Buy Cheap Wadena, IA Auto Insurance (2022)

Wadena, IA auto insurance rates average $241 a month. Minimum auto insurance requirements in Wadena, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Wadena, IA, compare Wadena auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: Mar 15, 2022

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A Concise Overview

  • The most expensive auto insurance company in Wadena after a DUI is Travelers
  • Average auto insurance rates in Wadena, IA are $241/month
  • Average auto insurance rates in Wadena, IA for teens drivers are $5,421/year

Finding affordable Wadena, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Wadena, IA auto insurance with confidence is right here. Auto insurance rates in Wadena are affected by local factors as well as personal ones like your driving record.

See how Wadena, IA car insurance rates compare to Iowa City auto insurance rates, Des Moines auto insurance rates, and Council Bluffs auto insurance rates before you read more about the cost of auto insurance in Wadena.

Don’t buy Wadena, IA auto insurance until you’ve compared rates. Get free Wadena, Iowa auto insurance quotes when you enter your ZIP code above.

Wadena, IA Minimum Auto Insurance Requirements

The required auto insurance in Wadena, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Wadena, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Wadena, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Wadena, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Wadena, IA. Take a look at Wadena, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Wadena, Iowa

Insurance Company Poor Fair Good
Allstate $3,310 $2,630 $2,370
American Family $3,904 $2,870 $2,412
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,383 $3,934 $3,098
Nationwide $3,243 $2,518 $2,212
Progressive $3,141 $2,506 $2,256
State Farm $3,258 $2,015 $1,589
Travelers $5,018 $4,275 $4,071
USAA $2,419 $1,660 $1,437

Buy Cheap Wadena, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Wadena, Iowa auto insurance rates? Find out how car insurance rates in Wadena, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wadena, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,828 $1,754 $1,627 $1,654 $5,294 $5,969 $1,987 $2,047
American Family $1,972 $1,972 $1,765 $1,765 $5,277 $7,395 $1,972 $2,376
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,159 $2,345 $1,894 $2,301 $10,316 $11,611 $2,447 $2,702
Nationwide $1,872 $1,931 $1,662 $1,786 $4,168 $5,439 $2,103 $2,299
Progressive $1,913 $1,864 $1,574 $1,627 $4,357 $4,937 $2,308 $2,495
State Farm $1,533 $1,533 $1,330 $1,330 $3,914 $4,991 $1,718 $1,946
Travelers $2,057 $2,102 $1,980 $1,990 $8,809 $14,021 $2,133 $2,546
USAA $1,234 $1,249 $1,130 $1,155 $3,305 $3,514 $1,482 $1,638

Buy Cheap Wadena, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Wadena can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Wadena, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Wadena, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,294 $5,969
American Family $5,277 $7,395
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,316 $11,611
Nationwide $4,168 $5,439
Progressive $4,357 $4,937
State Farm $3,914 $4,991
Travelers $8,809 $14,021
USAA $3,305 $3,514

Buy Cheap Wadena, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Wadena, Iowa by comparing Wadena senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Wadena, IA here.

Annual Auto Insurance Rates for Senior Drivers in Wadena, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,627 $1,654
American Family $1,765 $1,765
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,894 $2,301
Nationwide $1,662 $1,786
Progressive $1,574 $1,627
State Farm $1,330 $1,330
Travelers $1,980 $1,990
USAA $1,130 $1,155

Find Cheap Auto Insurance Rates in Wadena, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Wadena, Iowa auto insurance. Compare Wadena, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wadena, Iowa

Insurance Company Low Medium High
Allstate $2,676 $2,773 $2,861
American Family $3,078 $3,232 $2,875
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,299 $4,464 $4,652
Nationwide $2,792 $2,635 $2,545
Progressive $2,513 $2,640 $2,750
State Farm $2,193 $2,298 $2,371
Travelers $4,208 $4,521 $4,635
USAA $1,745 $1,844 $1,926

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Find Cheap Wadena, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Wadena. Compare auto insurance rates in Wadena, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Wadena, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,704 $2,836
American Family $3,026 $3,098
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,472 $4,472
Nationwide $2,658 $2,658
Progressive $2,634 $2,634
State Farm $2,233 $2,342
Travelers $4,455 $4,455
USAA $1,771 $1,905

Find Cheap Wadena, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Wadena, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Wadena, IA, take a look at the average cost for various violations versus rates for a clean driving record in Wadena.

Annual Wadena, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,352 $2,847 $3,248 $2,633
American Family $2,211 $3,235 $4,202 $2,599
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,865 $4,774 $4,876 $4,373
Nationwide $1,906 $2,764 $3,794 $2,166
Progressive $2,128 $3,439 $2,303 $2,667
State Farm $2,133 $2,441 $2,287 $2,287
Travelers $3,267 $4,326 $5,773 $4,452
USAA $1,405 $1,885 $2,451 $1,613

Find Cheap Wadena, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Wadena, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Wadena for less when you shop around and compare rates from multiple Wadena, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Wadena, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,248
American Family $4,202
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,876
Nationwide $3,794
Progressive $2,303
State Farm $2,287
Travelers $5,773
USAA $2,451

Winners by Category: Where to Buy Cheap Auto Insurance in Wadena, IA

Compare rates from the cheapest auto insurance companies in Wadena, IA for your needs. Take a look at how Wadena, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Wadena, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Wadena, Iowa Auto Insurance Companies

If you’re looking for the cheapest Wadena, IA auto insurance companies overall, you can compare them here. Find the best price for Wadena, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Wadena, Iowa

Insurance Company Average Annual Rates
Allstate $2,770
American Family $3,062
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,472
Nationwide $2,658
Progressive $2,634
State Farm $2,287
Travelers $4,455
USAA $1,838

What affects Wadena, Iowa auto insurance rates?

Local factors affect auto insurance rates in Wadena, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Wadena auto insurance rates.

Commute Times in Wadena

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Wadena, IA is 24.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Wadena, IA

You can buy cheap Wadena, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Wadena, Iowa auto insurance quotes from top companies.

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