Quotes]

Average Dodge Challenger insurance rates cost $141 per month ($1,692 per year). Teens pay the highest rates at up to $6,184 a year, while good drivers may only pay $994.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Aug 4, 2021

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Key takeaways:

  • Full coverage costs around $1,692 a year or $141 each month
  • A liability-only policy costs around $678 a year or $57 each month
  • Highest rates are for teenage drivers at around $6,184 a year or $515 each month
  • Good drivers can save as much as $698 a year by earning policy discounts
  • Dodge Challenger insurance costs around $173 more per year than the average vehicle

Are you looking for clear, comprehensive advice on Dodge Challenger insurance rates? Look no further. Full coverage for a Dodge Challenger costs around $1,692 a year or $141 each month. Read on to learn more.

You can start comparing quotes for Dodge Challenger car insurance rates from some of the best car insurance companies by using our free online tool now.

What does Dodge Challenger insurance cost?

The average Dodge Challenger auto insurance costs are $1,692 a year or $141 a month.

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Are Dodge Challengers expensive to insure?

The chart below details how Dodge Challenger insurance rates compare to other coupes like the Nissan 370Z, Audi S5, and MINI Hardtop 2 Door.

Vehicle Comprehensive Collision Liability Total
Dodge Challenger $404 $688 $420 $1,692
Nissan 370Z $332 $714 $450 $1,676
Audi S5 $394 $864 $398 $1,814
MINI Hardtop 2 Door $282 $536 $338 $1,292
Audi TT $382 $714 $398 $1,652
Cadillac ATS Coupe $344 $686 $398 $1,586
Infiniti Q60 $382 $744 $398 $1,682
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However, there are a few things you can do to find the cheapest Dodge insurance rates online.

What impacts the cost of Dodge Challenger insurance?

The Dodge Challenger trim and model you choose will affect the total price you will pay for Dodge Challenger insurance coverage.

Age of the Vehicle

Older Dodge Challenger models generally cost less to insure. For example, auto insurance for a 2020 Dodge Challenger costs $1,692, while 2010 Dodge Challenger insurance costs are $1,364, a difference of $328.

Model Year Comprehensive Collision Liability Total
2020 Dodge Challenger $404 $688 $420 $1,692
2019 Dodge Challenger $384 $660 $440 $1,664
2018 Dodge Challenger $370 $656 $450 $1,656
2017 Dodge Challenger $356 $640 $470 $1,646
2016 Dodge Challenger $344 $612 $486 $1,622
2015 Dodge Challenger $326 $592 $500 $1,598
2014 Dodge Challenger $312 $548 $510 $1,550
2013 Dodge Challenger $300 $516 $514 $1,510
2012 Dodge Challenger $288 $464 $520 $1,452
2011 Dodge Challenger $270 $426 $520 $1,396
2010 Dodge Challenger $260 $400 $524 $1,364
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Driver Age

Driver age can have a significant effect on the cost of Dodge Challenger car insurance. For example, 30-year-old drivers pay approximately $74 more for their Dodge Challenger car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Dodge Challenger insurance rates. For example, drivers in Houston may pay $1,247 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Dodge Challenger auto insurance. Teens and drivers in their 20’s see sees the highest jump in their Dodge Challenger car insurance with violations on their driving record.

Dodge Challenger Safety Ratings

Your Dodge Challenger auto insurance rates are influenced by the Dodge Challenger’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Marginal
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Acceptable
Head restraints and seats Acceptable
Source: Insurance Institute for Highway Safety
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Dodge Challenger Crash Test Ratings

The crash test ratings of the Dodge Challenger can impact your Dodge Challenger car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Dodge Challenger SRT 2 DR RWD N/R N/R N/R N/R
2020 Dodge Challenger 2 DR RWD N/R 4 stars N/R 4 stars
2020 Dodge Challenger 2 DR AWD N/R 4 stars N/R 4 stars
2019 Dodge Challenger SRT 2 DR RWD N/R N/R N/R N/R
2019 Dodge Challenger 2 DR RWD 5 stars 4 stars 5 stars 4 stars
2019 Dodge Challenger 2 DR AWD 5 stars 4 stars 5 stars 4 stars
2018 Dodge Challenger SRT Demon 2 DR RWD N/R N/R N/R N/R
2018 Dodge Challenger SRT 2 DR RWD N/R N/R N/R N/R
2018 Dodge Challenger 2 DR RWD 5 stars 4 stars 5 stars 4 stars
2018 Dodge Challenger 2 DR AWD 5 stars 4 stars 5 stars 4 stars
2017 Dodge Challenger SRT 2 DR RWD N/R N/R N/R N/R
2017 Dodge Challenger 2 DR RWD 5 stars 4 stars 5 stars 4 stars
2017 Dodge Challenger 2 DR AWD 5 stars 4 stars 5 stars 4 stars
2016 Dodge Challenger SRT 2 DR RWD N/R N/R N/R N/R
2016 Dodge Challenger 2 DR RWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Dodge Challenger Safety Features

Dodge Challenger safety features can lower the cost of your insurance. The safety features for the 2020 Dodge Challenger include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Traction Control
  • Blind Spot Monitor
  • Cross-Traffic Alert

What can you expect Dodge Challenger finance and insurance costs to be like?

If you are financing a Dodge Challenger, most lenders will require your carry higher Dodge Challenger coverage options including comprehensive coverage, so be sure to shop around and compare Dodge Challenger auto insurance rates from the best companies using our FREE tool below.

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What ways can you save on Dodge Challenger insurance?

There are many ways that you can save on Dodge Challenger car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Dodge Challenger car insurance rates low.

  • Re-Check Dodge Challenger Quotes After Every 6 Months of Coverage, Or At Least From Time to Time
  • Reduce Modifications and Optional Equipment on Your Dodge Challenger, Keeping Standard Equipment Can Help Keep Costs Down
  • Remove Young Drivers from Your Dodge Challenger Insurance Plan
  • Ask About Retiree Discounts To Help You Lower The Price
  • Take Public Transit Instead of Driving Your Own Wheels Everywhere

What are the top Dodge Challenger insurance companies?

Who is the top car insurance company for Dodge Challenger insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Challenger auto insurance coverage at this time (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Challenger offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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In conclusion, it’s important to shop around when looking for Dodge Challenger insurance quotes because there are so many different options out there.

Compare Free Dodge Challenger Insurance Quotes Online

You can start comparing quotes for Dodge Challenger insurance from some of the top car insurance companies by using our free online tool today.

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