UPDATED: Jul 31, 2020
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- Lexus GS 450h Full coverage costs around $1,724 a year or $144 each month
- Lexus GS 450h liability-only policy costs around $691 a year or $58 each month
- Highest rates are for Lexus GS 450h teenage drivers at around $6,301 a year or $525 each month
- Lexus GS 450h good drivers can save as much as $711 a year by earning Lexus GS 450h policy discounts
- Lexus GS 450h insurance costs around $205 more per year than the average vehicle
Lexus GS 450h insurance doesn’t have to be a struggle. Primarily, it’s about find a way to easily compare Lexus GS 450h auto insurance rates easily. We can make that happen with the info in our review below as well as our free comparison tool above.
You can start comparing quotes for Lexus GS 450h car insurance rates from some of the best car insurance companies by using our free online tool now.
Lexus GS 450h Insurance Cost
The average car insurance costs for a Lexus GS 450h are $1,724 a year or $144 a month.
Are Lexus GS 450hs Expensive to Insure?
The chart below details how Lexus GS 450h insurance rates compare to other hybrid/electrics like the Ford Fusion Energi, Toyota Prius, and Hyundai Sonata Hybrid.
|Lexus GS 450h||$394||$774||$398||$1,724|
|Ford Fusion Energi||$336||$626||$372||$1,492|
|Hyundai Sonata Hybrid||$322||$626||$420||$1,548|
|Ford C-Max Hybrid||$282||$566||$398||$1,404|
|Honda Accord Hybrid||$362||$718||$316||$1,532|
However, there are a few things you can do to find the cheapest Lexus insurance rates online.
What Impacts the Cost of Lexus GS 450h Insurance?
The Lexus GS 450h trim and model you choose will affect the total price you will pay for Lexus GS 450h insurance coverage.
Age of the Vehicle
The average Lexus GS 450h auto insurance rates are higher for newer models. For example, auto insurance for a 2018 Lexus GS 450h costs $1,724, while 2010 Lexus GS 450h insurance costs are $1,372, a difference of $352.
|2018 Lexus GS 450h||$394||$774||$398||$1,724|
|2017 Lexus GS 450h||$382||$756||$416||$1,712|
|2016 Lexus GS 450h||$368||$724||$430||$1,680|
|2015 Lexus GS 450h||$348||$698||$442||$1,646|
|2014 Lexus GS 450h||$334||$648||$452||$1,592|
|2013 Lexus GS 450h||$320||$610||$456||$1,544|
|2011 Lexus GS 450h||$288||$504||$460||$1,410|
|2010 Lexus GS 450h||$278||$472||$464||$1,372|
Driver age can have a significant effect on the cost of Lexus GS 450h car insurance. For example, 30-year-old drivers pay approximately $76 more for their Lexus GS 450h car insurance than 40-year-old drivers.
Where you live can have a large impact on Lexus GS 450h insurance rates. For example, drivers in Houston may pay $1,271 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Lexus GS 450h car insurance. Teens and drivers in their 20’s see the highest jump in their Lexus GS 450h car insurance with violations on their driving record.
Lexus GS 450h Safety Ratings
Your Lexus GS 450h car insurance rates are tied to the safety ratings of the Lexus GS 450h. See the breakdown below:
|Small overlap front: driver-side||N/R|
|Small overlap front: passenger-side||N/R|
|Moderate overlap front||N/R|
|Head restraints and seats||N/R|
|Source: Insurance Institute for Highway Safety|
Lexus GS 450h Crash Test Ratings
Poor Lexus GS 450h crash test ratings could mean higher Lexus GS 450h car insurance rates.
|Lexus GS 450h||N/R||N/R||N/R||N/R|
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
Lexus GS 450h Safety Features
The numerous safety features of the Lexus GS 450h help contribute to lower insurance rates. The 2020 Lexus GS 450h has the following safety features:
- Anti-lock brakes
- Stability control
- Front-impact airbags
- Side impact airbags
- Overhead airbags
- Knee airbags
- Security system
Lexus GS 450h Insurance Loss Probability
The lower percentage means lower Lexus GS 450h car insurance costs; higher percentages mean higher Lexus GS 450h car insurance costs. Compare the following Lexus GS 450h auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.
|Insurance Coverage Category||Loss Rate|
|Property Damage||no data|
|Personal Injury||no data|
|Medical Payment||no data|
|Bodily Injury||no data|
|Source: Insurance Institute for Highway Safety|
Lexus GS 450h Finance and Insurance Cost
If you are financing a Lexus GS 450h, most lenders will require your carry higher Lexus GS 450h coverage options including comprehensive coverage, so be sure to shop around and compare Lexus GS 450h auto insurance quotes from the best auto insurance companies using our FREE tool below.
Ways to Save on Lexus GS 450h Insurance
There are several ways you can save even more on your Lexus GS 450h car insurance rates. Take a look at the following five tips:
- Choose a Lexus GS 450h with Cheaper Repair Costs
- If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan
- Ask About Farm and Ranch Vehicle Discounts
- Carpool to Work Instead of Driving Your Lexus GS 450h
- Be Picky About Who Drives Your Lexus GS 450h
Top Lexus GS 450h Insurance Companies
Who is the top car insurance company for Lexus GS 450h insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lexus GS 450h auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Lexus GS 450h offers.
|Source: Insurance Information Institute|
Compare Free Lexus GS 450h Insurance Quotes Online
You can start comparing quotes for Lexus GS 450h insurance from some of the top car insurance companies by using our free online tool today.