Buy Cheap Lexus RX 350 Auto Insurance in 2023
Car insurance rates for a Lexus RX 350 average $1,664 a year, or around $139 a month. You can find cheap Lexus RX 350 insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $978 a year.
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Written by
Sara Routhier |
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Reviewed by
Cynthia Lanctot
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UPDATED: Jul 16, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 16, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,664 a year or $139 each month
- A liability-only policy costs around $667 a year or $56 each month
- Highest rates are for teenage drivers at around $6,082 a year or $507 each month
- Good drivers can save as much as $686 a year by earning policy discounts
- Lexus RX 350 insurance costs around $145 more per year than the average vehicle
Lexus RX 350 insurance rates for full coverage costs around $1,664 a year or $139 each month. Still, you may be able to find cheaper Lexus RX 350 auto insurance by comparing rates with several top car insurance companies. That can be time-consuming. Most people give up after just 2 or 3 companies. However, what if we gave the complete guide Lexus RX 350 insurance costs and an easy way to compare Lexus RX 350 insurance quotes?
Look no further. You can start comparing quotes for Lexus RX 350 car insurance rates from some of the best car insurance companies by using our free online tool now.
Lexus RX 350 Insurance Cost
The average car insurance costs for a Lexus RX 350 are $1,664 a year or $139 a month.
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Are Lexus RX 350s Expensive to Insure?
The chart below details how Lexus RX 350 insurance rates compare to other SUVs like the Jeep Compass, GMC Acadia, and Ford Flex.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Lexus RX 350 | $376 | $688 | $420 | $1,664 |
| Jeep Compass | $294 | $500 | $372 | $1,324 |
| GMC Acadia | $294 | $470 | $372 | $1,294 |
| Ford Flex | $332 | $566 | $398 | $1,454 |
| Nissan Armada | $306 | $536 | $338 | $1,316 |
| GMC Yukon XL | $362 | $562 | $372 | $1,454 |
| Chevrolet Suburban | $336 | $532 | $372 | $1,398 |
However, there are a few things you can do to find the cheapest Lexus insurance rates online.
What Impacts the Cost of Lexus RX 350 Insurance?
The Lexus RX 350 trim and model you choose can impact the total price you will pay for Lexus RX 350 auto insurance coverage.
Age of the Vehicle
The average Lexus RX 350 auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Lexus RX 350 costs $1,664, while 2010 Lexus RX 350 insurance costs are $1,346, a difference of $318.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Lexus RX 350 | $376 | $688 | $420 | $1,664 |
| 2019 Lexus RX 350 | $358 | $660 | $440 | $1,638 |
| 2018 Lexus RX 350 | $344 | $656 | $450 | $1,630 |
| 2017 Lexus RX 350 | $332 | $640 | $470 | $1,622 |
| 2016 Lexus RX 350 | $320 | $612 | $486 | $1,598 |
| 2015 Lexus RX 350 | $304 | $592 | $500 | $1,576 |
| 2014 Lexus RX 350 | $292 | $548 | $510 | $1,530 |
| 2013 Lexus RX 350 | $280 | $516 | $514 | $1,490 |
| 2012 Lexus RX 350 | $268 | $464 | $520 | $1,432 |
| 2011 Lexus RX 350 | $250 | $426 | $520 | $1,376 |
| 2010 Lexus RX 350 | $242 | $400 | $524 | $1,346 |
Driver Age
Driver age can have a significant impact on Lexus RX 350 auto insurance rates. As an example, a 40-year-old driver could pay $176 less each month for their Lexus RX 350 auto insurance compared to a 20-year-old driver.
Driver Location
Where you live can have a large impact on Lexus RX 350 insurance rates. For example, drivers in Los Angeles may pay $1,431 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Lexus RX 350 car insurance. Teens and drivers in their 20’s see the highest jump in their Lexus RX 350 car insurance rates with violations on their driving record.
Lexus RX 350 Safety Ratings
Your Lexus RX 350 auto insurance rates are influenced by the Lexus RX 350’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Lexus RX 350 Crash Test Ratings
The crash test ratings of the Lexus RX 350 can impact your Lexus RX 350 car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Lexus RX 350L SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2020 Lexus RX 350L SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2020 Lexus RX 350 SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2020 Lexus RX 350 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Lexus RX 350 Safety Features
Having a variety of safety features on your Lexus RX 350 can help lower your insurance costs. According to AutoBlog, the 2020 Lexus RX 350’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Lane Departure Warning
- Lane Keeping Assist
Lexus RX 350 Insurance Loss Probability
The lower percentage means lower Lexus RX 350 car insurance rates; higher percentages mean higher Lexus RX 350 auto insurance rates. Insurance loss probability on the Lexus RX 350 fluctuates between each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 11% |
|---|---|
| Property Damage | -4% |
| Comprehensive | -9% |
| Personal Injury | -28% |
| Medical Payment | -3% |
| Bodily Injury | -12% |
| Source: Insurance Institute for Highway Safety | |
Lexus RX 350 Finance and Insurance Cost
When financing a Lexus RX 350, most lenders will require your carry higher Lexus RX 350 coverage options including comprehensive coverage, so be sure to shop around and compare Lexus RX 350 car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Lexus RX 350 Insurance
You have more options at your disposal to save money on your Lexus RX 350 auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Lexus RX 350 car insurance rates
- Reduce Modifications on Your Lexus RX 350
- Remove Unnecessary Insurance Once Your Lexus RX 350 is Paid Off
- Compare Insurance Companies After Moving
- Talk to Your Credit Card Company to Save on Rental Car Costs
- Ask About Usage-Based Insurance for Your Lexus RX 350
Top Lexus RX 350 Insurance Companies
The best auto insurance companies for Lexus RX 350 car insurance rates will offer competitive rates, discounts, and account for the Lexus RX 350’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
|
Written by
Sara Routhier |
|
Reviewed by
Cynthia Lanctot
|