What is the Best Car Insurance for a Chrysler PT Cruiser?

Auto insurance rates for a Chrysler PT Cruiser average $938 a year, or around $78 a month. Comprehensive, collision, and liability insurance cost around $228, $333, and $265, respectively.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $938 a year or $78 each month
  • A liability-only policy costs around $377 a year or $31 each month
  • Highest rates are for teenage drivers at around $3,428 a year or $286 each month
  • Good drivers can save as much as $387 a year by earning policy discounts
  • Chrysler PT Cruiser insurance costs around $581 less per year than the average vehicle

The majority of drivers will find that Chrysler PT Cruiser insurance rates are economical. Chrysler PT Cruiser insurance costs around $581 less per year than the average vehicle. Our guide breaks down insurance rates for a Chrysler PT Cruiser so that drivers can save. Read on.

You can start comparing quotes for Chrysler PT Cruiser car insurance rates from some of the best car insurance companies by using our free online tool now.

Chrysler PT Cruiser Insurance Cost

The average Chrysler PT Cruiser auto insurance rates are $938 a year or $78 a month.

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Are Chrysler PT Cruisers Expensive to Insure?

The chart below details how Chrysler PT Cruiser insurance rates compare to other crossovers like the Toyota RAV4, Audi Q5, and Hyundai Tucson.

Vehicle Comprehensive Collision Liability Total
Toyota RAV4 $280 $482 $390 $1,310
Audi Q5 $362 $718 $372 $1,610
Hyundai Tucson $294 $470 $372 $1,294
MINI Clubman $320 $506 $398 $1,382
Chevrolet Equinox $308 $532 $372 $1,370
Ford EcoSport $280 $500 $372 $1,310
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However, there are a few things you can do to find the cheapest Chrysler insurance rates online.

What Impacts the Cost of Chrysler PT Cruiser Insurance?

The Chrysler PT Cruiser trim and model you choose can impact the total price you will pay for Chrysler PT Cruiser insurance coverage.

Age of the Vehicle

Older Chrysler PT Cruiser models generally cost less to insure. For example, car insurance rates for a 2010 Chrysler PT Cruiser are $938.

Model Year Comprehensive Collision Liability Total
2010 Chrysler PT Cruiser $154 $254 $394 $938
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Driver Age

Driver age can have a significant impact on Chrysler PT Cruiser auto insurance rates. For example, 20-year-old drivers pay approximately $1,147 more each year for their Chrysler PT Cruiser auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Chrysler PT Cruiser insurance rates. For example, drivers in Phoenix may pay $516 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Chrysler PT Cruiser car insurance. Teens and drivers in their 20’s see the highest jump in their Chrysler PT Cruiser car insurance rates with violations on their driving record.

Chrysler PT Cruiser Safety Ratings

Your Chrysler PT Cruiser car insurance rates are influenced by the safety ratings of the Chrysler PT Cruiser. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Poor
Roof strength Not Tested
Head restraints and seats Poor
Source: Insurance Institute for Highway Safety
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Chrysler PT Cruiser Crash Test Ratings

Good Chrysler PT Cruiser crash test ratings can lower your Chrysler PT Cruiser auto insurance rates. See Chrysler PT Cruiser crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2010 Chrysler PT Cruiser 4-DR. w/SAB N/R 4 stars 4 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Chrysler PT Cruiser Safety Features

Good Chrysler PT Cruiser safety features can result in insurers giving you car insurance discounts. The safety features for the Chrysler PT Cruiser are:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Chrysler PT Cruiser Finance and Insurance Cost

If you are financing a Chrysler PT Cruiser, most lenders will require your carry higher Chrysler PT Cruiser coverages including comprehensive coverage, so be sure to compare Chrysler PT Cruiser car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Chrysler PT Cruiser Insurance

You have more options at your disposal to save money on your Chrysler PT Cruiser auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Chrysler PT Cruiser car insurance rates

  • Ask About Mature Driver Discounts for Drivers Over 50
  • Work with a Direct Insurer Instead of an Insurance Broker for Your Chrysler PT Cruiser
  • Remove Young Drivers from Your Chrysler PT Cruiser Insurance When They Move Out or Go to School
  • Understand that Your Insurer Can Change Your Chrysler PT Cruiser Auto Insurance Rates Mid-Term for Other Reasons
  • Save Money on Young Driver Chrysler PT Cruiser Insurance By Mentioning Grades or GPA

Top Chrysler PT Cruiser Insurance Companies

Who is the best company for Chrysler PT Cruiser insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chrysler PT Cruiser insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chrysler PT Cruiser offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Chrysler PT Cruiser Insurance Quotes Online

To start comparing Chrysler PT Cruiser car insurance quotes for free, use our online car insurance comparison tool.

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