Buy Cheap Laurence Harbor, NJ Auto Insurance (2022)

Laurence Harbor, NJ auto insurance rates average $466 a month. Minimum auto insurance requirements in Laurence Harbor, New Jersey are 15/30/5 to comply with New Jersey laws. To buy cheap auto insurance in Laurence Harbor, NJ, compare Laurence Harbor auto insurance quotes from top companies.

Compare Quotes Now

secured lock Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: Mar 15, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Laurence Harbor, NJ are $466/month
  • Average auto insurance rates in Laurence Harbor, NJ after a DUI are $6,584/year
  • Average auto insurance rates in Laurence Harbor, NJ for teens drivers are $10,394/year

Finding affordable Laurence Harbor, New Jersey auto insurance can be challenging, but everything you need to know to buy cheap Laurence Harbor, NJ auto insurance with confidence is right here. Auto insurance rates in Laurence Harbor are affected by local factors as well as personal ones like your driving record.

See how Laurence Harbor, NJ car insurance rates compare to Jersey City auto insurance rates, Paterson auto insurance rates, and Camden auto insurance rates before you read more about the cost of auto insurance in Laurence Harbor.

Don’t buy Laurence Harbor, NJ auto insurance until you’ve compared rates. Get free Laurence Harbor, New Jersey auto insurance quotes when you enter your ZIP code above.

Laurence Harbor, NJ Minimum Auto Insurance Requirements

The required auto insurance in Laurence Harbor, NJ is 15/30/5 according to the auto insurance laws in New Jersey. The minimum auto insurance in Laurence Harbor, New Jersey is outlined here.

Minimum Required Auto Insurance Coverage in Laurence Harbor, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Find Cheap Laurence Harbor, NJ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Laurence Harbor, NJ. Take a look at Laurence Harbor, New Jersey auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Laurence Harbor, New Jersey

Insurance Company Poor Fair Good
Allstate $8,187 $5,265 $4,145
Farmers $9,134 $7,113 $6,710
GEICO $3,793 $2,190 $1,592
Liberty Mutual $8,860 $6,567 $5,542
Progressive $4,560 $3,979 $3,673
State Farm $11,109 $6,698 $5,220
Travelers $5,928 $4,324 $2,934

Buy Cheap Laurence Harbor, NJ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Laurence Harbor, New Jersey auto insurance rates? Find out how car insurance rates in Laurence Harbor, NJ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Laurence Harbor, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,529 $3,511 $3,429 $3,429 $11,098 $13,511 $4,156 $4,261
Farmers $4,838 $4,885 $4,715 $4,615 $14,201 $16,352 $5,754 $5,859
GEICO $2,056 $2,018 $2,006 $2,006 $3,718 $3,727 $2,359 $2,306
Liberty Mutual $4,606 $4,606 $5,059 $5,059 $12,036 $13,673 $5,059 $5,821
Progressive $2,090 $1,930 $1,886 $1,943 $9,489 $10,403 $2,471 $2,353
State Farm $4,467 $4,467 $4,052 $4,052 $14,706 $18,871 $5,098 $5,692
Travelers $3,352 $3,236 $3,102 $3,118 $7,508 $8,407 $3,244 $3,198

Buy Cheap Laurence Harbor, NJ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Laurence Harbor can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Laurence Harbor, NJ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Laurence Harbor, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,098 $13,511
Farmers $14,201 $16,352
GEICO $3,718 $3,727
Liberty Mutual $12,036 $13,673
Progressive $9,489 $10,403
State Farm $14,706 $18,871
Travelers $7,508 $8,407

Buy Cheap Laurence Harbor, NJ Auto Insurance for Seniors

You can save on senior auto insurance rates in Laurence Harbor, New Jersey by comparing Laurence Harbor senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Laurence Harbor, NJ here.

Annual Auto Insurance Rates for Senior Drivers in Laurence Harbor, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,429 $3,429
Farmers $4,715 $4,615
GEICO $2,006 $2,006
Liberty Mutual $5,059 $5,059
Progressive $1,886 $1,943
State Farm $4,052 $4,052
Travelers $3,102 $3,118

Find Cheap Auto Insurance Rates in Laurence Harbor, NJ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Laurence Harbor, New Jersey auto insurance. Compare Laurence Harbor, NJ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Laurence Harbor, New Jersey

Insurance Company Low Medium High
Allstate $5,403 $5,953 $6,241
Farmers $6,840 $7,603 $8,514
GEICO $2,267 $2,573 $2,734
Liberty Mutual $6,245 $7,203 $7,521
Progressive $3,673 $4,135 $4,405
State Farm $7,104 $7,781 $8,142
Travelers $4,034 $4,396 $4,756

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Find Cheap Laurence Harbor, NJ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Laurence Harbor. Compare auto insurance rates in Laurence Harbor, NJ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Laurence Harbor, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,855 $5,877
Farmers $7,652 $7,652
GEICO $2,504 $2,545
Liberty Mutual $6,922 $7,058
Progressive $4,071 $4,071
State Farm $7,475 $7,876
Travelers $4,395 $4,395

Find Cheap Laurence Harbor, NJ Auto Insurance Rates by Driving Record

Auto insurance rates in Laurence Harbor, New Jersey are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Laurence Harbor, NJ, take a look at the average cost for various violations versus rates for a clean driving record in Laurence Harbor.

Annual Laurence Harbor, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,391 $7,325 $6,398 $5,349
Farmers $5,932 $10,073 $8,187 $6,417
GEICO $1,968 $2,581 $3,582 $1,968
Liberty Mutual $6,713 $7,680 $6,854 $6,713
Progressive $3,494 $4,705 $4,003 $4,081
State Farm $4,169 $7,596 $12,211 $6,728
Travelers $3,373 $5,040 $4,850 $4,318

Find Cheap Laurence Harbor, NJ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Laurence Harbor, New Jersey is higher than for a clean driving record. You can buy auto insurance after a DUI in Laurence Harbor for less when you shop around and compare rates from multiple Laurence Harbor, NJ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Laurence Harbor, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,398
Farmers $8,187
GEICO $3,582
Liberty Mutual $6,854
Progressive $4,003
State Farm $12,211
Travelers $4,850

Winners by Category: Where to Buy Cheap Auto Insurance in Laurence Harbor, NJ

Compare rates from the cheapest auto insurance companies in Laurence Harbor, NJ for your needs. Take a look at how Laurence Harbor, New Jersey auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Laurence Harbor, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Find Cheap Laurence Harbor, New Jersey Auto Insurance Companies

If you’re looking for the cheapest Laurence Harbor, NJ auto insurance companies overall, you can compare them here. Find the best price for Laurence Harbor, New Jersey car insurance by company.

Average Annual Auto Insurance Rates by Company in Laurence Harbor, New Jersey

Insurance Company Average Annual Rates
Allstate $5,866
Farmers $7,652
GEICO $2,525
Liberty Mutual $6,990
Progressive $4,071
State Farm $7,676
Travelers $4,395

What affects Laurence Harbor, New Jersey auto insurance rates?

Local factors affect auto insurance rates in Laurence Harbor, NJ, including traffic, theft statistics, and commute length. Take a look at the things that impact Laurence Harbor auto insurance rates.

Commute Times in Laurence Harbor

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Laurence Harbor, NJ is 39.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Laurence Harbor, NJ

You can buy cheap Laurence Harbor, NJ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Laurence Harbor, New Jersey auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption