Buy Cheap Martinsburg, IA Auto Insurance (2022)

Martinsburg, IA auto insurance rates average $249 a month. Minimum auto insurance requirements in Martinsburg, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Martinsburg, IA, compare Martinsburg auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: Mar 15, 2022

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A Concise Overview

  • Average auto insurance rates in Martinsburg, IA are $249/month
  • Average auto insurance rates in Martinsburg, IA for teens drivers are $5,656/year
  • The most expensive auto insurance company in Martinsburg after a DUI is Travelers

Finding affordable Martinsburg, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Martinsburg, IA auto insurance with confidence is right here. Auto insurance rates in Martinsburg are affected by local factors as well as personal ones like your driving record.

See how Martinsburg, IA car insurance rates compare to Cedar Rapids auto insurance rates, Iowa City auto insurance rates, and Sioux City auto insurance rates before you read more about the cost of auto insurance in Martinsburg.

Don’t buy Martinsburg, IA auto insurance until you’ve compared rates. Get free Martinsburg, Iowa auto insurance quotes when you enter your ZIP code above.

Martinsburg, IA Minimum Auto Insurance Requirements

The required auto insurance in Martinsburg, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Martinsburg, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Martinsburg, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Martinsburg, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Martinsburg, IA. Take a look at Martinsburg, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Martinsburg, Iowa

Insurance Company Poor Fair Good
Allstate $3,465 $2,759 $2,474
American Family $3,846 $2,827 $2,376
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,290 $2,569 $2,252
Progressive $2,886 $2,334 $2,114
State Farm $3,113 $1,926 $1,519
Travelers $6,330 $5,394 $5,136
USAA $2,479 $1,703 $1,474

Buy Cheap Martinsburg, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Martinsburg, Iowa auto insurance rates? Find out how car insurance rates in Martinsburg, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Martinsburg, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,944 $1,875 $1,720 $1,754 $5,461 $6,119 $2,130 $2,193
American Family $1,945 $1,945 $1,740 $1,740 $5,193 $7,282 $1,945 $2,343
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,882 $1,935 $1,674 $1,791 $4,309 $5,592 $2,128 $2,318
Progressive $1,715 $1,650 $1,416 $1,468 $4,234 $4,777 $2,065 $2,233
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,569 $2,625 $2,479 $2,489 $11,161 $17,795 $2,664 $3,178
USAA $1,260 $1,274 $1,155 $1,178 $3,409 $3,621 $1,513 $1,671

Buy Cheap Martinsburg, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Martinsburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Martinsburg, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Martinsburg, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,461 $6,119
American Family $5,193 $7,282
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,309 $5,592
Progressive $4,234 $4,777
State Farm $3,825 $4,856
Travelers $11,161 $17,795
USAA $3,409 $3,621

Buy Cheap Martinsburg, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Martinsburg, Iowa by comparing Martinsburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Martinsburg, IA here.

Annual Auto Insurance Rates for Senior Drivers in Martinsburg, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,720 $1,754
American Family $1,740 $1,740
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,674 $1,791
Progressive $1,416 $1,468
State Farm $1,254 $1,254
Travelers $2,479 $2,489
USAA $1,155 $1,178

Find Cheap Auto Insurance Rates in Martinsburg, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Martinsburg, Iowa auto insurance. Compare Martinsburg, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Martinsburg, Iowa

Insurance Company Low Medium High
Allstate $2,780 $2,904 $3,014
American Family $3,033 $3,184 $2,833
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,827 $2,688 $2,597
Progressive $2,309 $2,454 $2,571
State Farm $2,083 $2,198 $2,277
Travelers $5,292 $5,705 $5,863
USAA $1,792 $1,891 $1,973

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Find Cheap Martinsburg, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Martinsburg. Compare auto insurance rates in Martinsburg, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Martinsburg, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,831 $2,968
American Family $2,981 $3,052
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,704 $2,704
Progressive $2,445 $2,445
State Farm $2,133 $2,239
Travelers $5,620 $5,620
USAA $1,816 $1,954

Find Cheap Martinsburg, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Martinsburg, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Martinsburg, IA, take a look at the average cost for various violations versus rates for a clean driving record in Martinsburg.

Annual Martinsburg, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,481 $2,992 $3,367 $2,759
American Family $2,178 $3,189 $4,139 $2,560
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,949 $2,812 $3,845 $2,209
Progressive $1,964 $3,224 $2,131 $2,459
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $4,109 $5,455 $7,298 $5,618
USAA $1,440 $1,933 $2,515 $1,654

Find Cheap Martinsburg, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Martinsburg, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Martinsburg for less when you shop around and compare rates from multiple Martinsburg, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Martinsburg, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,367
American Family $4,139
Farmers $2,637
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,845
Progressive $2,131
State Farm $2,186
Travelers $7,298
USAA $2,515

Winners by Category: Where to Buy Cheap Auto Insurance in Martinsburg, IA

Compare rates from the cheapest auto insurance companies in Martinsburg, IA for your needs. Take a look at how Martinsburg, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Martinsburg, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Martinsburg, Iowa Auto Insurance Companies

If you’re looking for the cheapest Martinsburg, IA auto insurance companies overall, you can compare them here. Find the best price for Martinsburg, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Martinsburg, Iowa

Insurance Company Average Annual Rates
Allstate $2,899
American Family $3,017
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,704
Progressive $2,445
State Farm $2,186
Travelers $5,620
USAA $1,885

What affects Martinsburg, Iowa auto insurance rates?

Local factors affect auto insurance rates in Martinsburg, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Martinsburg auto insurance rates.

Commute Times in Martinsburg

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Martinsburg, IA is 23.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Martinsburg, IA

You can buy cheap Martinsburg, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Martinsburg, Iowa auto insurance quotes from top companies.

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