How to Find Cheap Volvo S60 Insurance Quotes

Average Volvo S60 auto insurance rates cost $1,544 a year, or around $129 a month. On average, comprehensive coverage costs $376, collision coverage costs $549, and liability coverage costs $436 for Volvo S60 insurance.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,544 a year or $129 each month
  • A liability-only policy costs around $619 a year or $52 each month
  • Highest rates are for teenage drivers at around $5,643 a year or $470 each month
  • Good drivers can save as much as $637 a year by earning policy discounts
  • Volvo S60 insurance costs around $25 more per year than the average vehicle

Do you need help breaking down your Volvo S60 insurance rates? Full coverage for a Volvo S60 costs around $1,544 a year or $129 each month. Our guide goes over insurance rates for a Volvo S60 in-depth, so drivers can better understand how to save. Read on.

You can start comparing quotes for Volvo S60 car insurance rates from some of the best car insurance companies by using our free online tool now.

Volvo S60 Insurance Cost

The average Volvo S60 auto insurance costs are $1,544 a year or $129 a month.

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Are Volvo S60s Expensive to Insure?

The chart below details how Volvo S60 insurance rates compare to other luxury cars like the Mercedes-Benz E300, Audi S7, and Lexus ES 350.

Vehicle Comprehensive Collision Liability Total
Volvo S60 $332 $656 $398 $1,544
Mercedes-Benz E300 $394 $744 $338 $1,612
Audi S7 $532 $1250 $398 $2,338
Lexus ES 350 $362 $656 $316 $1,470
Audi A6 $382 $744 $398 $1,682
Jaguar XE $382 $774 $398 $1,712
Infiniti Q70 $370 $774 $338 $1,618
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However, there are a few things you can do to find the cheapest Volvo insurance rates online.

What Impacts the Cost of Volvo S60 Insurance?

The Volvo S60 trim and model you choose can impact the total price you will pay for Volvo S60 insurance coverage.

Age of the Vehicle

The average Volvo S60 auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Volvo S60 cost $1,544, while 2011 Volvo S60 rates are $1,286, a difference of $258.

Model Year Comprehensive Collision Liability Total
2018 Volvo S60 $332 $656 $398 $1,544
2017 Volvo S60 $320 $640 $416 $1,534
2016 Volvo S60 $310 $612 $430 $1,510
2015 Volvo S60 $292 $592 $442 $1,484
2014 Volvo S60 $282 $548 $452 $1,440
2013 Volvo S60 $270 $516 $456 $1,400
2012 Volvo S60 $258 $464 $460 $1,340
2011 Volvo S60 $242 $426 $460 $1,286
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Driver Age

Driver age can have a significant impact on Volvo S60 auto insurance rates. As an example, a 40-year-old driver could pay $163 less each month for their Volvo S60 auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Volvo S60 insurance rates. For example, drivers in New York may pay $942 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Volvo S60 car insurance. Teens and drivers in their 20’s see the highest jump in their Volvo S60 car insurance with violations on their driving record.

Volvo S60 Safety Ratings

Your Volvo S60 car insurance rates are influenced by the safety ratings of the Volvo S60. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Volvo S60 Crash Test Ratings

Volvo S60 crash test ratings will affect your Volvo S60 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Volvo S60 T8 Polestar Engineered 4 DR AWD N/R N/R N/R N/R
2020 Volvo S60 T8 4 DR AWD N/R N/R N/R N/R
2020 Volvo S60 T6 4 DR AWD 5 stars 4 stars 5 stars 5 stars
2020 Volvo S60 T5 4 DR FWD 5 stars 4 stars 5 stars 5 stars
2019 Volvo S60 T8 4 DR AWD N/R N/R N/R N/R
2019 Volvo S60 T6 4 DR AWD N/R N/R N/R N/R
2019 Volvo S60 T5 4 DR FWD N/R N/R N/R N/R
2018 Volvo S60I 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2018 Volvo S60I 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2018 Volvo S60CC 4 DR AWD N/R N/R N/R N/R
2018 Volvo S60 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2018 Volvo S60 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2017 Volvo S60I 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2017 Volvo S60I 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2017 Volvo S60CC 4 DR AWD N/R N/R N/R N/R
2017 Volvo S60 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2017 Volvo S60 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2016 Volvo S60I 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2016 Volvo S60I 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2016 Volvo S60CC 4 DR AWD N/R N/R N/R N/R
2016 Volvo S60 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2016 Volvo S60 4 DR AWD 5 stars 5 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Volvo S60 Safety Features

Volvo S60 safety features can lower the cost of your insurance. The safety features for the 2020 Volvo S60 include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Lane Keeping Assist

Volvo S60 Insurance Loss Probability

The lower percentage means lower Volvo S60 auto insurance rates; higher percentages mean higher Volvo S60 car insurance rates. The Volvo S60’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision 3%
Property Damage -15%
Comprehensive -17%
Personal Injury -24%
Medical Payment -28%
Bodily Injury -35%
Source: Insurance Institute for Highway Safety
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Volvo S60 Finance and Insurance Cost

If you are financing a Volvo S60, most lenders will require your carry higher Volvo S60 coverage options including comprehensive coverage, so be sure to shop around and compare Volvo S60 car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Volvo S60 Insurance

There are several ways you can save even more on your Volvo S60 car insurance rates. Take a look at the following five tips:

  • Compare Volvo S60 Quotes Online
  • Don’t Skimp On Volvo S60 Liability Coverage
  • Make Sure You’re Raising a Safe Driver
  • Get Volvo S60 Auto Insurance Through Costco
  • Add a More Experienced Driver to Your Volvo S60 Policy

Top Volvo S60 Insurance Companies

The best auto insurance companies for Volvo S60 car insurance rates will offer competitive rates, discounts, and account for the Volvo S60’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Volvo S60 Insurance Quotes Online

Start comparing Volvo S60 auto insurance quotes for free by using our FREE online comparison tool.

Crash Test Safety Ratings

Year Overall Frontal Crash Side Crash Rollover
2015
5
5
5
5
2014
5
5
5
5
2013
5
5
5
5
2012
5
5
5
5
2011

Crash Avoidence Features

Forward Collision Warning

Optional

Forward Collision Auto Brake

Standard

Lane Departure Warning

Optional

Land Departure Prevention

Not Available

Blind Spot Detection

Optional

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