How Much is Insurance on a Volkswagen Golf R?

Car insurance rates for a Volkswagen Golf R average $1,580 a year, or around $132 a month. On average, comprehensive coverage costs $385, collision coverage costs $562, and liability coverage costs $446 for Volkswagen Golf R insurance.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,580 a year or $132 each month
  • A liability-only policy costs around $633 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,775 a year or $481 each month
  • Good drivers can save as much as $651 a year by earning policy discounts
  • Volkswagen Golf R insurance costs around $61 more per year than the average vehicle

Are you worried about Volkswagen Golf R insurance rates? Volkswagen Golf R full coverage costs around $1,580 a year, or $132 each month. Our guide goes over the factors that determine Volkswagen Golf R insurance rates, so you can better understand how to save.

You can start comparing quotes for Volkswagen Golf R car insurance rates from some of the best car insurance companies by using our free online tool now.

Volkswagen Golf R Insurance Cost

The average Volkswagen Golf R auto insurance rates are $1,580 a year or $132 a month.

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Are Volkswagen Golf Rs Expensive to Insure?

The chart below details how Volkswagen Golf R insurance rates compare to other subcompact hatchbacks like the Honda Fit, Volkswagen Beetle, and Mitsubishi Mirage.

Vehicle Comprehensive Collision Liability Total
Volkswagen Golf R $372 $660 $390 $1,580
Honda Fit $268 $512 $258 $1,148
Volkswagen Beetle $280 $542 $332 $1,290
Mitsubishi Mirage $244 $448 $398 $1,248
Ford Focus RS $332 $656 $398 $1,544
Volkswagen Golf $306 $600 $390 $1,454
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However, there are a few things you can do to find the cheapest Volkswagen insurance rates online.

What Impacts the Cost of Volkswagen Golf R Insurance?

Even though the average annual rate for the Volkswagen Golf R is $1,580, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Volkswagen Golf R.

Age of the Vehicle

The average Volkswagen Golf R car insurance rates are higher for newer models. For example, car insurance rates for a 2019 Volkswagen Golf R are $1,580, while 2012 Volkswagen Golf R rates are $1,360, a difference of $220.

Model Year Comprehensive Collision Liability Total
2019 Volkswagen Golf R $372 $660 $390 $1,580
2018 Volkswagen Golf R $356 $656 $398 $1,568
2017 Volkswagen Golf R $344 $640 $416 $1,558
2016 Volkswagen Golf R $332 $612 $430 $1,532
2015 Volkswagen Golf R $314 $592 $442 $1,506
2013 Volkswagen Golf R $290 $516 $456 $1,420
2012 Volkswagen Golf R $278 $464 $460 $1,360
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Driver Age

Driver age can have a significant effect on Volkswagen Golf R car insurance rates. For example, 20-year-old drivers pay $1,932 more for their Volkswagen Golf R car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Volkswagen Golf R insurance rates. For example, drivers in Phoenix may pay $869 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Volkswagen Golf R auto insurance. Teens and drivers in their 20’s see the highest jump in their Volkswagen Golf R auto insurance rates with violations on their driving record.

Volkswagen Golf R Safety Ratings

The Volkswagen Golf R’s safety ratings will affect your Volkswagen Golf R car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side  N/R
Small overlap front: passenger-side  N/R
Moderate overlap front  N/R
Side  N/R
Roof strength  N/R
Head restraints and seats  N/R
Source: Insurance Institute for Highway Safety
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Volkswagen Golf R Crash Test Ratings

Good Volkswagen Golf R crash test ratings mean the VW is safer, which could mean cheaper Volkswagen Golf R car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Volkswagen Golf R 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2018 Volkswagen Golf R 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2017 Volkswagen Golf R 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2016 Volkswagen Golf R 4 DR AWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Volkswagen Golf R Safety Features

The numerous safety features of the Volkswagen Golf R help contribute to lower insurance rates. The 2020 Volkswagen Golf R has the following safety features:

  • Automatic Post-Collision Braking System
  • Tire Pressure Monitoring System (TPMS)
  • Intelligent Crash Response System (ICRS)
  • Rear View Camera System
  • Adaptive Cruise Control
  • Electronic Stability Control (ESC)
  • Electronic Brake-pressure Distribution (EBD)
  • Safety Cage

Volkswagen Golf R Finance and Insurance Cost

If you are financing a Volkswagen Golf R, most lenders will require your carry higher Volkswagen Golf R coverages including comprehensive coverage, so be sure to compare Volkswagen Golf R car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Volkswagen Golf R Insurance

There are many ways that you can save on Volkswagen Golf R car insurance. Below are five actions you can take to find cheap Volkswagen Golf R auto insurance rates.

  • Compare Volkswagen Golf R Quotes Online
  • Ask Your Insurance Company About Volkswagen Golf R Discounts
  • Tell Your Insurer About Different Drivers or Uses for Your Volkswagen Golf R
  • Compare Insurance Companies After Moving
  • Make Sure You’re Raising a Safe Driver

Top Volkswagen Golf R Insurance Companies

The best auto insurance companies for Volkswagen Golf R car insurance rates will offer competitive rates, discounts, and account for the Volkswagen Golf R’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Volkswagen Golf R Insurance Quotes Online

You can start comparing quotes for Volkswagen Golf R car insurance rates from some of the best car insurance companies by using our free online tool now.

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