UPDATED: Jul 31, 2020
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- Full coverage costs around $1,306 a year or $109 each month
- A liability-only policy costs around $524 a year or $44 each month
- Highest rates are for teenage drivers at around $4,773 a year or $398 each month
- Good drivers can save as much as $538 a year by earning policy discounts
- Toyota Prius insurance costs around $213 less per year than the average vehicle
There’s no need to stress about Toyota Prius insurance rates. Toyota Prius insurance costs around $213 less per year than the average vehicle. Our guide goes over insurance rates for a Toyota Prius so that drivers can find savings. Learn more.
You can start comparing quotes for Toyota Prius car insurance rates from some of the best car insurance companies by using our free online tool now.
Toyota Prius Insurance Cost
The average car insurance costs for a Toyota Prius are $1,306 a year or $109 a month.
Are Toyota Priuses Expensive to Insure?
The chart below details how Toyota Prius insurance rates compare to other hybrid/electrics like the Chevrolet Volt, Ford Fusion Energi, and Honda Accord Hybrid.
|Ford Fusion Energi||$336||$626||$372||$1,492|
|Honda Accord Hybrid||$362||$718||$316||$1,532|
|Lexus GS 450h||$394||$774||$398||$1,724|
|Ford C-Max Hybrid||$282||$566||$398||$1,404|
However, there are a few things you can do to find the cheapest Toyota insurance rates online.
What Impacts the Cost of Toyota Prius Insurance?
Even though the average annual rate for the Toyota Prius is $1,306, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Toyota Prius.
Age of the Vehicle
Older Toyota Prius models generally cost less to insure. For example, car insurance for a 2020 Toyota Prius costs $1,306, while 2010 Toyota Prius insurance costs are $1,046, a difference of $260.
|2020 Toyota Prius||$322||$532||$316||$1,306|
|2019 Toyota Prius||$306||$512||$332||$1,286|
|2018 Toyota Prius||$294||$506||$338||$1,274|
|2017 Toyota Prius||$284||$494||$354||$1,268|
|2016 Toyota Prius||$274||$474||$364||$1,248|
|2015 Toyota Prius||$260||$458||$376||$1,230|
|2014 Toyota Prius||$250||$424||$384||$1,194|
|2013 Toyota Prius||$240||$400||$388||$1,164|
|2012 Toyota Prius||$230||$358||$390||$1,114|
|2011 Toyota Prius||$214||$330||$390||$1,070|
|2010 Toyota Prius||$206||$310||$394||$1,046|
Driver age can have a significant effect on the cost of Toyota Prius car insurance. For example, a 20-year-old driver could pay around $133 more each month for their Toyota Prius car insurance than a 30-year-old driver.
Where you live can have a large impact on Toyota Prius insurance rates. For example, drivers in Los Angeles may pay $718 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of Toyota Prius auto insurance. Teens and drivers in their 20’s see the highest jump in their Toyota Prius auto insurance rates with violations on their driving record.
Toyota Prius Safety Ratings
Your Toyota Prius auto insurance rates are influenced by the Toyota Prius’s safety ratings. See the breakdown below:
|Small overlap front: driver-side||Good|
|Small overlap front: passenger-side||Acceptable|
|Moderate overlap front||Good|
|Head restraints and seats||Good|
|Source: Insurance Institute for Highway Safety|
Toyota Prius Crash Test Ratings
Poor Toyota Prius crash test ratings could mean higher Toyota Prius car insurance rates.
|2020 Toyota Prius Prime 5 HB FWD||N/R||N/R||N/R||N/R|
|2019 Toyota Prius PRIME 5 HB FWD||N/R||N/R||N/R||N/R|
|2019 Toyota Prius C 5 HB FWD||4 stars||4 stars||4 stars||4 stars|
|2019 Toyota Prius 5 HB FWD||5 stars||4 stars||5 stars||4 stars|
|2019 Toyota Prius 5 HB AWD||5 stars||4 stars||5 stars||4 stars|
|2018 Toyota Prius PRIME 5 HB FWD||N/R||N/R||N/R||N/R|
|2018 Toyota Prius C 5 HB FWD||4 stars||4 stars||4 stars||4 stars|
|2018 Toyota Prius 5 HB FWD||5 stars||4 stars||5 stars||4 stars|
|2017 Toyota Prius V SW FWD||N/R||N/R||N/R||4 stars|
|2017 Toyota Prius Prime 5 HB FWD||N/R||N/R||N/R||N/R|
|2017 Toyota Prius C 5 HB FWD||4 stars||4 stars||4 stars||4 stars|
|2017 Toyota Prius 5 HB FWD||5 stars||4 stars||5 stars||4 stars|
|2016 Toyota Prius V SW FWD||N/R||N/R||N/R||4 stars|
|2016 Toyota Prius C 5 HB FWD||4 stars||4 stars||4 stars||4 stars|
|2016 Toyota Prius 5 HB FWD||5 stars||4 stars||5 stars||4 stars|
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
Toyota Prius Safety Features
Having a variety of safety features on your Toyota Prius can help lower your insurance costs. The 2020 Toyota Prius’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Toyota Prius Insurance Loss Probability
The Toyota Prius’s insurance loss probability varies between different coverage types. The lower percentage means lower Toyota Prius auto insurance costs; higher percentages mean higher Toyota Prius auto insurance costs.
|Insurance Coverage Category||Loss Rate|
|Source: Insurance Institute for Highway Safety|
Toyota Prius Finance and Insurance Cost
If you are financing a Toyota Prius, you will pay more if you purchase Toyota Prius car insurance at the dealership, so be sure to shop around and compare Toyota Prius car insurance quotes from the best companies using our FREE tool below.
Ways to Save on Toyota Prius Insurance
You have more options at your disposal to save money on your Toyota Prius car insurance costs. For example, try these five tips:
- Remove Young Drivers from Your Toyota Prius Insurance When They Move Out or Go to School
- Don’t Assume your Toyota Prius is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
- Ask About Farm and Ranch Vehicle Discounts
- Pay Your Bills On Time — Especially Toyota Prius Payments and Insurance
- Install an Aftermarket Anti-Theft Device for Your Toyota Prius
Top Toyota Prius Insurance Companies
Who is the best company for Toyota Prius insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota Prius insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota Prius offers.
|Source: Insurance Information Institute|
Compare Free Toyota Prius Insurance Quotes Online
Start comparing Toyota Prius auto insurance quotes for free by using our FREE online comparison tool.
Cost of Insurance
Crash Avoidence Features
Forward Collision Warning
Forward Collision Auto Brake
Lane Departure Warning
Land Departure Prevention