Chevrolet Colorado Insurance Cost [How to Find Cheap Rates]

Average Chevrolet Colorado insurance rates cost $1,222 a year, or around $102 a month. Finding Chevrolet Colorado teenager insurance rates can cost on average $4,466 a year, so shop around to find cheap coverage.

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Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,222 a year or $102 each month
  • A liability-only policy costs around $490 a year or $41 each month
  • Highest rates are for teenage drivers at around $4,466 a year or $372 each month
  • Good drivers can save as much as $504 a year by earning policy discounts
  • Chevrolet Colorado insurance costs around $297 less per year than the average vehicle

Finding economical Chevrolet Colorado insurance rates is possible. Chevrolet Colorado insurance costs around $297 less per year than the average vehicle. Our guide goes over insurance rates for a Chevrolet Colorado so that you can maximize your savings.

You can start comparing quotes for Chevrolet Colorado car insurance rates from some of the best car insurance companies by using our free online tool now.

Chevrolet Colorado Insurance Cost

The average Chevrolet Colorado car insurance rates are $1,222 a year or $102 a month.

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Are Chevrolet Colorados Expensive to Insure?

The chart below details how Chevrolet Colorado insurance rates compare to other trucks like the Toyota Tacoma, Chevrolet Silverado 2500HD, and Dodge Ram.

Vehicle Comprehensive Collision Liability Total
Chevrolet Colorado $254 $438 $372 $1,222
Toyota Tacoma $294 $482 $390 $1,324
Chevrolet Silverado 2500HD $362 $688 $420 $1,650
Dodge Ram $362 $562 $420 $1,524
GMC Sierra 3500HD $376 $656 $420 $1,632
Chevrolet Silverado $322 $562 $420 $1,484
Honda Ridgeline $306 $536 $450 $1,472
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However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.

What Impacts the Cost of Chevrolet Colorado Insurance?

The Chevrolet Colorado trim and model you choose can impact the total price you will pay for Chevrolet Colorado insurance coverage.

Age of the Vehicle

Older Chevrolet Colorado models generally cost less to insure. For example, auto insurance rates for a 2020 Chevrolet Colorado are $1,222, while 2010 Chevrolet Colorado rates are $1,038, a difference of $184.

Model Year Comprehensive Collision Liability Total
2020 Chevrolet Colorado $254 $438 $372 $1,222
2019 Chevrolet Colorado $242 $422 $390 $1,212
2018 Chevrolet Colorado $232 $418 $398 $1,206
2017 Chevrolet Colorado $224 $408 $416 $1,206
2016 Chevrolet Colorado $216 $390 $430 $1,194
2015 Chevrolet Colorado $204 $378 $442 $1,182
2012 Chevrolet Colorado $180 $296 $460 $1,094
2011 Chevrolet Colorado $168 $272 $460 $1,058
2010 Chevrolet Colorado $162 $254 $464 $1,038
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Driver Age

Driver age can have a significant impact on Chevrolet Colorado auto insurance rates. For instance, a 30-year-old driver may pay $54 more each year for Chevrolet Colorado auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Chevrolet Colorado insurance rates. For example, drivers in Los Angeles may pay $672 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Chevrolet Colorado car insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Colorado car insurance rates with violations on their driving record.

Chevrolet Colorado Safety Ratings

Your Chevrolet Colorado car insurance rates are tied to the safety ratings of the Chevrolet Colorado. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Marginal
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Chevrolet Colorado Crash Test Ratings

If the Chevrolet Colorado crash test ratings are good, you could have lower Chevrolet Colorado car insurance rates. See Chevrolet Colorado crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Chevrolet Colorado PU/EC 4WD 4 stars 4 stars 5 stars 3 stars
2020 Chevrolet Colorado PU/EC 2WD 4 stars 4 stars 5 stars 3 stars
2020 Chevrolet Colorado PU/CC 4WD 4 stars 4 stars 5 stars 3 stars
2020 Chevrolet Colorado PU/CC 2WD 4 stars 4 stars 5 stars 3 stars
2019 Chevrolet Colorado PU/EC RWD 4 stars 4 stars 5 stars 3 stars
2019 Chevrolet Colorado PU/EC 4WD 4 stars 4 stars 5 stars 3 stars
2019 Chevrolet Colorado PU/CC RWD 4 stars 4 stars 5 stars 3 stars
2019 Chevrolet Colorado PU/CC 4WD 4 stars 4 stars 5 stars 3 stars
2018 Chevrolet Colorado PU/EC RWD 4 stars 4 stars 5 stars 3 stars
2018 Chevrolet Colorado PU/EC 4WD 4 stars 4 stars 5 stars 3 stars
2018 Chevrolet Colorado PU/CC RWD 4 stars 4 stars 5 stars 3 stars
2018 Chevrolet Colorado PU/CC 4WD 4 stars 4 stars 5 stars 3 stars
2017 Chevrolet Colorado PU/EC RWD 4 stars 4 stars 5 stars 3 stars
2017 Chevrolet Colorado PU/EC 4WD 4 stars 4 stars 5 stars 3 stars
2017 Chevrolet Colorado PU/CC RWD 4 stars 4 stars 5 stars 3 stars
2017 Chevrolet Colorado PU/CC 4WD 4 stars 4 stars 5 stars 3 stars
2016 Chevrolet Colorado PU/EC RWD 4 stars 4 stars 5 stars 3 stars
2016 Chevrolet Colorado PU/EC 4WD 4 stars 4 stars 5 stars 3 stars
2016 Chevrolet Colorado PU/CC RWD 4 stars 4 stars 5 stars 3 stars
2016 Chevrolet Colorado PU/CC 4WD 4 stars 4 stars 5 stars 3 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Chevrolet Colorado Safety Features

The more safety features you have on your Chevrolet Colorado, the more likely it is that you can earn a discount. The Chevrolet Colorado’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Daytime Running Lights
  • Traction Control

Chevrolet Colorado Insurance Loss Probability

Review the Chevrolet Colorado car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Chevrolet Colorado auto insurance costs; higher percentages mean higher Chevrolet Colorado auto insurance costs.

Insurance Coverage Category Loss Rate
Collision -27%
Property Damage -43%
Comprehensive -36%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Chevrolet Colorado Finance and Insurance Cost

If you are financing a Chevrolet Colorado, most lenders will require your carry higher Chevrolet Colorado coverage options including comprehensive coverage, so be sure to shop around and compare Chevrolet Colorado car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Chevrolet Colorado Insurance

There are many ways that you can save on Chevrolet Colorado car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Chevrolet Colorado car insurance rates low.

  • Choose a Chevrolet Colorado with Cheaper Repair Costs
  • Ask About Chevrolet Colorado Low Mileage Discounts
  • Choose Automatic Payments or EFT for Your Chevrolet Colorado Insurance Policy
  • Use an Accurate Job Title When Requesting Chevrolet Colorado Auto Insurance
  • Ask About Chevrolet Colorado Discounts If You Were Listed on Someone Else’s Policy

Top Chevrolet Colorado Insurance Companies

Who is the top car insurance company for Chevrolet Colorado insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Colorado auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Colorado offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Chevrolet Colorado Insurance Quotes Online

You can start comparing quotes for Chevrolet Colorado auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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