Buy Cheap Chrysler PT Cruiser Auto Insurance in 2025
Auto insurance rates for a Chrysler PT Cruiser average $938 a year, or around $78 a month. Comprehensive, collision, and liability insurance cost around $228, $333, and $265, respectively.
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Jeffrey Manola
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Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
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UPDATED: Dec 16, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 16, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $938 a year or $78 each month
- A liability-only policy costs around $377 a year or $31 each month
- Highest rates are for teenage drivers at around $3,428 a year or $286 each month
- Good drivers can save as much as $387 a year by earning policy discounts
- Chrysler PT Cruiser insurance costs around $581 less per year than the average vehicle
The majority of drivers will find that Chrysler PT Cruiser insurance rates are economical. Chrysler PT Cruiser insurance costs around $581 less per year than the average vehicle. Our guide breaks down insurance rates for a Chrysler PT Cruiser so that drivers can save. Read on.
You can start comparing quotes for Chrysler PT Cruiser car insurance rates from some of the best car insurance companies by using our free online tool now.
Chrysler PT Cruiser Insurance Cost
The average Chrysler PT Cruiser auto insurance rates are $938 a year or $78 a month.
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Are Chrysler PT Cruisers Expensive to Insure?
The chart below details how Chrysler PT Cruiser insurance rates compare to other crossovers like the Toyota RAV4, Audi Q5, and Hyundai Tucson.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Toyota RAV4 | $280 | $482 | $390 | $1,310 |
| Audi Q5 | $362 | $718 | $372 | $1,610 |
| Hyundai Tucson | $294 | $470 | $372 | $1,294 |
| MINI Clubman | $320 | $506 | $398 | $1,382 |
| Chevrolet Equinox | $308 | $532 | $372 | $1,370 |
| Ford EcoSport | $280 | $500 | $372 | $1,310 |
Read more: Buy Cheap Ford Auto Insurance
However, there are a few things you can do to find the cheapest Chrysler insurance rates online.
What Impacts the Cost of Chrysler PT Cruiser Insurance?
The Chrysler PT Cruiser trim and model you choose can impact the total price you will pay for Chrysler PT Cruiser insurance coverage.
Age of the Vehicle
Older Chrysler PT Cruiser models generally cost less to insure. For example, car insurance rates for a 2010 Chrysler PT Cruiser are $938.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2010 Chrysler PT Cruiser | $154 | $254 | $394 | $938 |
Driver Age
Driver age can have a significant impact on Chrysler PT Cruiser auto insurance rates. For example, 20-year-old drivers pay approximately $1,147 more each year for their Chrysler PT Cruiser auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Chrysler PT Cruiser insurance rates. For example, drivers in Phoenix may pay $516 a year less than drivers in Los Angeles.
Your Driving Record
Your driving record can have an impact on the cost of Chrysler PT Cruiser car insurance. Teens and drivers in their 20’s see the highest jump in their Chrysler PT Cruiser car insurance rates with violations on their driving record.
Chrysler PT Cruiser Safety Ratings
Your Chrysler PT Cruiser car insurance rates are influenced by the safety ratings of the Chrysler PT Cruiser. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Poor |
| Roof strength | Not Tested |
| Head restraints and seats | Poor |
| Source: Insurance Institute for Highway Safety | |
Chrysler PT Cruiser Crash Test Ratings
Good Chrysler PT Cruiser crash test ratings can lower your Chrysler PT Cruiser auto insurance rates. See Chrysler PT Cruiser crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2010 Chrysler PT Cruiser 4-DR. w/SAB | N/R | 4 stars | 4 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Chrysler PT Cruiser Safety Features
Good Chrysler PT Cruiser safety features can result in insurers giving you car insurance discounts. The safety features for the Chrysler PT Cruiser are:
- Driver Air Bag
- Passenger Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Chrysler PT Cruiser Finance and Insurance Cost
If you are financing a Chrysler PT Cruiser, most lenders will require your carry higher Chrysler PT Cruiser coverages including comprehensive coverage, so be sure to compare Chrysler PT Cruiser car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Chrysler PT Cruiser Insurance
You have more options at your disposal to save money on your Chrysler PT Cruiser auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Chrysler PT Cruiser car insurance rates
- Ask About Mature Driver Discounts for Drivers Over 50
- Work with a Direct Insurer Instead of an Insurance Broker for Your Chrysler PT Cruiser
- Remove Young Drivers from Your Chrysler PT Cruiser Insurance When They Move Out or Go to School
- Understand that Your Insurer Can Change Your Chrysler PT Cruiser Auto Insurance Rates Mid-Term for Other Reasons
- Save Money on Young Driver Chrysler PT Cruiser Insurance By Mentioning Grades or GPA
Top Chrysler PT Cruiser Insurance Companies
Who is the best company for Chrysler PT Cruiser insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chrysler PT Cruiser insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chrysler PT Cruiser offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
Can I get cheap insurance for a Chrysler PT Cruiser?
Yes, it is possible to find affordable insurance rates for a Chrysler PT Cruiser. However, the exact cost will depend on various factors, such as your location, driving history, coverage options, and insurance provider.
What can I do to get cheaper insurance for my Chrysler PT Cruiser?
Here are a few tips to help you secure cheaper insurance rates for your Chrysler PT Cruiser:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a good driving record with no accidents or traffic violations.
- Consider raising your deductibles, as higher deductibles often lead to lower premiums.
- Inquire about available discounts, such as multi-policy, good student, or safety feature discounts.
- Park your vehicle in a secure location and consider installing anti-theft devices.
Are there any specific insurance considerations for a Chrysler PT Cruiser?
When insuring a Chrysler PT Cruiser, you should be aware of the following:
- The age and condition of your vehicle may impact the coverage options and premiums.
- Consider the potential cost of repairs or replacement parts, as this can affect insurance rates.
- If you have customized your PT Cruiser, you may need additional coverage to protect those modifications.
What are the pros of buying cheap insurance for a Chrysler PT Cruiser?
- Affordable premiums: Cheap insurance means you can save money on your monthly or annual insurance costs.
- Cost-effective coverage: Despite the lower price, you can still have essential coverage for your PT Cruiser.
- Budget-friendly option: It allows you to allocate your financial resources to other expenses.
What are the cons of buying cheap insurance for a Chrysler PT Cruiser?
- Limited coverage options: Cheap insurance policies may have fewer coverage options or higher deductibles, which could impact your protection in the event of an accident.
- Less comprehensive protection: Cheap insurance might not provide the same level of comprehensive coverage as more expensive policies, leaving you vulnerable to certain risks.
- Unreliable service: Some low-cost insurance providers may offer subpar customer service or have a slow claims process, which can be frustrating in case of a claim.
Compare Quotes From Top Companies and Save
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.