Buy Cheap Lexus LS 460 Auto Insurance in 2025
If you want to buy affordable Lexus LS 460 insurance coverage then you should know that a policy will cost $143 per month ($1,710 per year) on average. Shop around to find cheap Lexus LS 460 insurance rates. On average, Lexus LS 460 comprehensive insurance coverage costs $417, collision coverage costs $608, and liability coverage costs $482.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
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UPDATED: Jul 24, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 24, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,710 a year or $143 each month
- A liability-only policy costs around $685 a year or $57 each month
- Highest rates are for teenage drivers at around $6,250 a year or $521 each month
- Good drivers can save as much as $705 a year by earning policy discounts
- Lexus LS 460 insurance costs around $191 more per year than the average vehicle
Are you stressed about Lexus LS 460 insurance rates? Because of its unique design, and especially its various creature comforts, a Lexus LS 460 full-size luxury sedan insurance costs around $191 more per year than the average vehicle. Many important factors go into determining these rates, from the drivers’ age to Lexus LS 460 crash tests to purchasing a luxury package. Read on.
You can start comparing quotes for Lexus LS 460 car insurance rates from some of the best car insurance companies by using our free online tool now.
Lexus LS 460 Insurance Cost
The average Lexus LS 460 car insurance rates are $1,710 a year or $143 a month.
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Are Lexus LS 460s expensive to insure?
The chart below details how Lexus LS 460 insurance rates compare to another full-size luxury sedan like the Audi A8, Mercedes-Benz C300, or Lexus ES 350.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Audi A8 | $464 | $900 | $390 | $1,912 |
| Mercedes-Benz C300 | $404 | $718 | $372 | $1,652 |
| Lexus ES 350 | $362 | $656 | $316 | $1,470 |
| Audi A7 | $406 | $834 | $398 | $1,796 |
| Audi S7 | $532 | $1250 | $398 | $2,338 |
| BMW M3 | $406 | $804 | $398 | $1,766 |
However, there are a few things you can do to find the cheapest Lexus insurance rates online.
What impacts the cost of Lexus LS 460 insurance?
You might have noticed that there is a multitude of factors that impact Lexus LS 460 car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Lexus LS 460.
Age of the Vehicle
The average Lexus LS 460 auto insurance rates are higher for newer models. For example, auto insurance for a 2017 Lexus LS 460 costs $1,710, while 2010 Lexus LS 460 insurance costs are $1,334, a difference of $376.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Lexus LS 460 | $406 | $814 | $354 | $1,710 |
| 2016 Lexus LS 460 | $392 | $780 | $364 | $1,672 |
| 2015 Lexus LS 460 | $370 | $752 | $376 | $1,634 |
| 2014 Lexus LS 460 | $356 | $698 | $384 | $1,574 |
| 2013 Lexus LS 460 | $342 | $658 | $388 | $1,524 |
| 2012 Lexus LS 460 | $328 | $590 | $390 | $1,444 |
| 2011 Lexus LS 460 | $306 | $542 | $390 | $1,374 |
| 2010 Lexus LS 460 | $296 | $508 | $394 | $1,334 |
Driver Age
Driver age can have a significant impact on the cost of Lexus LS 460 auto insurance. For example, 20-year-old drivers pay as much as $2,167 more each year for their Lexus LS 460 auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Lexus LS 460 insurance rates. For example, drivers in New York may pay $1,043 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Lexus LS 460 car insurance. Teens and drivers in their 20’s see the highest jump in their Lexus LS 460 car insurance rates with violations on their driving record.
What are the Lexus LS 460 safety ratings?
The Lexus LS 460’s safety ratings will affect your Lexus LS 460 auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | N/R |
|---|---|
| Small overlap front: passenger-side | N/R |
| Moderate overlap front | N/R |
| Side | N/R |
| Roof strength | N/R |
| Head restraints and seats | N/R |
| Source: Insurance Institute for Highway Safety | |
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What are the Lexus LS 460 crash test ratings?
Lexus LS 460 crash test ratings can impact the cost of your Lexus LS 460 car insurance. See Lexus LS 460 crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Lexus LS 460 | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
What are the Lexus LS 460 safety features?
The Lexus LS 460 safety features can help lower insurance costs. The 2020 Lexus LS 460 has the following Lexus safety features:
- Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Adaptive Suspension
- Electric Power Steering
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- Lexus Enform w/Safety Connect Emergency Sos
- Intuitive Park Assist Front And Rear Parking Sensors
- Blind Spot Monitor Blind Spot
- Lexus Safety System+
- Lane Departure Alert (LDA) with Steering Assist Lane Keeping Assist
- Lane Departure Alert (LDA) with Steering Assist Lane Departure Warning
- Tire Specific Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- Rear Child Safety Locks
- First Aid Kit
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
What is the Lexus LS 460 insurance loss probability?
Review the Lexus LS 460 car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Lexus LS 460 auto insurance costs; higher percentages mean higher Lexus LS 460 auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | 55% |
|---|---|
| Property Damage | -24% |
| Comprehensive | 103% |
| Personal Injury | -48% |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
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What is the cost of Lexus LS 460 finance and insurance?
If you are financing a Lexus LS 460, you will pay more if you purchase Lexus LS 460 auto insurance at the dealership, so be sure to shop around and compare Lexus LS 460 auto insurance quotes from the best companies using our FREE tool below.
What are some ways to save on Lexus LS 460 insurance?
You can save more money on your Lexus LS 460 auto insurance rates by employing any of the following five strategies.
- Get Cheaper Lexus LS 460 Car Insurance Rates as a Full-Time Parent
- Consider Renting a Car Instead of Buying a Second Lexus LS 460
- Wait Six Years for Accidents to Disappear from Your Record
- Use a Service Like Turo to Rent Out Your Lexus LS 460
- Audit Your Lexus LS 460 Driving When You Move to a New Location or Start a New Job
What are the top Lexus LS 460 insurance companies?
Who is the top car insurance company for Lexus LS 460 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lexus LS 460 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Lexus LS 460 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Compare Free Lexus LS 460 Insurance Quotes Online
You can start comparing quotes for Lexus LS 460 insurance from some of the top car insurance companies by using our free online tool today.
Frequently Asked Questions
What factors can affect the cost of auto insurance for a Lexus LS 460?
Several factors can impact the cost of auto insurance for a Lexus LS 460, including the driver’s age, driving record, location, annual mileage, coverage options selected, and the deductible amount. Additionally, insurance companies may also consider the car’s value, repair costs, safety features, and the likelihood of theft when determining the insurance premium.
Are there any specific insurance discounts available for a Lexus LS 460?
Insurance companies often offer various discounts that can help lower the cost of auto insurance for a Lexus LS 460. Some common discounts include safe driver discounts, multi-policy discounts (if you have multiple insurance policies with the same company), multi-car discounts (if you insure more than one vehicle with the same company), and discounts for safety features such as anti-theft systems or driver assistance technology.
How can I find cheap auto insurance for my Lexus LS 460?
To find affordable auto insurance for a Lexus LS 460, it’s recommended to shop around and compare quotes from different insurance providers. You can contact insurance agents directly, use online insurance comparison tools, or consult with an insurance broker who can help you find the best rates. It’s important to consider both the price and the coverage options provided to ensure you get the best value for your money.
Are there any specific insurance considerations for luxury vehicles like the Lexus LS 460?
Luxury vehicles like the Lexus LS 460 often have higher insurance rates compared to regular vehicles. This is due to factors such as higher repair costs, higher market value, and increased risk of theft. It’s important to consider comprehensive coverage, which can protect your vehicle from theft, vandalism, and other non-collision incidents. Additionally, maintaining a good driving record and taking advantage of available discounts can help reduce insurance costs.
What are the recommended coverage options for insuring a Lexus LS 460?
The recommended coverage options for insuring a Lexus LS 460 are liability coverage, collision coverage, and comprehensive coverage. Liability coverage is typically required by law and helps cover costs associated with injuries or property damage to others in an accident. Collision coverage helps pay for damages to your vehicle if you collide with another vehicle or object. Comprehensive coverage protects your vehicle from non-collision incidents such as theft, vandalism, or natural disasters.
Can the location where I live impact the cost of insuring a Lexus LS 460?
Yes, the location where you live can affect the cost of insuring a Lexus LS 460. Insurance companies consider factors such as population density, crime rates, and the likelihood of accidents or theft in your area when determining insurance premiums. If you live in an area with higher risks, such as a densely populated city or an area with a high crime rate, you may have higher insurance rates compared to someone living in a rural or low-risk area.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.