Buy Cheap Killeen, TX Auto Insurance (2021)

Killeen, TX auto insurance rates average $281 a month. Minimum auto insurance requirements in Killeen, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Killeen, TX, compare Killeen auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Killeen, TX for teens drivers are $5,987/year
  • The most expensive auto insurance company in Killeen is Allstate
  • The most expensive auto insurance company in Killeen after a DUI is Allstate

Finding affordable Killeen, Texas auto insurance can be challenging, but everything you need to know to buy cheap Killeen, TX auto insurance with confidence is right here. Auto insurance rates in Killeen are affected by local factors as well as personal ones like your driving record.

See how Killeen, TX car insurance rates compare to Corpus Christi auto insurance rates, Plano auto insurance rates, and Arlington auto insurance rates before you read more about the cost of auto insurance in Killeen.

Don’t buy Killeen, TX auto insurance until you’ve compared rates. Get free Killeen, Texas auto insurance quotes when you enter your ZIP code above.

Killeen, TX Minimum Auto Insurance Requirements

The required auto insurance in Killeen, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Killeen, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Killeen, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Killeen, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Killeen, TX. Take a look at Killeen, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Killeen, Texas

Insurance Company Poor Fair Good
Allstate $6,312 $4,640 $3,975
American Family $5,885 $3,710 $3,249
GEICO $4,176 $2,380 $1,600
Nationwide $3,636 $2,930 $2,553
Progressive $4,198 $3,634 $3,371
State Farm $3,791 $2,362 $1,883
USAA $3,232 $1,870 $1,506

Buy Cheap Killeen, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Killeen, Texas auto insurance rates? Find out how car insurance rates in Killeen, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Killeen, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,203 $3,233 $3,161 $3,161 $8,570 $10,356 $3,976 $4,148
American Family $2,554 $2,843 $2,401 $2,748 $6,843 $8,983 $3,679 $4,202
GEICO $2,038 $2,188 $1,954 $2,197 $4,400 $4,569 $2,201 $2,204
Nationwide $1,931 $1,962 $1,714 $1,811 $5,352 $6,854 $2,257 $2,437
Progressive $2,003 $1,916 $1,788 $1,821 $8,294 $9,248 $2,378 $2,426
State Farm $1,861 $1,861 $1,660 $1,660 $4,511 $5,760 $2,027 $2,090
USAA $1,411 $1,419 $1,349 $1,337 $3,939 $4,288 $1,872 $2,005

Buy Cheap Killeen, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Killeen can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Killeen, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Killeen, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,570 $10,356
American Family $6,843 $8,983
GEICO $4,400 $4,569
Nationwide $5,352 $6,854
Progressive $8,294 $9,248
State Farm $4,511 $5,760
USAA $3,939 $4,288

Buy Cheap Killeen, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Killeen, Texas by comparing Killeen senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Killeen, TX here.

Annual Auto Insurance Rates for Senior Drivers in Killeen, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,161 $3,161
American Family $2,401 $2,748
GEICO $1,954 $2,197
Nationwide $1,714 $1,811
Progressive $1,788 $1,821
State Farm $1,660 $1,660
USAA $1,349 $1,337

Find Cheap Auto Insurance Rates in Killeen, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Killeen, Texas auto insurance. Compare Killeen, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Killeen, Texas

Insurance Company Low Medium High
Allstate $4,882 $4,941 $5,104
American Family $4,009 $4,143 $4,693
GEICO $2,589 $2,692 $2,876
Nationwide $3,274 $2,915 $2,930
Progressive $3,588 $3,721 $3,895
State Farm $2,545 $2,674 $2,818
USAA $2,128 $2,194 $2,286

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Find Cheap Killeen, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Killeen. Compare auto insurance rates in Killeen, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Killeen, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,857 $5,095
American Family $4,282 $4,282
GEICO $2,669 $2,768
Nationwide $3,040 $3,040
Progressive $3,734 $3,734
State Farm $2,679 $2,679
USAA $2,175 $2,230

Find Cheap Killeen, TX Auto Insurance Rates by ZIP Code

Auto insurance rates in Killeen, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Killeen, TX to see how much where you live in Killeen affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Killeen, Texas

ZIP Code Average Annual Rates
76541 $4,994
76542 $4,991
76543 $4,849
76549 $5,062

Find Cheap Killeen, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Killeen, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Killeen, TX, take a look at the average cost for various violations versus rates for a clean driving record in Killeen.

Annual Killeen, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,854 $5,959 $6,237 $3,854
American Family $3,900 $4,970 $4,356 $3,900
GEICO $2,313 $3,039 $2,556 $2,968
Nationwide $2,645 $2,645 $3,889 $2,979
Progressive $3,265 $4,200 $3,801 $3,672
State Farm $2,375 $2,731 $3,234 $2,375
USAA $1,646 $2,426 $2,851 $1,887

Find Cheap Killeen, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Killeen, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Killeen for less when you shop around and compare rates from multiple Killeen, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Killeen, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,237
American Family $4,356
GEICO $2,556
Nationwide $3,889
Progressive $3,801
State Farm $3,234
USAA $2,851

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Winners by Category: Where to Buy Cheap Auto Insurance in Killeen, TX

Compare rates from the cheapest auto insurance companies in Killeen, TX for your needs. Take a look at how Killeen, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Killeen, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Find Cheap Killeen, Texas Auto Insurance Companies

If you’re looking for the cheapest Killeen, TX auto insurance companies overall, you can compare them here. Find the best price for Killeen, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Killeen, Texas

Insurance Company Average Annual Rates
Allstate $4,976
American Family $4,282
GEICO $2,719
Nationwide $3,040
Progressive $3,734
State Farm $2,679
USAA $2,202

What affects Killeen, Texas auto insurance rates?

Local factors affect auto insurance rates in Killeen, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Killeen auto insurance rates.

Auto Theft in Killeen

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Killeen, TX auto theft show a total of 249 vehicle thefts annually.

Commute Times in Killeen

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Killeen, TX is 21.9 minutes according to City-Data.

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Compare Auto Insurance Quotes in Killeen, TX

You can buy cheap Killeen, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Killeen, Texas auto insurance quotes from top companies.

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