How Much is Insurance on an Acura TL? [List of Money Saving Tips]
If you want to buy Acura TL auto insurance coverage online then a policy will cost $114 per month ($1,370 per year) on average. Finding Acura TL teenager insurance rates can cost on average $5,007 a year, so shop around to find cheap coverage.
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Written by
Sara Routhier
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Reviewed by
Cynthia Lanctot
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UPDATED: Jul 16, 2021
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Key takeaways:
- Full coverage costs around $1,370 a year or $114 each month
- A liability-only policy costs around $549 a year or $46 each month
- Highest rates are for teenage drivers at around $5,007 a year or $417 each month
- Good drivers can save as much as $565 a year by earning policy discounts
- Acura TL insurance costs around $149 less per year than the average vehicle
Don’t let shopping for Acura TL insurance rates ruin your day. Full coverage for an Acura TL costs around $1,370 a year, or $114 each month. Our quick and easy guide goes over what determines Acura TL insurance rates, so you can better understand how to save.
You can start comparing quotes for Acura TL car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
Acura TL Insurance Cost
The average Acura TL car insurance rates are $1,370 a year or $114 a month.
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Are Acura TLs Expensive to Insure?
The chart below details how Acura TL insurance rates compare to other luxury cars like the Jaguar XF, Chevrolet Corvette, and Infiniti Q70.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Jaguar XF | $406 | $804 | $398 | $1,766 |
| Chevrolet Corvette | $494 | $922 | $264 | $1,790 |
| Infiniti Q70 | $370 | $774 | $338 | $1,618 |
| Volvo S60 | $332 | $656 | $398 | $1,544 |
| Acura TLX | $332 | $686 | $398 | $1,574 |
| BMW M3 | $406 | $804 | $398 | $1,766 |
However, there are a few things you can do to find the cheapest Acura insurance rates online.
What Impacts the Cost of Acura TL Insurance?
The Acura TL trim and model you choose can impact the total price you will pay for Acura TL insurance coverage.
Age of the Vehicle
The average Acura TL auto insurance rates are higher for newer models. For example, auto insurance rates for a 2014 Acura TL cost $1,370, while 2010 Acura TL rates are $1,202, a difference of $168.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2014 Acura TL | $260 | $500 | $452 | $1,370 |
| 2013 Acura TL | $250 | $470 | $456 | $1,334 |
| 2012 Acura TL | $240 | $422 | $460 | $1,280 |
| 2011 Acura TL | $224 | $388 | $460 | $1,230 |
| 2010 Acura TL | $216 | $364 | $464 | $1,202 |
Driver Age
Driver age can have a significant impact on Acura TL auto insurance rates. As an example, a 40-year-old driver could pay $145 less each month for their Acura TL auto insurance compared to a 20-year-old driver.
Driver Location
Where you live can have a large impact on Acura TL insurance rates. For example, drivers in New York may pay $836 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Acura TL car insurance. Teens and drivers in their 20’s see the highest jump in their Acura TL car insurance with violations on their driving record.
Acura TL Safety Ratings
Your Acura TL auto insurance rates are influenced by the Acura TL’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Acceptable |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Acura TL Crash Test Ratings
If the Acura TL crash test ratings are good, you could have lower Acura TL car insurance rates. See Acura TL crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2020 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Acura TL Safety Features
The numerous safety features of the Acura TL help contribute to lower insurance rates. The Acura TL has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
Acura TL Insurance Loss Probability
The Acura TL’s insurance loss probability varies between different coverage types. The lower percentage means lower Acura TL auto insurance costs; higher percentages mean higher Acura TL auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -10% |
|---|---|
| Property Damage | -25% |
| Comprehensive | -3% |
| Personal Injury | -7% |
| Medical Payment | -26% |
| Bodily Injury | -23% |
| Source: Insurance Institute for Highway Safety | |
Acura TL Finance and Insurance Cost
If you are financing an Acura TL, you will pay more if you purchase Acura TL car insurance at the dealership, so be sure to shop around and compare Acura TL car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Acura TL Insurance
There are several ways you can save even more on your Acura TL car insurance rates. Take a look at the following five tips:
- Don’t Always Pick the Cheapest Acura TL Insurance Policy
- Get Married and Ask for a Discount
- Use Paperless Billing for Your Acura TL Insurance Policy
- Be Picky About Who Drives Your Acura TL
- Renew Your Acura TL Insurance Coverage to Avoid Lapses
Top Acura TL Insurance Companies
The best auto insurance companies for Acura TL car insurance rates will offer competitive rates, discounts, and account for the Acura TL’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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