Are Mazda CX-3s Expensive to Insure? [List of Money Saving Tips]

If you want to buy inexpensive Mazda CX-3 insurance coverage then you should know that a policy will cost $112 per month ($1,338 per year) on average. Shop around to find cheap Mazda CX-3 insurance rates. On average, Mazda CX-3 comprehensive insurance coverage costs $326, collision coverage costs $476, and liability coverage costs $378.

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Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jun 26, 2020

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Key takeaways:

  • Full coverage costs around $1,338 a year or $112 each month
  • A liability-only policy costs around $536 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,890 a year or $408 each month
  • Good drivers can save as much as $552 a year by earning policy discounts
  • Mazda CX-3 insurance costs around $181 less per year than the average vehicle

Don’t let shopping for Mazda CX-3 insurance rates cause frustration. Full coverage for a Mazda CX-3 costs around $1,338 a year or $112 each month. Read on to learn what factors go into Mazda CX-3 insurance rates, so you can get started on finding savings.

You can start comparing quotes for Mazda CX-3 car insurance rates from some of the best car insurance companies by using our free online tool now.

Mazda CX-3 Insurance Cost

The average Mazda CX-3 car insurance costs are $1,338 a year or $112 a month.

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Are Mazda CX-3s Expensive to Insure?

The chart below details how Mazda CX-3 insurance rates compare to other crossovers like the Lincoln MKC, Chevrolet Equinox, and Infiniti QX30.

Vehicle Comprehensive Collision Liability Total
Mazda CX-3 $308 $500 $372 $1,338
Lincoln MKC $306 $596 $398 $1,458
Chevrolet Equinox $308 $532 $372 $1,370
Infiniti QX30 $344 $686 $398 $1,586
Ford EcoSport $280 $500 $372 $1,310
Hyundai Kona $280 $500 $316 $1,232
Honda CR-V $280 $408 $316 $1,140
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However, there are a few things you can do to find the cheapest Mazda insurance rates online.

What Impacts the Cost of Mazda CX-3 Insurance?

The Mazda CX-3 trim and model you choose can impact the total price you will pay for Mazda CX-3 car insurance coverage.

Age of the Vehicle

Older Mazda CX-3 models generally cost less to insure. For example, auto insurance for a 2020 Mazda CX-3 costs $1,338, while 2016 Mazda CX-3 insurance costs are $1,296, a difference of $42.

Model Year Comprehensive Collision Liability Total
2020 Mazda CX-3 $308 $500 $372 $1,338
2019 Mazda CX-3 $294 $482 $390 $1,324
2018 Mazda CX-3 $282 $478 $398 $1,316
2017 Mazda CX-3 $272 $466 $416 $1,312
2016 Mazda CX-3 $262 $446 $430 $1,296
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Driver Age

Driver age can have a significant effect on the cost of Mazda CX-3 car insurance. For example, a 20-year-old driver could pay around $136 more each month for their Mazda CX-3 car insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Mazda CX-3 insurance rates. For example, drivers in New York may pay $348 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of Mazda CX-3 car insurance. Teens and drivers in their 20’s see the highest jump in their Mazda CX-3 auto insurance rates with violations on their driving record.

Mazda CX-3 Safety Ratings

Your Mazda CX-3 car insurance rates are influenced by the safety ratings of the Mazda CX-3. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Mazda CX-3 Crash Test Ratings

Good Mazda CX-3 crash test ratings can lower your Mazda CX-3 auto insurance rates. See Mazda CX-3 crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Mazda CX-30 SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Mazda CX-30 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Mazda CX-3 SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Mazda CX-3 SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Mazda CX-3 SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Mazda CX-3 SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Mazda CX-3 SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Mazda CX-3 SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Mazda CX-3 SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Mazda CX-3 SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Mazda CX-3 SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Mazda CX-3 SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Mazda CX-3 Safety Features

The Mazda CX-3 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Mazda CX-3 auto insurance rates. The Mazda CX-3’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Cross-Traffic Alert

Mazda CX-3 Finance and Insurance Cost

If you are financing a Mazda CX-3, you will pay more if you purchase Mazda CX-3 car insurance at the dealership, so be sure to shop around and compare Mazda CX-3 car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Mazda CX-3 Insurance

You can save more money on your Mazda CX-3 auto insurance rates by employing any of the following five strategies.

  • Consider Renting a Car Instead of Buying a Second Mazda CX-3
  • Re-Check Mazda CX-3 Quotes Every 6 Months
  • Understand that Insurance Companies Can’t Change Your Mazda CX-3 Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
  • Ask for a New Mazda CX-3 Auto Insurance Rate Based on Your Improved Credit Score
  • Ask About Discounts for People with Disabilities

Top Mazda CX-3 Insurance Companies

Who is the top car insurance company for Mazda CX-3 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda CX-3 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda CX-3 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Start comparing Mazda CX-3 auto insurance quotes for free by using our FREE online comparison tool.

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