Volkswagen Touareg Insurance Cost [List of Money Saving Tips]
Insurance rates for a Volkswagen Touareg average $1,610 a year, or around $134 a month. On average, Volkswagen Touareg comprehensive insurance coverage costs $392, collision coverage costs $572, and liability coverage costs $454.
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Written by
Sara Routhier
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Reviewed by
Cynthia Lanctot
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UPDATED: Jul 31, 2020
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Key takeaways:
- Full coverage costs around $1,610 a year or $134 each month
- A liability-only policy costs around $646 a year or $54 each month
- Highest rates are for teenage drivers at around $5,885 a year or $490 each month
- Good drivers can save as much as $664 a year by earning policy discounts
- Volkswagen Touareg insurance costs around $91 more per year than the average vehicle
Volkswagen Touareg insurance rates average $1,610 a year or $134 a month for full coverage. Good drivers can save up to $664 a year in policy discounts for practicing safe driving habits. Let’s take a closer look at Volkswagen Touareg insurance rates, insurance loss rates, and more.
You can start comparing quotes for Volkswagen Touareg car insurance rates from some of the best car insurance companies by using our free online tool now.
Volkswagen Touareg Insurance Cost
The average Volkswagen Touareg auto insurance costs are $1,610 a year or $134 a month.
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Are Volkswagen Touaregs Expensive to Insure?
The chart below details how Volkswagen Touareg insurance rates compare to other SUVs like the Mercedes-Benz GLS 450, GMC Terrain, and Ford Explorer.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Volkswagen Touareg | $372 | $690 | $390 | $1,610 |
| Mercedes-Benz GLS 450 | $458 | $894 | $398 | $1,908 |
| GMC Terrain | $322 | $562 | $316 | $1,336 |
| Ford Explorer | $308 | $470 | $372 | $1,308 |
| Toyota Sequoia | $332 | $566 | $398 | $1,454 |
| Mitsubishi Outlander Sport | $280 | $512 | $332 | $1,260 |
| Cadillac Escalade ESV | $464 | $720 | $390 | $1,732 |
However, there are a few things you can do to find the cheapest Volkswagen insurance rates online.
What Impacts the Cost of Volkswagen Touareg Insurance?
The Volkswagen Touareg trim and model you choose can impact the total price you will pay for Volkswagen Touareg car insurance coverage.
Age of the Vehicle
The average Volkswagen Touareg car insurance rates are higher for newer models. For example, car insurance rates for a 2019 Volkswagen Touareg are $1,610, while 2010 Volkswagen Touareg rates are $1,290, a difference of $320.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2019 Volkswagen Touareg | $372 | $690 | $390 | $1,610 |
| 2018 Volkswagen Touareg | $356 | $686 | $398 | $1,598 |
| 2017 Volkswagen Touareg | $344 | $668 | $416 | $1,586 |
| 2016 Volkswagen Touareg | $332 | $640 | $430 | $1,560 |
| 2015 Volkswagen Touareg | $314 | $618 | $442 | $1,532 |
| 2014 Volkswagen Touareg | $302 | $574 | $452 | $1,486 |
| 2013 Volkswagen Touareg | $290 | $540 | $456 | $1,444 |
| 2012 Volkswagen Touareg | $278 | $484 | $460 | $1,380 |
| 2011 Volkswagen Touareg | $260 | $446 | $460 | $1,324 |
| 2010 Volkswagen Touareg | $250 | $418 | $464 | $1,290 |
Driver Age
Driver age can have a significant impact on Volkswagen Touareg auto insurance rates. As an example, a 40-year-old driver could pay $170 less each month for their Volkswagen Touareg auto insurance compared to a 20-year-old driver.
Driver Location
Where you live can have a large impact on Volkswagen Touareg insurance rates. For example, drivers in Jacksonville may pay $966 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Volkswagen Touareg car insurance. Teens and drivers in their 20’s see the highest jump in their Volkswagen Touareg auto insurance rates with violations on their driving record.
Volkswagen Touareg Safety Ratings
The Volkswagen Touareg’s safety ratings will affect your Volkswagen Touareg auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Volkswagen Touareg Crash Test Ratings
Good Volkswagen Touareg crash test ratings mean the VW is safer, which could mean cheaper Volkswagen Touareg car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2017 Volkswagen Touareg SUV AWD | N/R | N/R | N/R | N/R |
| 2016 Volkswagen Touareg SUV AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Volkswagen Touareg Safety Features
The numerous safety features of the Volkswagen Touareg help contribute to lower insurance rates. The 2020 Volkswagen Touareg has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Lane Departure Warning
Volkswagen Touareg Insurance Loss Probability
The Volkswagen Touareg’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Volkswagen Touareg, others are more favorable and lead to lower insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 31% |
|---|---|
| Property Damage | 15% |
| Comprehensive | 33% |
| Personal Injury | -44% |
| Medical Payment | -35% |
| Bodily Injury | -13% |
| Source: Insurance Institute for Highway Safety | |
Volkswagen Touareg Finance and Insurance Cost
If you are financing a Volkswagen Touareg, you will pay more if you purchase Volkswagen Touareg car insurance at the dealership, so be sure to shop around and compare Volkswagen Touareg car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Volkswagen Touareg Insurance
Although it may seem like your Volkswagen Touareg car insurance rates are set, there are a few measures that you can take to secure the best Volkswagen Touareg car insurance rates possible. Take a look at the following five ways to save on Volkswagen Touareg auto insurance.
- Don’t Always Pick the Cheapest Volkswagen Touareg Insurance Policy
- Reduce Modifications on Your Volkswagen Touareg
- Spy on Your Teen Driver
- Apply for Your Full, Unrestricted License as Soon as You’re Eligible
- Reduce Your Coverage on an Older Volkswagen Touareg
Top Volkswagen Touareg Insurance Companies
Who is the top car insurance company for Volkswagen Touareg insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volkswagen Touareg auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volkswagen Touareg offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Volkswagen Touareg Insurance Quotes Online
You can start comparing quotes for Volkswagen Touareg insurance from some of the top car insurance companies by using our free online tool today.