How Much are Mazda 2 Insurance Rates? [How to Find Cheap Rates]

Auto insurance rates for a Mazda 2 average $1,142 a year, or around $95 a month. Shop around to find cheap Mazda 2 insurance rates. On average, Mazda 2 comprehensive insurance coverage costs $278, collision coverage costs $406, and liability coverage costs $322.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 16, 2021

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Key takeaways:

  • Full coverage costs around $1,142 a year or $95 each month
  • A liability-only policy costs around $458 a year or $38 each month
  • Highest rates are for teenage drivers at around $4,174 a year or $348 each month
  • Good drivers can save as much as $471 a year by earning policy discounts
  • Mazda 2 insurance costs around $377 less per year than the average vehicle

Mazda 2 insurance rates average $1,142 a year or $95 a month for full coverage. Liability-only coverage is about $458 a year or $38 a month, and teen drivers will pay the most at around $4,174 a year or $348 a month as high-risk drivers.

Good drivers can save up to $471 a year in policy discounts. Let’s look at Mazda 2 insurance rates, safety features, and more.

You can start comparing quotes for Mazda 2 car insurance rates from some of the best car insurance companies by using our free online tool now.

Mazda 2 Insurance Cost

The average Mazda 2 car insurance rates are $1,142 a year or $95 a month.

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Are Mazda 2s Expensive to Insure?

The chart below details how Mazda 2 insurance rates compare to other subcompact hatchbacks like the Mitsubishi Mirage, Volkswagen Beetle, and Honda Fit.

Vehicle Comprehensive Collision Liability Total
Mitsubishi Mirage $244 $448 $398 $1,248
Volkswagen Beetle $280 $542 $332 $1,290
Honda Fit $268 $512 $258 $1,148
Ford Focus RS $332 $656 $398 $1,544
Volkswagen Golf $306 $600 $390 $1,454
Volkswagen Golf R $372 $660 $390 $1,580
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However, there are a few things you can do to find the cheapest Mazda insurance rates online.

What Impacts the Cost of Mazda 2 Insurance?

The Mazda 2 trim and model you choose can impact the total price you will pay for Mazda 2 car insurance coverage.

Age of the Vehicle

Older Mazda 2 models generally cost less to insure. For example, auto insurance rates for a 2014 Mazda 2 are $1,142, while 2011 Mazda 2 rates are $1,048, a difference of $94.

Model Year Comprehensive Collision Liability Total
2014 Mazda 2 $206 $326 $452 $1,142
2013 Mazda 2 $198 $306 $456 $1,118
2012 Mazda 2 $190 $274 $460 $1,082
2011 Mazda 2 $178 $252 $460 $1,048
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Driver Age

Driver age can have a significant effect on Mazda 2 car insurance rates. For example, 20-year-old drivers pay $1,397 more for their Mazda 2 car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Mazda 2 insurance rates. For example, drivers in Houston may pay $842 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Mazda 2 auto insurance. Teens and drivers in their 20’s see the highest jump in their Mazda 2 auto insurance rates with violations on their driving record.

Mazda 2 Safety Ratings

Your Mazda 2 car insurance rates are tied to the safety ratings of the Mazda 2. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Marginal
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Acceptable
Roof strength Good
Head restraints and seats Acceptable
Source: Insurance Institute for Highway Safety
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Mazda 2 Crash Test Ratings

Poor Mazda 2 crash test ratings could mean higher Mazda 2 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Mazda 2 5 5 5 4
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Mazda 2 Safety Features

Having a variety of safety features on your Mazda 2 can help lower your Mazda 2 insurance costs. The Mazda 2’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Mazda 2 Finance and Insurance Cost

If you are financing a Mazda 2, you will pay more if you purchase Mazda 2 car insurance at the dealership, so be sure to shop around and compare Mazda 2 car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Mazda 2 Insurance

There are many ways that you can save on Mazda 2 car insurance. Below are five actions you can take to find cheap Mazda 2 auto insurance rates.

  • Ask About Retiree Discounts
  • Understand the Different Types of Auto Insurance for Your Mazda 2
  • Pay Your Bills On Time — Especially Mazda 2 Payments and Insurance
  • Ask About Mazda 2 Safety Discounts
  • Park Your Mazda 2 Somewhere Safe – like a Garage or Private Driveway

Top Mazda 2 Insurance Companies

Several insurance companies offer competitive rates for the Mazda 2 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Mazda 2 drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Mazda 2 Insurance Quotes Online

You can start comparing quotes for Mazda 2 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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