Buy Cheap Battle Creek, IA Auto Insurance in 2024
Battle Creek, IA auto insurance rates average $249 a month. Minimum auto insurance requirements in Battle Creek, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Battle Creek, IA, compare Battle Creek auto insurance quotes from top companies.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Battle Creek is Travelers
- Average auto insurance rates in Battle Creek, IA are $249/month
- The most expensive auto insurance company in Battle Creek after a DUI is Travelers
Finding affordable Battle Creek, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Battle Creek, IA auto insurance with confidence is right here. Auto insurance rates in Battle Creek are affected by local factors as well as personal ones like your driving record.
See how Battle Creek, IA car insurance rates compare to West Des Moines auto insurance rates, Ames auto insurance rates, and Cedar Rapids auto insurance rates before you read more about the cost of auto insurance in Battle Creek.
Don’t buy Battle Creek, IA auto insurance until you’ve compared rates. Get free Battle Creek, Iowa auto insurance quotes when you enter your ZIP code above.
Battle Creek, IA Minimum Auto Insurance Requirements
The required auto insurance in Battle Creek, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Battle Creek, Iowa is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Find Cheap Battle Creek, IA Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Battle Creek, IA. Take a look at Battle Creek, Iowa auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,814 | $3,024 | $2,715 |
| American Family | $3,960 | $2,910 | $2,445 |
| Farmers | $2,805 | $2,331 | $2,208 |
| Geico | $2,691 | $2,240 | $1,788 |
| Liberty Mutual | $6,305 | $3,882 | $3,058 |
| Nationwide | $2,802 | $2,198 | $1,927 |
| Progressive | $2,784 | $2,250 | $2,038 |
| State Farm | $3,184 | $1,970 | $1,553 |
| Travelers | $6,345 | $5,413 | $5,155 |
| USAA | $2,542 | $1,743 | $1,509 |
Buy Cheap Battle Creek, IA Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Battle Creek, Iowa auto insurance rates? Find out how car insurance rates in Battle Creek, IA are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,107 | $2,024 | $1,869 | $1,903 | $6,073 | $6,836 | $2,298 | $2,367 |
| American Family | $2,002 | $2,002 | $1,790 | $1,790 | $5,344 | $7,497 | $2,002 | $2,412 |
| Farmers | $1,510 | $1,539 | $1,351 | $1,477 | $4,580 | $4,887 | $2,048 | $2,192 |
| Geico | $1,821 | $1,640 | $1,620 | $1,483 | $4,142 | $3,866 | $1,733 | $1,612 |
| Liberty Mutual | $2,145 | $2,333 | $1,884 | $2,291 | $10,137 | $11,420 | $2,430 | $2,683 |
| Nationwide | $1,607 | $1,648 | $1,435 | $1,529 | $3,690 | $4,767 | $1,819 | $1,976 |
| Progressive | $1,657 | $1,594 | $1,365 | $1,419 | $4,078 | $4,601 | $1,992 | $2,153 |
| State Farm | $1,459 | $1,459 | $1,280 | $1,280 | $3,923 | $4,980 | $1,639 | $1,865 |
| Travelers | $2,551 | $2,604 | $2,473 | $2,481 | $11,246 | $17,958 | $2,649 | $3,140 |
| USAA | $1,292 | $1,309 | $1,182 | $1,208 | $3,484 | $3,704 | $1,554 | $1,718 |
Buy Cheap Battle Creek, IA Auto Insurance for Teen Drivers
Auto insurance for teenagers in Battle Creek can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Battle Creek, IA are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,073 | $6,836 |
| American Family | $5,344 | $7,497 |
| Farmers | $4,580 | $4,887 |
| Geico | $4,142 | $3,866 |
| Liberty Mutual | $10,137 | $11,420 |
| Nationwide | $3,690 | $4,767 |
| Progressive | $4,078 | $4,601 |
| State Farm | $3,923 | $4,980 |
| Travelers | $11,246 | $17,958 |
| USAA | $3,484 | $3,704 |
Buy Cheap Battle Creek, IA Auto Insurance for Seniors
You can save on senior auto insurance rates in Battle Creek, Iowa by comparing Battle Creek senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Battle Creek, IA here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,869 | $1,903 |
| American Family | $1,790 | $1,790 |
| Farmers | $1,351 | $1,477 |
| Geico | $1,620 | $1,483 |
| Liberty Mutual | $1,884 | $2,291 |
| Nationwide | $1,435 | $1,529 |
| Progressive | $1,365 | $1,419 |
| State Farm | $1,280 | $1,280 |
| Travelers | $2,473 | $2,481 |
| USAA | $1,182 | $1,208 |
Find Cheap Auto Insurance Rates in Battle Creek, IA by Coverage Level
The amount of coverage you choose is a big factor in the cost of Battle Creek, Iowa auto insurance. Compare Battle Creek, IA auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,047 | $3,189 | $3,318 |
| American Family | $3,125 | $3,277 | $2,913 |
| Farmers | $2,348 | $2,456 | $2,540 |
| Geico | $2,141 | $2,240 | $2,338 |
| Liberty Mutual | $4,233 | $4,405 | $4,608 |
| Nationwide | $2,402 | $2,299 | $2,227 |
| Progressive | $2,224 | $2,365 | $2,483 |
| State Farm | $2,127 | $2,248 | $2,331 |
| Travelers | $5,289 | $5,724 | $5,900 |
| USAA | $1,835 | $1,937 | $2,022 |
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Find Cheap Battle Creek, IA Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Battle Creek. Compare auto insurance rates in Battle Creek, IA by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,109 | $3,261 |
| American Family | $3,069 | $3,141 |
| Farmers | $2,448 | $2,448 |
| Geico | $2,195 | $2,285 |
| Liberty Mutual | $4,415 | $4,415 |
| Nationwide | $2,309 | $2,309 |
| Progressive | $2,357 | $2,357 |
| State Farm | $2,182 | $2,290 |
| Travelers | $5,638 | $5,638 |
| USAA | $1,861 | $2,002 |
Find Cheap Battle Creek, IA Auto Insurance Rates by Driving Record
Auto insurance rates in Battle Creek, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Battle Creek, IA, take a look at the average cost for various violations versus rates for a clean driving record in Battle Creek.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,707 | $3,282 | $3,723 | $3,026 |
| American Family | $2,242 | $3,279 | $4,262 | $2,636 |
| Farmers | $2,088 | $2,586 | $2,622 | $2,496 |
| Geico | $1,702 | $2,373 | $3,058 | $1,826 |
| Liberty Mutual | $3,815 | $4,714 | $4,816 | $4,316 |
| Nationwide | $1,676 | $2,401 | $3,265 | $1,894 |
| Progressive | $1,895 | $3,106 | $2,056 | $2,372 |
| State Farm | $2,071 | $2,400 | $2,236 | $2,236 |
| Travelers | $4,113 | $5,473 | $7,332 | $5,632 |
| USAA | $1,475 | $1,981 | $2,577 | $1,693 |
Find Cheap Battle Creek, IA Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Battle Creek, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Battle Creek for less when you shop around and compare rates from multiple Battle Creek, IA auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,723 |
| American Family | $4,262 |
| Farmers | $2,622 |
| Geico | $3,058 |
| Liberty Mutual | $4,816 |
| Nationwide | $3,265 |
| Progressive | $2,056 |
| State Farm | $2,236 |
| Travelers | $7,332 |
| USAA | $2,577 |
Winners by Category: Where to Buy Cheap Auto Insurance in Battle Creek, IA
Compare rates from the cheapest auto insurance companies in Battle Creek, IA for your needs. Take a look at how Battle Creek, Iowa auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | USAA |
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Find Cheap Battle Creek, Iowa Auto Insurance Companies
If you’re looking for the cheapest Battle Creek, IA auto insurance companies overall, you can compare them here. Find the best price for Battle Creek, Iowa car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,185 |
| American Family | $3,105 |
| Farmers | $2,448 |
| Geico | $2,240 |
| Liberty Mutual | $4,415 |
| Nationwide | $2,309 |
| Progressive | $2,357 |
| State Farm | $2,236 |
| Travelers | $5,638 |
| USAA | $1,931 |
What affects Battle Creek, Iowa auto insurance rates?
Local factors affect auto insurance rates in Battle Creek, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Battle Creek auto insurance rates.
Commute Times in Battle Creek
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Battle Creek, IA is 19.4 minutes according to City-Data.
Compare Auto Insurance Quotes in Battle Creek, IA
You can buy cheap Battle Creek, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Battle Creek, Iowa auto insurance quotes from top companies.
Frequently Asked Questions
Why is it important to have auto insurance in Battle Creek, IA?
Auto insurance is crucial because it provides financial protection in case of accidents, theft, or damage to your vehicle. It helps cover the costs of repairs, medical expenses, and legal liabilities that may arise from an accident.
Can I find cheap auto insurance in Battle Creek, IA?
Yes, it is possible to find affordable auto insurance in Battle Creek, IA. By comparing quotes from different insurance providers and considering factors such as your driving record, the type of vehicle you own, and your coverage needs, you can find a policy that suits your budget.
What factors can affect the cost of auto insurance in Battle Creek, IA?
Several factors influence the cost of auto insurance, including your age, driving history, the type of vehicle you drive, your credit score, and the coverage options you choose. Additionally, factors specific to Battle Creek, IA, such as the local crime rate and the average number of accidents, can also impact insurance rates.
Are there any specific auto insurance requirements in Battle Creek, IA?
Yes, like most states, Battle Creek, IA has specific auto insurance requirements. Drivers are typically required to carry liability insurance to cover bodily injury and property damage they may cause in an accident. The minimum coverage limits may vary, so it’s essential to check the specific requirements set by the state.
What are the benefits of buying cheap auto insurance?
Some potential benefits of purchasing cheap auto insurance include cost savings, especially if you’re on a tight budget. It ensures that you meet the legal requirements for driving in Battle Creek, IA while providing some level of financial protection in case of accidents or damage.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.