How Much are Mazda 2 Insurance Rates? [How to Find Cheap Rates]
Auto insurance rates for a Mazda 2 average $1,142 a year, or around $95 a month. Shop around to find cheap Mazda 2 insurance rates. On average, Mazda 2 comprehensive insurance coverage costs $278, collision coverage costs $406, and liability coverage costs $322.
Compare Quotes Now
Secured with SHA-256 Encryption
|
Written by
Sara Routhier
|
|
Reviewed by
Cynthia Lanctot
|
UPDATED: Jul 17, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Key takeaways:
- Full coverage costs around $1,142 a year or $95 each month
- A liability-only policy costs around $458 a year or $38 each month
- Highest rates are for teenage drivers at around $4,174 a year or $348 each month
- Good drivers can save as much as $471 a year by earning policy discounts
- Mazda 2 insurance costs around $377 less per year than the average vehicle
Mazda 2 insurance rates average $1,142 a year or $95 a month for full coverage. Liability-only coverage is about $458 a year or $38 a month, and teen drivers will pay the most at around $4,174 a year or $348 a month as high-risk drivers.
Good drivers can save up to $471 a year in policy discounts. Let’s look at Mazda 2 insurance rates, safety features, and more.
You can start comparing quotes for Mazda 2 car insurance rates from some of the best car insurance companies by using our free online tool now.
Mazda 2 Insurance Cost
The average Mazda 2 car insurance rates are $1,142 a year or $95 a month.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Are Mazda 2s Expensive to Insure?
The chart below details how Mazda 2 insurance rates compare to other subcompact hatchbacks like the Mitsubishi Mirage, Volkswagen Beetle, and Honda Fit.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| Volkswagen Beetle | $280 | $542 | $332 | $1,290 |
| Honda Fit | $268 | $512 | $258 | $1,148 |
| Ford Focus RS | $332 | $656 | $398 | $1,544 |
| Volkswagen Golf | $306 | $600 | $390 | $1,454 |
| Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
However, there are a few things you can do to find the cheapest Mazda insurance rates online.
What Impacts the Cost of Mazda 2 Insurance?
The Mazda 2 trim and model you choose can impact the total price you will pay for Mazda 2 car insurance coverage.
Age of the Vehicle
Older Mazda 2 models generally cost less to insure. For example, auto insurance rates for a 2014 Mazda 2 are $1,142, while 2011 Mazda 2 rates are $1,048, a difference of $94.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2014 Mazda 2 | $206 | $326 | $452 | $1,142 |
| 2013 Mazda 2 | $198 | $306 | $456 | $1,118 |
| 2012 Mazda 2 | $190 | $274 | $460 | $1,082 |
| 2011 Mazda 2 | $178 | $252 | $460 | $1,048 |
Driver Age
Driver age can have a significant effect on Mazda 2 car insurance rates. For example, 20-year-old drivers pay $1,397 more for their Mazda 2 car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Mazda 2 insurance rates. For example, drivers in Houston may pay $842 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Mazda 2 auto insurance. Teens and drivers in their 20’s see the highest jump in their Mazda 2 auto insurance rates with violations on their driving record.
Mazda 2 Safety Ratings
Your Mazda 2 car insurance rates are tied to the safety ratings of the Mazda 2. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Marginal |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Acceptable |
| Roof strength | Good |
| Head restraints and seats | Acceptable |
| Source: Insurance Institute for Highway Safety | |
Mazda 2 Crash Test Ratings
Poor Mazda 2 crash test ratings could mean higher Mazda 2 car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Mazda 2 | 5 | 5 | 5 | 4 |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Mazda 2 Safety Features
Having a variety of safety features on your Mazda 2 can help lower your Mazda 2 insurance costs. The Mazda 2’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Mazda 2 Finance and Insurance Cost
If you are financing a Mazda 2, you will pay more if you purchase Mazda 2 car insurance at the dealership, so be sure to shop around and compare Mazda 2 car insurance quotes from the best companies using our FREE tool below.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Ways to Save on Mazda 2 Insurance
There are many ways that you can save on Mazda 2 car insurance. Below are five actions you can take to find cheap Mazda 2 auto insurance rates.
- Ask About Retiree Discounts
- Understand the Different Types of Auto Insurance for Your Mazda 2
- Pay Your Bills On Time — Especially Mazda 2 Payments and Insurance
- Ask About Mazda 2 Safety Discounts
- Park Your Mazda 2 Somewhere Safe – like a Garage or Private Driveway
Top Mazda 2 Insurance Companies
Several insurance companies offer competitive rates for the Mazda 2 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Mazda 2 drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Mazda 2 Insurance Quotes Online
You can start comparing quotes for Mazda 2 auto insurance rates from some of the best auto insurance companies by using our free online tool now.