UPDATED: Jul 17, 2020
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- Full coverage costs around $1,142 a year or $95 each month
- A liability-only policy costs around $458 a year or $38 each month
- Highest rates are for teenage drivers at around $4,174 a year or $348 each month
- Good drivers can save as much as $471 a year by earning policy discounts
- Mazda 2 insurance costs around $377 less per year than the average vehicle
Mazda 2 insurance rates average $1,142 a year or $95 a month for full coverage. Liability-only coverage is about $458 a year or $38 a month, and teen drivers will pay the most at around $4,174 a year or $348 a month as high-risk drivers.
Good drivers can save up to $471 a year in policy discounts. Let’s look at Mazda 2 insurance rates, safety features, and more.
You can start comparing quotes for Mazda 2 car insurance rates from some of the best car insurance companies by using our free online tool now.
Mazda 2 Insurance Cost
The average Mazda 2 car insurance rates are $1,142 a year or $95 a month.
Are Mazda 2s Expensive to Insure?
The chart below details how Mazda 2 insurance rates compare to other subcompact hatchbacks like the Mitsubishi Mirage, Volkswagen Beetle, and Honda Fit.
|Ford Focus RS||$332||$656||$398||$1,544|
|Volkswagen Golf R||$372||$660||$390||$1,580|
However, there are a few things you can do to find the cheapest Mazda insurance rates online.
What Impacts the Cost of Mazda 2 Insurance?
The Mazda 2 trim and model you choose can impact the total price you will pay for Mazda 2 car insurance coverage.
Age of the Vehicle
Older Mazda 2 models generally cost less to insure. For example, auto insurance rates for a 2014 Mazda 2 are $1,142, while 2011 Mazda 2 rates are $1,048, a difference of $94.
|2014 Mazda 2||$206||$326||$452||$1,142|
|2013 Mazda 2||$198||$306||$456||$1,118|
|2012 Mazda 2||$190||$274||$460||$1,082|
|2011 Mazda 2||$178||$252||$460||$1,048|
Driver age can have a significant effect on Mazda 2 car insurance rates. For example, 20-year-old drivers pay $1,397 more for their Mazda 2 car insurance each year than 30-year-old drivers.
Where you live can have a large impact on Mazda 2 insurance rates. For example, drivers in Houston may pay $842 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Mazda 2 auto insurance. Teens and drivers in their 20’s see the highest jump in their Mazda 2 auto insurance rates with violations on their driving record.
Mazda 2 Safety Ratings
Your Mazda 2 car insurance rates are tied to the safety ratings of the Mazda 2. See the breakdown below:
|Small overlap front: driver-side||Marginal|
|Small overlap front: passenger-side||Not Tested|
|Moderate overlap front||Good|
|Head restraints and seats||Acceptable|
|Source: Insurance Institute for Highway Safety|
Mazda 2 Crash Test Ratings
Poor Mazda 2 crash test ratings could mean higher Mazda 2 car insurance rates.
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
Mazda 2 Safety Features
Having a variety of safety features on your Mazda 2 can help lower your Mazda 2 insurance costs. The Mazda 2’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Mazda 2 Finance and Insurance Cost
If you are financing a Mazda 2, you will pay more if you purchase Mazda 2 car insurance at the dealership, so be sure to shop around and compare Mazda 2 car insurance quotes from the best companies using our FREE tool below.
Ways to Save on Mazda 2 Insurance
There are many ways that you can save on Mazda 2 car insurance. Below are five actions you can take to find cheap Mazda 2 auto insurance rates.
- Ask About Retiree Discounts
- Understand the Different Types of Auto Insurance for Your Mazda 2
- Pay Your Bills On Time — Especially Mazda 2 Payments and Insurance
- Ask About Mazda 2 Safety Discounts
- Park Your Mazda 2 Somewhere Safe – like a Garage or Private Driveway
Top Mazda 2 Insurance Companies
Several insurance companies offer competitive rates for the Mazda 2 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Mazda 2 drivers organized by market share.
|Source: Insurance Information Institute|
Compare Free Mazda 2 Insurance Quotes Online
You can start comparing quotes for Mazda 2 auto insurance rates from some of the best auto insurance companies by using our free online tool now.