UPDATED: Jun 26, 2020
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- Full coverage costs around $1,338 a year or $112 each month
- A liability-only policy costs around $536 a year or $45 each month
- Highest rates are for teenage drivers at around $4,890 a year or $408 each month
- Good drivers can save as much as $552 a year by earning policy discounts
- Mazda CX-3 insurance costs around $181 less per year than the average vehicle
Don’t let shopping for Mazda CX-3 insurance rates cause frustration. Full coverage for a Mazda CX-3 costs around $1,338 a year or $112 each month. Read on to learn what factors go into Mazda CX-3 insurance rates, so you can get started on finding savings.
You can start comparing quotes for Mazda CX-3 car insurance rates from some of the best car insurance companies by using our free online tool now.
Mazda CX-3 Insurance Cost
The average Mazda CX-3 car insurance costs are $1,338 a year or $112 a month.
Are Mazda CX-3s Expensive to Insure?
The chart below details how Mazda CX-3 insurance rates compare to other crossovers like the Lincoln MKC, Chevrolet Equinox, and Infiniti QX30.
However, there are a few things you can do to find the cheapest Mazda insurance rates online.
What Impacts the Cost of Mazda CX-3 Insurance?
The Mazda CX-3 trim and model you choose can impact the total price you will pay for Mazda CX-3 car insurance coverage.
Age of the Vehicle
Older Mazda CX-3 models generally cost less to insure. For example, auto insurance for a 2020 Mazda CX-3 costs $1,338, while 2016 Mazda CX-3 insurance costs are $1,296, a difference of $42.
|2020 Mazda CX-3||$308||$500||$372||$1,338|
|2019 Mazda CX-3||$294||$482||$390||$1,324|
|2018 Mazda CX-3||$282||$478||$398||$1,316|
|2017 Mazda CX-3||$272||$466||$416||$1,312|
|2016 Mazda CX-3||$262||$446||$430||$1,296|
Driver age can have a significant effect on the cost of Mazda CX-3 car insurance. For example, a 20-year-old driver could pay around $136 more each month for their Mazda CX-3 car insurance than a 30-year-old driver.
Where you live can have a large impact on Mazda CX-3 insurance rates. For example, drivers in New York may pay $348 a year more than drivers in Chicago.
Your Driving Record
Your driving record can have an impact on the cost of Mazda CX-3 car insurance. Teens and drivers in their 20’s see the highest jump in their Mazda CX-3 auto insurance rates with violations on their driving record.
Mazda CX-3 Safety Ratings
Your Mazda CX-3 car insurance rates are influenced by the safety ratings of the Mazda CX-3. See the breakdown below:
|Small overlap front: driver-side||Good|
|Small overlap front: passenger-side||Good|
|Moderate overlap front||Good|
|Head restraints and seats||Good|
|Source: Insurance Institute for Highway Safety|
Mazda CX-3 Crash Test Ratings
Good Mazda CX-3 crash test ratings can lower your Mazda CX-3 auto insurance rates. See Mazda CX-3 crash test results below:
|2020 Mazda CX-30 SUV FWD||5 stars||5 stars||5 stars||4 stars|
|2020 Mazda CX-30 SUV AWD||5 stars||5 stars||5 stars||4 stars|
|2020 Mazda CX-3 SUV FWD||5 stars||5 stars||5 stars||4 stars|
|2020 Mazda CX-3 SUV AWD||5 stars||5 stars||5 stars||4 stars|
|2019 Mazda CX-3 SUV FWD||5 stars||5 stars||5 stars||4 stars|
|2019 Mazda CX-3 SUV AWD||5 stars||5 stars||5 stars||4 stars|
|2018 Mazda CX-3 SUV FWD||5 stars||5 stars||5 stars||4 stars|
|2018 Mazda CX-3 SUV AWD||5 stars||5 stars||5 stars||4 stars|
|2017 Mazda CX-3 SUV FWD||5 stars||5 stars||5 stars||4 stars|
|2017 Mazda CX-3 SUV AWD||5 stars||5 stars||5 stars||4 stars|
|2016 Mazda CX-3 SUV FWD||5 stars||5 stars||5 stars||4 stars|
|2016 Mazda CX-3 SUV AWD||5 stars||5 stars||5 stars||4 stars|
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
Mazda CX-3 Safety Features
The Mazda CX-3 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Mazda CX-3 auto insurance rates. The Mazda CX-3’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Lane Departure Warning
- Cross-Traffic Alert
Mazda CX-3 Finance and Insurance Cost
If you are financing a Mazda CX-3, you will pay more if you purchase Mazda CX-3 car insurance at the dealership, so be sure to shop around and compare Mazda CX-3 car insurance quotes from the best companies using our FREE tool below.
Ways to Save on Mazda CX-3 Insurance
You can save more money on your Mazda CX-3 auto insurance rates by employing any of the following five strategies.
- Consider Renting a Car Instead of Buying a Second Mazda CX-3
- Re-Check Mazda CX-3 Quotes Every 6 Months
- Understand that Insurance Companies Can’t Change Your Mazda CX-3 Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
- Ask for a New Mazda CX-3 Auto Insurance Rate Based on Your Improved Credit Score
- Ask About Discounts for People with Disabilities
Top Mazda CX-3 Insurance Companies
Who is the top car insurance company for Mazda CX-3 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda CX-3 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda CX-3 offers.
|Source: Insurance Information Institute|
Compare Free Mazda CX-3 Insurance Quotes Online
Start comparing Mazda CX-3 auto insurance quotes for free by using our FREE online comparison tool.