Buy Cheap Spartanburg, SC Auto Insurance (2021)

Spartanburg, SC auto insurance rates average $304 a month. Minimum auto insurance requirements in Spartanburg, South Carolina are 25/50/25 to comply with South Carolina laws. To buy cheap auto insurance in Spartanburg, SC, compare Spartanburg auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Spartanburg, SC after a DUI are $4,149/year
  • Average auto insurance rates in Spartanburg, SC for teens drivers are $6,943/year
  • The most expensive auto insurance company in Spartanburg after a DUI is Progressive

Finding affordable Spartanburg, South Carolina auto insurance can be challenging, but everything you need to know to buy cheap Spartanburg, SC auto insurance with confidence is right here. Auto insurance rates in Spartanburg are affected by local factors as well as personal ones like your driving record.

See how Spartanburg, SC car insurance rates compare to Columbia auto insurance rates, Rock Hill auto insurance rates, and Summerville auto insurance rates before you read more about the cost of auto insurance in Spartanburg.

Don’t buy Spartanburg, SC auto insurance until you’ve compared rates. Get free Spartanburg, South Carolina auto insurance quotes when you enter your ZIP code above.

Spartanburg, SC Minimum Auto Insurance Requirements

The required auto insurance in Spartanburg, SC is 25/50/25 according to the auto insurance laws in South Carolina. The minimum auto insurance in Spartanburg, South Carolina is outlined here.

Minimum Required Auto Insurance Coverage in Spartanburg, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Spartanburg, SC Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Spartanburg, SC. Take a look at Spartanburg, South Carolina auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Spartanburg, South Carolina

Insurance Company Poor Fair Good
Allstate $4,784 $3,626 $3,053
Farmers $5,338 $4,569 $4,165
GEICO $4,305 $2,316 $1,848
Nationwide $4,017 $3,263 $2,869
Progressive $5,194 $4,578 $4,285
State Farm $4,367 $2,668 $2,099
USAA $4,864 $2,402 $2,110

Buy Cheap Spartanburg, SC Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Spartanburg, South Carolina auto insurance rates? Find out how car insurance rates in Spartanburg, SC are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Spartanburg, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,506 $2,506 $2,396 $2,396 $6,555 $8,394 $2,785 $3,032
Farmers $3,169 $3,164 $3,025 $3,286 $8,459 $9,461 $3,453 $3,506
GEICO $2,032 $2,032 $1,852 $1,852 $4,944 $5,065 $2,374 $2,433
Nationwide $2,302 $2,331 $2,078 $2,153 $5,590 $7,173 $2,605 $2,831
Progressive $2,473 $2,285 $2,136 $2,234 $10,684 $11,798 $2,867 $3,007
State Farm $1,898 $1,898 $1,726 $1,726 $5,578 $6,985 $2,133 $2,415
USAA $1,650 $1,649 $1,522 $1,515 $6,794 $7,424 $2,172 $2,277

Buy Cheap Spartanburg, SC Auto Insurance for Teen Drivers

Auto insurance for teenagers in Spartanburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Spartanburg, SC are listed here.

Annual Auto Insurance Rates for Teen Drivers in Spartanburg, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,555 $8,394
Farmers $8,459 $9,461
GEICO $4,944 $5,065
Nationwide $5,590 $7,173
Progressive $10,684 $11,798
State Farm $5,578 $6,985
USAA $6,794 $7,424

Buy Cheap Spartanburg, SC Auto Insurance for Seniors

You can save on senior auto insurance rates in Spartanburg, South Carolina by comparing Spartanburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Spartanburg, SC here.

Annual Auto Insurance Rates for Senior Drivers in Spartanburg, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,396 $2,396
Farmers $3,025 $3,286
GEICO $1,852 $1,852
Nationwide $2,078 $2,153
Progressive $2,136 $2,234
State Farm $1,726 $1,726
USAA $1,522 $1,515

Find Cheap Auto Insurance Rates in Spartanburg, SC by Coverage Level

The amount of coverage you choose is a big factor in the cost of Spartanburg, South Carolina auto insurance. Compare Spartanburg, SC auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Spartanburg, South Carolina

Insurance Company Low Medium High
Allstate $3,611 $3,805 $4,048
Farmers $4,251 $4,693 $5,127
GEICO $2,657 $2,800 $3,012
Nationwide $3,357 $3,382 $3,410
Progressive $4,375 $4,635 $5,047
State Farm $2,824 $3,043 $3,267
USAA $2,954 $3,121 $3,301

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Spartanburg, SC Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Spartanburg. Compare auto insurance rates in Spartanburg, SC by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Spartanburg, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,741 $3,901
Farmers $4,691 $4,691
GEICO $2,808 $2,838
Nationwide $3,383 $3,383
Progressive $4,686 $4,686
State Farm $2,970 $3,119
USAA $3,093 $3,158

Find Cheap Spartanburg, SC Auto Insurance Rates by ZIP Code

Auto insurance rates in Spartanburg, South Carolina can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Spartanburg, SC to see how much where you live in Spartanburg affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Spartanburg, South Carolina

ZIP Code Average Annual Rates
29302 $3,433
29303 $3,396
29306 $3,420
29307 $3,404

Find Cheap Spartanburg, SC Auto Insurance Rates by Driving Record

Auto insurance rates in Spartanburg, South Carolina are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Spartanburg, SC, take a look at the average cost for various violations versus rates for a clean driving record in Spartanburg.

Annual Spartanburg, South Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,870 $4,560 $4,049 $3,806
Farmers $3,914 $5,442 $4,509 $4,897
GEICO $2,148 $2,784 $4,211 $2,148
Nationwide $2,710 $3,477 $4,370 $2,975
Progressive $3,838 $5,611 $4,665 $4,628
State Farm $2,756 $3,398 $3,013 $3,013
USAA $2,465 $3,049 $4,226 $2,762

Find Cheap Spartanburg, SC Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Spartanburg, South Carolina is higher than for a clean driving record. You can buy auto insurance after a DUI in Spartanburg for less when you shop around and compare rates from multiple Spartanburg, SC auto insurance companies.

Annual Auto Insurance Rates After a DUI in Spartanburg, South Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,049
Farmers $4,509
GEICO $4,211
Nationwide $4,370
Progressive $4,665
State Farm $3,013
USAA $4,226

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Winners by Category: Where to Buy Cheap Auto Insurance in Spartanburg, SC

Compare rates from the cheapest auto insurance companies in Spartanburg, SC for your needs. Take a look at how Spartanburg, South Carolina auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Spartanburg, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Find Cheap Spartanburg, South Carolina Auto Insurance Companies

If you’re looking for the cheapest Spartanburg, SC auto insurance companies overall, you can compare them here. Find the best price for Spartanburg, South Carolina car insurance by company.

Average Annual Auto Insurance Rates by Company in Spartanburg, South Carolina

Insurance Company Average Annual Rates
Allstate $3,821
Farmers $4,691
GEICO $2,823
Nationwide $3,383
Progressive $4,686
State Farm $3,045
USAA $3,125

What affects Spartanburg, South Carolina auto insurance rates?

Local factors affect auto insurance rates in Spartanburg, SC, including traffic, theft statistics, and commute length. Take a look at the things that impact Spartanburg auto insurance rates.

Commute Times in Spartanburg

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Spartanburg, SC is 20.3 minutes according to City-Data.

Traffic in Spartanburg

How is traffic in Spartanburg, South Carolina? Inrix data shows that Spartanburg, SC traffic makes it the 491st-most congested city compared to other cities worldwide.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Compare Auto Insurance Quotes in Spartanburg, SC

You can buy cheap Spartanburg, SC auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Spartanburg, South Carolina auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption