Buy Cheap Lynn, MA Auto Insurance in 2023
Lynn, MA auto insurance rates average $367 a month. Minimum auto insurance requirements in Lynn, Massachusetts are 20/40/5 to comply with Massachusetts laws. To buy cheap auto insurance in Lynn, MA, compare Lynn auto insurance quotes from top companies.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
UPDATED: Dec 30, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 30, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Lynn, MA after a DUI are $5,430/year
- The most expensive auto insurance company in Lynn after a DUI is Liberty Mutual
- The most expensive auto insurance company in Lynn is Liberty Mutual
Finding affordable Lynn, Massachusetts auto insurance can be challenging, but everything you need to know to buy cheap Lynn, MA auto insurance with confidence is right here. Auto insurance rates in Lynn are affected by local factors as well as personal ones like your driving record.
See how Lynn, MA car insurance rates compare to New Bedford auto insurance rates, Fall River auto insurance rates, and Cambridge auto insurance rates before you read more about the cost of auto insurance in Lynn.
Don’t buy Lynn, MA auto insurance until you’ve compared rates. Get free Lynn, Massachusetts auto insurance quotes when you enter your ZIP code above.
Lynn, MA Minimum Auto Insurance Requirements
The minimum auto insurance required by state can vary throughout the U.S. The required auto insurance in Lynn, MA is 20/40/5 according to the auto insurance laws in Massachusetts. The minimum auto insurance in Lynn, Massachusetts is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Buy Cheap Lynn, MA Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Lynn, Massachusetts auto insurance rates? Find out how car insurance rates in Lynn, MA are impacted by demographics, such as the average auto insurance rates by age.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,678 | $3,678 | $3,678 | $3,678 | $9,184 | $9,184 | $4,132 | $4,132 |
| Geico | $3,383 | $3,383 | $3,157 | $3,157 | $7,164 | $7,164 | $3,513 | $3,513 |
| Liberty Mutual | $4,578 | $4,578 | $3,987 | $3,987 | $10,500 | $10,500 | $4,793 | $4,793 |
| Progressive | $3,420 | $3,420 | $3,277 | $3,277 | $13,014 | $13,014 | $3,689 | $3,689 |
| State Farm | $1,490 | $1,490 | $1,490 | $1,490 | $3,268 | $3,268 | $1,490 | $1,490 |
| Travelers | $3,711 | $3,711 | $3,256 | $3,256 | $7,665 | $7,665 | $4,121 | $4,121 |
| USAA | $2,153 | $2,153 | $2,118 | $2,118 | $5,106 | $5,106 | $2,382 | $2,382 |
Buy Cheap Lynn, MA Auto Insurance for Teen Drivers
Auto insurance for teenagers in Lynn can be expensive, but shopping around can make a difference. To buy cheap auto insurance for teenagers, you must compare rates. Average rates for teen auto insurance in Lynn, MA are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,184 | $9,184 |
| Geico | $7,164 | $7,164 |
| Liberty Mutual | $10,500 | $10,500 |
| Progressive | $13,014 | $13,014 |
| State Farm | $3,268 | $3,268 |
| Travelers | $7,665 | $7,665 |
| USAA | $5,106 | $5,106 |
Buy Cheap Lynn, MA Auto Insurance for Seniors
You can save on senior auto insurance rates in Lynn, Massachusetts by comparing Lynn senior car insurance quotes from multiple companies. When you decide to buy cheap auto insurance for senior citizens, it takes some research to find the best rates. Take a look at the average cost of auto insurance for seniors in Lynn, MA here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,678 | $3,678 |
| Geico | $3,157 | $3,157 |
| Liberty Mutual | $3,987 | $3,987 |
| Progressive | $3,277 | $3,277 |
| State Farm | $1,490 | $1,490 |
| Travelers | $3,256 | $3,256 |
| USAA | $2,118 | $2,118 |
Find Cheap Auto Insurance Rates in Lynn, MA by Coverage Level
The amount of coverage you choose is a big factor in the cost of Lynn, Massachusetts auto insurance. Compare Lynn, MA auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,742 | $5,252 | $5,509 |
| Geico | $3,976 | $4,377 | $4,560 |
| Liberty Mutual | $5,540 | $6,047 | $6,305 |
| Progressive | $5,353 | $5,941 | $6,256 |
| State Farm | $1,751 | $1,968 | $2,085 |
| Travelers | $4,226 | $4,782 | $5,057 |
| USAA | $2,721 | $2,986 | $3,113 |
Find Cheap Lynn, MA Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Lynn. Compare auto insurance rates in Lynn, MA by commute length to see how your daily commute impacts your rates. Learning how pay-per-mile auto insurance works might help you get discounts on your policy.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,993 | $5,343 |
| Geico | $4,224 | $4,384 |
| Liberty Mutual | $5,734 | $6,195 |
| Progressive | $5,850 | $5,850 |
| State Farm | $1,890 | $1,979 |
| Travelers | $4,458 | $4,918 |
| USAA | $2,857 | $3,022 |
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Find Cheap Lynn, MA Auto Insurance Rates by ZIP Code
Auto insurance rates in Lynn, Massachusetts can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Lynn, MA to see how much where you live in Lynn affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 1901 | $4,407 |
| 1902 | $4,407 |
| 1904 | $4,407 |
| 1905 | $4,407 |
Find Cheap Lynn, MA Auto Insurance Rates by Driving Record
Auto insurance rates in Lynn, Massachusetts are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lynn, MA, take a look at the average cost for various violations versus rates for a clean driving record in Lynn. You might have to buy high risk auto insurance if you have a bad driving record.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,921 | $6,043 | $6,787 | $3,921 |
| Geico | $3,404 | $4,756 | $5,435 | $3,623 |
| Liberty Mutual | $4,642 | $6,459 | $7,741 | $5,016 |
| Progressive | $4,890 | $6,949 | $5,492 | $6,070 |
| State Farm | $1,517 | $2,095 | $2,489 | $1,638 |
| Travelers | $3,627 | $5,060 | $5,427 | $4,638 |
| USAA | $2,078 | $2,712 | $4,640 | $2,330 |
Find Cheap Lynn, MA Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Lynn, Massachusetts is higher than for a clean driving record. You can buy auto insurance after a DUI in Lynn for less when you shop around and compare rates from multiple Lynn, MA auto insurance companies. If you want to learn how to get auto insurance after a DUI, you should also talk to your insurance agent.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,787 |
| Geico | $5,435 |
| Liberty Mutual | $7,741 |
| Progressive | $5,492 |
| State Farm | $2,489 |
| Travelers | $5,427 |
| USAA | $4,640 |
Winners by Category: Where to Buy Cheap Auto Insurance in Lynn, MA
Compare rates from the cheapest auto insurance companies in Lynn, MA for your needs. Take a look at how Lynn, Massachusetts auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
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Find Cheap Lynn, Massachusetts Auto Insurance Companies
If you’re looking for the cheapest Lynn, MA auto insurance companies overall, you can compare them here. Find the best price for Lynn, Massachusetts car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,168 |
| Geico | $4,304 |
| Liberty Mutual | $5,964 |
| Progressive | $5,850 |
| State Farm | $1,935 |
| Travelers | $4,688 |
| USAA | $2,940 |
What affects Lynn, Massachusetts auto insurance rates?
Local factors affect auto insurance rates in Lynn, MA, including traffic, theft statistics, and commute length. Take a look at the things that impact Lynn auto insurance rates.
Commute Times in Lynn
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lynn, MA is 32.7 minutes according to City-Data.
Compare Auto Insurance Quotes in Lynn, MA
You can buy cheap Lynn, MA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lynn, Massachusetts auto insurance quotes from top companies.
Compare Quotes From Top Companies and Save
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.