Buy Cheap Westminster, CA Auto Insurance (2021)

Westminster, CA auto insurance rates average $328 a month. Minimum auto insurance requirements in Westminster, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Westminster, CA, compare Westminster auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Westminster is Farmers
  • The most expensive auto insurance company in Westminster after a DUI is Allstate
  • Average auto insurance rates in Westminster, CA for teens drivers are $6,681/year

Finding affordable Westminster, California auto insurance can be challenging, but everything you need to know to buy cheap Westminster, CA auto insurance with confidence is right here. Auto insurance rates in Westminster are affected by local factors as well as personal ones like your driving record.

See how Westminster, CA car insurance rates compare to San Jose auto insurance rates, Long Beach auto insurance rates, and Sacramento auto insurance rates before you read more about the cost of auto insurance in Westminster.

Don’t buy Westminster, CA auto insurance until you’ve compared rates. Get free Westminster, California auto insurance quotes when you enter your ZIP code above.

Westminster, CA Minimum Auto Insurance Requirements

The required auto insurance in Westminster, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Westminster, California is outlined here.

Minimum Required Auto Insurance Coverage in Westminster, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Westminster, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Westminster, California auto insurance rates? Find out how car insurance rates in Westminster, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Westminster, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,221 $3,205 $2,351 $2,352 $9,026 $11,308 $4,052 $4,378
Farmers $2,841 $2,841 $2,585 $2,585 $9,034 $14,645 $3,366 $3,750
GEICO $1,919 $1,920 $1,805 $1,805 $5,847 $5,935 $2,758 $2,812
Liberty Mutual $2,315 $2,170 $2,175 $2,098 $4,969 $5,366 $2,582 $2,633
Nationwide $3,583 $3,411 $3,173 $2,981 $9,222 $10,198 $4,268 $4,189
Progressive $1,857 $1,909 $1,611 $1,897 $5,063 $6,061 $2,702 $2,901
State Farm $3,605 $3,605 $3,223 $3,223 $6,699 $8,323 $3,994 $4,116
Travelers $2,622 $2,529 $2,325 $2,301 $5,556 $6,290 $3,426 $3,333
USAA $2,048 $1,937 $1,997 $2,002 $4,710 $4,717 $2,817 $2,660

Buy Cheap Westminster, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Westminster can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Westminster, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Westminster, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,026 $11,308
Farmers $9,034 $14,645
GEICO $5,847 $5,935
Liberty Mutual $4,969 $5,366
Nationwide $9,222 $10,198
Progressive $5,063 $6,061
State Farm $6,699 $8,323
Travelers $5,556 $6,290
USAA $4,710 $4,717

Buy Cheap Westminster, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Westminster, California by comparing Westminster senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Westminster, CA here.

Annual Auto Insurance Rates for Senior Drivers in Westminster, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,351 $2,352
Farmers $2,585 $2,585
GEICO $1,805 $1,805
Liberty Mutual $2,175 $2,098
Nationwide $3,173 $2,981
Progressive $1,611 $1,897
State Farm $3,223 $3,223
Travelers $2,325 $2,301
USAA $1,997 $2,002

Find Cheap Auto Insurance Rates in Westminster, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Westminster, California auto insurance. Compare Westminster, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Westminster, California

Insurance Company Low Medium High
Allstate $4,652 $5,039 $5,269
Farmers $4,790 $5,253 $5,574
GEICO $2,777 $3,139 $3,384
Liberty Mutual $2,781 $3,069 $3,265
Nationwide $4,517 $5,229 $5,639
Progressive $2,617 $3,106 $3,277
State Farm $4,093 $4,691 $5,012
Travelers $3,033 $3,652 $3,958
USAA $2,559 $2,924 $3,101

Find Cheap Westminster, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Westminster. Compare auto insurance rates in Westminster, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Westminster, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,485 $5,488
Farmers $4,721 $5,690
GEICO $2,816 $3,385
Liberty Mutual $2,788 $3,289
Nationwide $4,525 $5,731
Progressive $2,721 $3,279
State Farm $4,430 $4,767
Travelers $3,193 $3,903
USAA $2,635 $3,088

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Find Cheap Westminster, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Westminster, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Westminster, CA, take a look at the average cost for various violations versus rates for a clean driving record in Westminster.

Annual Westminster, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,013 $5,027 $7,961 $3,945
Farmers $3,859 $5,246 $6,515 $5,202
GEICO $2,165 $3,353 $4,196 $2,686
Liberty Mutual $2,638 $3,529 $3,191 $2,796
Nationwide $3,574 $4,590 $7,757 $4,590
Progressive $1,954 $3,348 $3,879 $2,820
State Farm $3,286 $3,916 $7,381 $3,811
Travelers $2,338 $3,887 $4,477 $3,489
USAA $1,899 $2,831 $4,634 $2,081

Find Cheap Westminster, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Westminster, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Westminster for less when you shop around and compare rates from multiple Westminster, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Westminster, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,961
Farmers $6,515
GEICO $4,196
Liberty Mutual $3,191
Nationwide $7,757
Progressive $3,879
State Farm $7,381
Travelers $4,477
USAA $4,634

Winners by Category: Where to Buy Cheap Auto Insurance in Westminster, CA

Compare rates from the cheapest auto insurance companies in Westminster, CA for your needs. Take a look at how Westminster, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Westminster, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Westminster, California Auto Insurance Companies

If you’re looking for the cheapest Westminster, CA auto insurance companies overall, you can compare them here. Find the best price for Westminster, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Westminster, California

Insurance Company Average Annual Rates
Allstate $4,987
Farmers $5,206
GEICO $3,100
Liberty Mutual $3,038
Nationwide $5,128
Progressive $3,000
State Farm $4,599
Travelers $3,548
USAA $2,861

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What affects Westminster, California auto insurance rates?

Local factors affect auto insurance rates in Westminster, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Westminster auto insurance rates.

Auto Theft in Westminster

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Westminster, CA auto theft show a total of 269 vehicle thefts annually.

Commute Times in Westminster

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Westminster, CA is 29.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Westminster, CA

You can buy cheap Westminster, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Westminster, California auto insurance quotes from top companies.

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