Volkswagen Atlas Car Insurance [How to Find Cheap Rates]

The cost of Volkswagen Atlas auto insurance rates are $1,624 a year, or around $135 a month on average. Teens pay the highest rates at up to $5,936 a year, while good drivers may only pay $954.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 2, 2020

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Key takeaways:

  • Full coverage costs around $1,624 a year or $135 each month
  • A liability-only policy costs around $651 a year or $54 each month
  • Highest rates are for teenage drivers at around $5,936 a year or $495 each month
  • Good drivers can save as much as $670 a year by earning policy discounts
  • Volkswagen Atlas insurance costs around $105 more per year than the average vehicle

Insuring a Volkswagen Atlas can be a little pricier than average. Volkswagen Atlas insurance costs around $105 more per year than the average vehicle. The good news is that there are ways to save on car insurance rates for a Volkswagen Atlas, so read on.

You can start comparing quotes for Volkswagen Atlas car insurance rates from some of the best car insurance companies by using our free online tool now.

Volkswagen Atlas Insurance Cost

The average Volkswagen Atlas car insurance costs are $1,624 a year or $135 a month.

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Are Volkswagen Atlass Expensive to Insure?

The chart below details how Volkswagen Atlas insurance rates compare to other SUVs like the Toyota 4Runner, Ford Flex, and Lincoln Navigator.

Vehicle Comprehensive Collision Liability Total
Volkswagen Atlas $376 $718 $372 $1,624
Toyota 4Runner $332 $512 $332 $1,312
Ford Flex $332 $566 $398 $1,454
Lincoln Navigator $356 $686 $398 $1,598
Jeep Wrangler $280 $376 $420 $1,256
Cadillac Escalade $458 $780 $466 $1,904
Ford Explorer $308 $470 $372 $1,308
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However, there are a few things you can do to find the cheapest Volkswagen insurance rates online.

What Impacts the Cost of Volkswagen Atlas Insurance?

Even though the average annual rate for the Volkswagen Atlas is $1,624, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Volkswagen Atlas.

Age of the Vehicle

The average Volkswagen Atlas auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Volkswagen Atlas costs $1,624, while 2018 Volkswagen Atlas insurance costs are $1,586, a difference of $38.

Model Year Comprehensive Collision Liability Total
2020 Volkswagen Atlas $376 $718 $372 $1,624
2019 Volkswagen Atlas $358 $690 $390 $1,596
2018 Volkswagen Atlas $344 $686 $398 $1,586
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Driver Age

Driver age can have a significant impact on Volkswagen Atlas auto insurance rates. For instance, a 30-year-old driver may pay $71 more each year for Volkswagen Atlas auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Volkswagen Atlas insurance rates. For example, drivers in Los Angeles may pay $1,397 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Volkswagen Atlas car insurance. Teens and drivers in their 20’s see the highest jump in their Volkswagen Atlas car insurance rates with violations on their driving record.

Volkswagen Atlas Safety Ratings

Your Volkswagen Atlas car insurance rates are tied to the safety ratings of the Volkswagen Atlas. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Volkswagen Atlas Crash Test Ratings

Good Volkswagen Atlas crash test ratings can lower your Volkswagen Atlas auto insurance rates. See Volkswagen Atlas crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Volkswagen Atlas SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Volkswagen Atlas SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volkswagen Atlas Cross Sport SUV FWD N/R N/R N/R N/R
2020 Volkswagen Atlas Cross Sport SUV AWD N/R N/R N/R N/R
2019 Volkswagen Atlas SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Volkswagen Atlas SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Volkswagen Atlas SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Volkswagen Atlas SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Volkswagen Atlas Safety Features

The Volkswagen Atlas safety features can help lower insurance costs. The 2020 Volkswagen Atlas has the following safety features:

  • Advanced Airbags
  • High-Strength Steel Safety Cage
  • Driver-Assist Technology
  • Stability Enhancing Systems
  • Tire Pressure Monitoring
  • Hill Descent Assist
  • Crash Optimized Front-End
  • Brake Override System
  • Latch Child Seat Anchor Points
  • Height-Adjustable Whiplash Optimized Head Restraints
  • Passenger Occupant Detection System
  • Antitheft Alarm System with Immobilizer
  • Anti-Slip Regulation
  • Antilock Braking
  • Electronic Differential Lock
  • Electronic Brake Pressure Distribution
  • Engine Braking Assist and Hydraulic Brake Assist

Volkswagen Atlas Finance and Insurance Cost

If you are financing a Volkswagen Atlas, you will pay more if you purchase Volkswagen Atlas car insurance at the dealership, so be sure to shop around and compare Volkswagen Atlas car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Volkswagen Atlas Insurance

You can save more money on your Volkswagen Atlas auto insurance rates by employing any of the following five strategies.

  • Ask Your Insurance Company About Volkswagen Atlas Discounts
  • Start Searching for New Volkswagen Atlas Car Insurance a Month Before Your Renewal
  • Ask About Student Discounts
  • Get Cheaper Volkswagen Atlas Car Insurance Rates as a Full-Time Parent
  • Add a More Experienced Driver to Your Volkswagen Atlas Policy

Top Volkswagen Atlas Insurance Companies

Several insurance companies offer competitive rates for the Volkswagen Atlas based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Volkswagen Atlas drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Volkswagen Atlas Insurance Quotes Online

You can start comparing quotes for Volkswagen Atlas car insurance rates from some of the best car insurance companies by using our free online tool now.

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