Best Lexus IS 350 Insurance Rates [Guide + Free Quotes]

Average car insurance rates for a Lexus IS 350 cost $1,586 a year, or around $132 a month. Shop around to find cheap Lexus IS 350 insurance rates. On average, Lexus IS 350 comprehensive insurance coverage costs $386, collision coverage costs $564, and liability coverage costs $447.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,586 a year or $132 each month
  • A liability-only policy costs around $636 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,797 a year or $483 each month
  • Good drivers can save as much as $654 a year by earning policy discounts
  • Lexus IS 350 insurance costs around $67 more per year than the average vehicle

Are Lexus IS 350 insurance rates stressing you out? Good drivers can save as much as $654 a year by earning policy discounts. Learn what else drivers can do to save on insurance rates for a Lexus IS 350 in our comprehensive guide.

You can start comparing quotes for Lexus IS 350 car insurance rates from some of the best car insurance companies by using our free online tool now.

Lexus IS 350 Insurance Cost

The average Lexus IS 350 car insurance rates are $1,586 a year or $132 a month.

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Are Lexus IS 350s Expensive to Insure?

The chart below details how Lexus IS 350 insurance rates compare to other luxury cars like the Porsche Panamera, Cadillac CTS-V, and Volvo S90.

Vehicle Comprehensive Collision Liability Total
Lexus IS 350 $344 $686 $398 $1,586
Porsche Panamera $520 $1042 $398 $2,118
Cadillac CTS-V $406 $804 $338 $1,684
Volvo S90 $356 $714 $398 $1,626
Mercedes-Benz S450 $494 $982 $398 $2,032
Audi A7 $406 $834 $398 $1,796
Cadillac CT6 $382 $774 $398 $1,712
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However, there are a few things you can do to find the cheapest Lexus insurance rates online.

What Impacts the Cost of Lexus IS 350 Insurance?

The Lexus IS 350 trim and model you choose will affect the total price you will pay for Lexus IS 350 insurance coverage.

Age of the Vehicle

The average Lexus IS 350 auto insurance rates are higher for newer models. For example, auto insurance for a 2018 Lexus IS 350 costs $1,586, while 2010 Lexus IS 350 insurance costs are $1,282, a difference of $304.

Model Year Comprehensive Collision Liability Total
2018 Lexus IS 350 $344 $686 $398 $1,586
2017 Lexus IS 350 $332 $668 $416 $1,574
2016 Lexus IS 350 $320 $640 $430 $1,548
2015 Lexus IS 350 $304 $618 $442 $1,522
2014 Lexus IS 350 $292 $574 $452 $1,476
2013 Lexus IS 350 $280 $540 $456 $1,434
2012 Lexus IS 350 $268 $484 $460 $1,370
2011 Lexus IS 350 $250 $446 $460 $1,314
2010 Lexus IS 350 $242 $418 $464 $1,282
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Driver Age

Driver age can have a significant effect on Lexus IS 350 car insurance rates. As an example, a 30-year-old driver pays around $70 more each year for their Lexus IS 350 car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Lexus IS 350 insurance rates. For example, drivers in Los Angeles may pay $227 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Lexus IS 350 car insurance. Teens and drivers in their 20’s see the highest jump in their Lexus IS 350 car insurance with violations on their driving record.

Lexus IS 350 Safety Ratings

Your Lexus IS 350 auto insurance rates are influenced by the Lexus IS 350’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side N/R
Small overlap front: passenger-side N/R
Moderate overlap front N/R
Side N/R
Roof strength N/R
Head restraints and seats N/R
Source: Insurance Institute for Highway Safety
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Lexus IS 350 Crash Test Ratings

If the Lexus IS 350 crash test ratings are good, you could have lower Lexus IS 350 car insurance rates. See Lexus IS 350 crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Lexus IS 350 4 DR RWD 5 stars 4 stars 5 stars 5 stars
2020 Lexus IS 350 4 DR AWD 5 stars 4 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Lexus IS 350 Safety Features

Lexus IS 350 safety features can lower the cost of your insurance. The safety features for the 2020 Lexus IS 350 include:

  • Lexus Enform Safety Connect
  • LED Rear Combination Lamps
  • LED Headlamps and LED Daytime Running Lights
  • Vehicle Dynamics Integrated Management (VDIM)
  • Rain-Sensing Wipers
  • Intuitive Parking Assist
  • Anti-lock Braking System
  • Brake Assist
  • Electronic Brakeforce Distribution
  • 10-Airbag System
  • Tire Pressure Monitor System
  • Backup Camera
  • Smart Stop Technology
  • Rigid Body Structure with Crumple Zones

Lexus IS 350 Insurance Loss Probability

The lower percentage means lower Lexus IS 350 auto insurance rates; higher percentages mean higher Lexus IS 350 car insurance rates. The Lexus IS 350’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision 65%
Property Damage -12%
Comprehensive 86%
Personal Injury 1%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Lexus IS 350 Finance and Insurance Cost

If you are financing a Lexus IS 350, most lenders will require your carry higher Lexus IS 350 coverage options including comprehensive coverage, so be sure to shop around and compare Lexus IS 350 auto insurance quotes from the best auto insurance companies using our FREE tool below.

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Ways to Save on Lexus IS 350 Insurance

You can save more money on your Lexus IS 350 auto insurance rates by employing any of the following five strategies.

  • Never Drink and Drive Your Lexus IS 350
  • Compare Lexus IS 350 Quotes for Free Online
  • Compare Insurance Companies After Moving
  • Consider Renting a Car Instead of Buying a Second Lexus IS 350
  • Take Public Transit Instead of Driving Your Lexus IS 350

Top Lexus IS 350 Insurance Companies

Who is the top auto insurance company for Lexus IS 350 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lexus IS 350 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Lexus IS 350 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Lexus IS 350 Insurance Quotes Online

Start comparing Lexus IS 350 auto insurance quotes for free by using our FREE online comparison tool.

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