Buy Cheap Battle Creek, IA Auto Insurance (2021)

Battle Creek, IA auto insurance rates average $249 a month. Minimum auto insurance requirements in Battle Creek, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Battle Creek, IA, compare Battle Creek auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Battle Creek is Travelers
  • Average auto insurance rates in Battle Creek, IA are $249/month
  • The most expensive auto insurance company in Battle Creek after a DUI is Travelers

Finding affordable Battle Creek, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Battle Creek, IA auto insurance with confidence is right here. Auto insurance rates in Battle Creek are affected by local factors as well as personal ones like your driving record.

See how Battle Creek, IA car insurance rates compare to West Des Moines auto insurance rates, Ames auto insurance rates, and Cedar Rapids auto insurance rates before you read more about the cost of auto insurance in Battle Creek.

Don’t buy Battle Creek, IA auto insurance until you’ve compared rates. Get free Battle Creek, Iowa auto insurance quotes when you enter your ZIP code above.

Battle Creek, IA Minimum Auto Insurance Requirements

The required auto insurance in Battle Creek, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Battle Creek, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Battle Creek, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Battle Creek, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Battle Creek, IA. Take a look at Battle Creek, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Battle Creek, Iowa

Insurance Company Poor Fair Good
Allstate $3,814 $3,024 $2,715
American Family $3,960 $2,910 $2,445
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,305 $3,882 $3,058
Nationwide $2,802 $2,198 $1,927
Progressive $2,784 $2,250 $2,038
State Farm $3,184 $1,970 $1,553
Travelers $6,345 $5,413 $5,155
USAA $2,542 $1,743 $1,509

Buy Cheap Battle Creek, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Battle Creek, Iowa auto insurance rates? Find out how car insurance rates in Battle Creek, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Battle Creek, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,107 $2,024 $1,869 $1,903 $6,073 $6,836 $2,298 $2,367
American Family $2,002 $2,002 $1,790 $1,790 $5,344 $7,497 $2,002 $2,412
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,145 $2,333 $1,884 $2,291 $10,137 $11,420 $2,430 $2,683
Nationwide $1,607 $1,648 $1,435 $1,529 $3,690 $4,767 $1,819 $1,976
Progressive $1,657 $1,594 $1,365 $1,419 $4,078 $4,601 $1,992 $2,153
State Farm $1,459 $1,459 $1,280 $1,280 $3,923 $4,980 $1,639 $1,865
Travelers $2,551 $2,604 $2,473 $2,481 $11,246 $17,958 $2,649 $3,140
USAA $1,292 $1,309 $1,182 $1,208 $3,484 $3,704 $1,554 $1,718

Buy Cheap Battle Creek, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Battle Creek can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Battle Creek, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Battle Creek, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,073 $6,836
American Family $5,344 $7,497
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,137 $11,420
Nationwide $3,690 $4,767
Progressive $4,078 $4,601
State Farm $3,923 $4,980
Travelers $11,246 $17,958
USAA $3,484 $3,704

Buy Cheap Battle Creek, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Battle Creek, Iowa by comparing Battle Creek senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Battle Creek, IA here.

Annual Auto Insurance Rates for Senior Drivers in Battle Creek, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,869 $1,903
American Family $1,790 $1,790
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,884 $2,291
Nationwide $1,435 $1,529
Progressive $1,365 $1,419
State Farm $1,280 $1,280
Travelers $2,473 $2,481
USAA $1,182 $1,208

Find Cheap Auto Insurance Rates in Battle Creek, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Battle Creek, Iowa auto insurance. Compare Battle Creek, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Battle Creek, Iowa

Insurance Company Low Medium High
Allstate $3,047 $3,189 $3,318
American Family $3,125 $3,277 $2,913
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,233 $4,405 $4,608
Nationwide $2,402 $2,299 $2,227
Progressive $2,224 $2,365 $2,483
State Farm $2,127 $2,248 $2,331
Travelers $5,289 $5,724 $5,900
USAA $1,835 $1,937 $2,022

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Find Cheap Battle Creek, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Battle Creek. Compare auto insurance rates in Battle Creek, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Battle Creek, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,109 $3,261
American Family $3,069 $3,141
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,415 $4,415
Nationwide $2,309 $2,309
Progressive $2,357 $2,357
State Farm $2,182 $2,290
Travelers $5,638 $5,638
USAA $1,861 $2,002

Find Cheap Battle Creek, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Battle Creek, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Battle Creek, IA, take a look at the average cost for various violations versus rates for a clean driving record in Battle Creek.

Annual Battle Creek, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,707 $3,282 $3,723 $3,026
American Family $2,242 $3,279 $4,262 $2,636
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,815 $4,714 $4,816 $4,316
Nationwide $1,676 $2,401 $3,265 $1,894
Progressive $1,895 $3,106 $2,056 $2,372
State Farm $2,071 $2,400 $2,236 $2,236
Travelers $4,113 $5,473 $7,332 $5,632
USAA $1,475 $1,981 $2,577 $1,693

Find Cheap Battle Creek, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Battle Creek, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Battle Creek for less when you shop around and compare rates from multiple Battle Creek, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Battle Creek, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,723
American Family $4,262
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,816
Nationwide $3,265
Progressive $2,056
State Farm $2,236
Travelers $7,332
USAA $2,577

Winners by Category: Where to Buy Cheap Auto Insurance in Battle Creek, IA

Compare rates from the cheapest auto insurance companies in Battle Creek, IA for your needs. Take a look at how Battle Creek, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Battle Creek, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Battle Creek, Iowa Auto Insurance Companies

If you’re looking for the cheapest Battle Creek, IA auto insurance companies overall, you can compare them here. Find the best price for Battle Creek, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Battle Creek, Iowa

Insurance Company Average Annual Rates
Allstate $3,185
American Family $3,105
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,415
Nationwide $2,309
Progressive $2,357
State Farm $2,236
Travelers $5,638
USAA $1,931

What affects Battle Creek, Iowa auto insurance rates?

Local factors affect auto insurance rates in Battle Creek, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Battle Creek auto insurance rates.

Commute Times in Battle Creek

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Battle Creek, IA is 19.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Battle Creek, IA

You can buy cheap Battle Creek, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Battle Creek, Iowa auto insurance quotes from top companies.

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