Compare Cadillac SRX Insurance Rates [List of Money Saving Tips]

Average Cadillac SRX auto insurance rates cost $1,510 a year, or around $126 a month. On average, comprehensive coverage costs $368, collision coverage costs $537, and liability coverage costs $426 for Cadillac SRX insurance.

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Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,510 a year or $126 each month
  • A liability-only policy costs around $605 a year or $50 each month
  • Highest rates are for teenage drivers at around $5,519 a year or $460 each month
  • Good drivers can save as much as $623 a year by earning policy discounts
  • Cadillac SRX insurance costs around $9 less per year than the average vehicle

Are you shopping to find cheaper Cadillac SRX insurance rates? Full coverage for a Cadillac SRX costs around $1,510 a year or $126 each month. Our guide goes in-depth into insurance rates for a Cadillac SRX, so read on to learn how to save.

You can start comparing quotes for Cadillac SRX car insurance rates from some of the best car insurance companies by using our free online tool now.

Cadillac SRX Insurance Cost

The average Cadillac SRX car insurance costs are $1,510 a year or $126 a month.

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Are Cadillac SRXs Expensive to Insure?

The chart below details how Cadillac SRX insurance rates compare to other crossovers like the Subaru Crosstrek, BMW X6, and Honda CR-V.

Vehicle Comprehensive Collision Liability Total
Subaru Crosstrek $320 $512 $332 $1,300
BMW X6 $432 $834 $398 $1,822
Honda CR-V $280 $408 $316 $1,140
Nissan Rogue $268 $512 $440 $1,400
Mazda CX-3 $308 $500 $372 $1,338
Mazda CX-5 $322 $532 $372 $1,384
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However, there are a few things you can do to find the cheapest Cadillac insurance rates online.

What Impacts the Cost of Cadillac SRX Insurance?

Even though the average annual rate for the Cadillac SRX is $1,510, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Cadillac SRX.

Age of the Vehicle

Older Cadillac SRX models generally cost less to insure. For example, auto insurance rates for a 2016 Cadillac SRX are $1,510, while 2010 Cadillac SRX rates are $1,256, a difference of $254.

Model Year Comprehensive Collision Liability Total
2016 Cadillac SRX $310 $612 $430 $1,510
2015 Cadillac SRX $292 $592 $442 $1,484
2014 Cadillac SRX $282 $548 $452 $1,440
2013 Cadillac SRX $270 $516 $456 $1,400
2012 Cadillac SRX $258 $464 $460 $1,340
2011 Cadillac SRX $242 $426 $460 $1,286
2010 Cadillac SRX $234 $400 $464 $1,256
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Driver Age

Driver age can have a significant effect on the cost of Cadillac SRX car insurance. For example, 30-year-old drivers pay approximately $66 more for their Cadillac SRX car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Cadillac SRX insurance rates. For example, drivers in Los Angeles may pay $830 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Cadillac SRX car insurance. Teens and drivers in their 20’s see the highest jump in their Cadillac SRX auto insurance rates with violations on their driving record.

Cadillac SRX Safety Ratings

The Cadillac SRX’s safety ratings will affect your Cadillac SRX car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Cadillac SRX Crash Test Ratings

Not only do good Cadillac SRX crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Cadillac SRX auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2016 Cadillac SRX SUV FWD 5 stars 4 stars 5 stars 4 stars
2016 Cadillac SRX SUV AWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Cadillac SRX Safety Features

The Cadillac SRX safety features can help lower insurance costs. The Cadillac SRX has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Cadillac SRX Insurance Loss Probability

The lower percentage means lower Cadillac SRX car insurance costs; higher percentages mean higher Cadillac SRX car insurance costs. Compare the following Cadillac SRX auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.

Insurance Coverage Category Loss Rate
Collision 3%
Property Damage 1%
Comprehensive -16%
Personal Injury -20%
Medical Payment -18%
Bodily Injury -9%
Source: Insurance Institute for Highway Safety
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Cadillac SRX Finance and Insurance Cost

If you are financing a Cadillac SRX, most lenders will require your carry higher Cadillac SRX coverage options including comprehensive coverage, so be sure to shop around and compare Cadillac SRX car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Cadillac SRX Insurance

Save more on your Cadillac SRX car insurance rates. Take a look at the following five strategies that will get you the best Cadillac SRX auto insurance rates possible.

  • Consider Cadillac SRX Insurance Costs Before Buying a Cadillac SRX
  • Bundle Your Cadillac SRX Auto Insurance with Home Insurance
  • Use an Accurate Job Title When Requesting Cadillac SRX Auto Insurance
  • Renew Your Cadillac SRX Insurance Coverage to Avoid Lapses
  • Wait Six Years for Accidents to Disappear from Your Record

Top Cadillac SRX Insurance Companies

Who is the best auto insurance company for Cadillac SRX insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Cadillac SRX auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Cadillac SRX offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Cadillac SRX Insurance Quotes Online

You can start comparing quotes for Cadillac SRX insurance from some of the top car insurance companies by using our free online tool today.

Crash Test Safety Ratings

Year Overall Frontal Crash Side Crash Rollover
2015
5
4
5
5
2014
5
4
5
5
2013
5
4
5
5
2012
5
5
5
5
2011

Crash Avoidence Features

Forward Collision Warning

Optional

Forward Collision Auto Brake

Optional

Lane Departure Warning

Optional

Land Departure Prevention

Not Available

Blind Spot Detection

Optional

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