Buy Cheap Liberty Hill, TX Auto Insurance (2021)

Liberty Hill, TX auto insurance rates average $296 a month. Minimum auto insurance requirements in Liberty Hill, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Liberty Hill, TX, compare Liberty Hill auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Liberty Hill, TX are $296/month
  • Average auto insurance rates in Liberty Hill, TX for teens drivers are $6,339/year
  • The most expensive auto insurance company in Liberty Hill after a DUI is Allstate

Finding affordable Liberty Hill, Texas auto insurance can be challenging, but everything you need to know to buy cheap Liberty Hill, TX auto insurance with confidence is right here. Auto insurance rates in Liberty Hill are affected by local factors as well as personal ones like your driving record.

See how Liberty Hill, TX car insurance rates compare to San Antonio auto insurance rates, Dallas auto insurance rates, and Plano auto insurance rates before you read more about the cost of auto insurance in Liberty Hill.

Don’t buy Liberty Hill, TX auto insurance until you’ve compared rates. Get free Liberty Hill, Texas auto insurance quotes when you enter your ZIP code above.

Liberty Hill, TX Minimum Auto Insurance Requirements

The required auto insurance in Liberty Hill, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Liberty Hill, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Liberty Hill, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Liberty Hill, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Liberty Hill, TX. Take a look at Liberty Hill, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Liberty Hill, Texas

Insurance Company Poor Fair Good
Allstate $6,829 $5,012 $4,293
American Family $5,726 $3,654 $3,191
GEICO $4,875 $2,763 $1,846
Nationwide $3,394 $2,741 $2,394
Progressive $4,640 $4,017 $3,728
State Farm $4,027 $2,507 $1,997
USAA $3,422 $1,981 $1,594

Buy Cheap Liberty Hill, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Liberty Hill, Texas auto insurance rates? Find out how car insurance rates in Liberty Hill, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Liberty Hill, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,472 $3,498 $3,426 $3,426 $9,269 $11,174 $4,293 $4,465
American Family $2,464 $2,751 $2,344 $2,691 $6,768 $8,842 $3,580 $4,083
GEICO $2,342 $2,527 $2,248 $2,552 $5,178 $5,365 $2,541 $2,538
Nationwide $1,807 $1,837 $1,604 $1,695 $4,999 $6,409 $2,112 $2,281
Progressive $2,206 $2,118 $1,965 $2,005 $9,187 $10,226 $2,632 $2,690
State Farm $1,987 $1,987 $1,769 $1,769 $4,771 $6,080 $2,161 $2,225
USAA $1,488 $1,491 $1,423 $1,406 $4,204 $4,563 $1,976 $2,107

Buy Cheap Liberty Hill, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Liberty Hill can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Liberty Hill, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Liberty Hill, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,269 $11,174
American Family $6,768 $8,842
GEICO $5,178 $5,365
Nationwide $4,999 $6,409
Progressive $9,187 $10,226
State Farm $4,771 $6,080
USAA $4,204 $4,563

Buy Cheap Liberty Hill, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Liberty Hill, Texas by comparing Liberty Hill senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Liberty Hill, TX here.

Annual Auto Insurance Rates for Senior Drivers in Liberty Hill, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,426 $3,426
American Family $2,344 $2,691
GEICO $2,248 $2,552
Nationwide $1,604 $1,695
Progressive $1,965 $2,005
State Farm $1,769 $1,769
USAA $1,423 $1,406

Find Cheap Auto Insurance Rates in Liberty Hill, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Liberty Hill, Texas auto insurance. Compare Liberty Hill, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Liberty Hill, Texas

Insurance Company Low Medium High
Allstate $5,255 $5,332 $5,547
American Family $3,909 $4,041 $4,621
GEICO $3,001 $3,128 $3,356
Nationwide $3,063 $2,726 $2,740
Progressive $3,994 $4,115 $4,276
State Farm $2,695 $2,838 $2,998
USAA $2,254 $2,324 $2,418

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Find Cheap Liberty Hill, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Liberty Hill. Compare auto insurance rates in Liberty Hill, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Liberty Hill, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,248 $5,508
American Family $4,190 $4,190
GEICO $3,103 $3,220
Nationwide $2,843 $2,843
Progressive $4,128 $4,128
State Farm $2,844 $2,844
USAA $2,303 $2,362

Find Cheap Liberty Hill, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Liberty Hill, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Liberty Hill, TX, take a look at the average cost for various violations versus rates for a clean driving record in Liberty Hill.

Annual Liberty Hill, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,155 $6,455 $6,746 $4,155
American Family $3,807 $4,880 $4,268 $3,807
GEICO $2,683 $3,550 $2,960 $3,452
Nationwide $2,473 $2,473 $3,641 $2,787
Progressive $3,607 $4,640 $4,200 $4,066
State Farm $2,525 $2,898 $3,426 $2,525
USAA $1,737 $2,565 $3,034 $1,993

Find Cheap Liberty Hill, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Liberty Hill, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Liberty Hill for less when you shop around and compare rates from multiple Liberty Hill, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Liberty Hill, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,746
American Family $4,268
GEICO $2,960
Nationwide $3,641
Progressive $4,200
State Farm $3,426
USAA $3,034

Winners by Category: Where to Buy Cheap Auto Insurance in Liberty Hill, TX

Compare rates from the cheapest auto insurance companies in Liberty Hill, TX for your needs. Take a look at how Liberty Hill, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Liberty Hill, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Liberty Hill, Texas Auto Insurance Companies

If you’re looking for the cheapest Liberty Hill, TX auto insurance companies overall, you can compare them here. Find the best price for Liberty Hill, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Liberty Hill, Texas

Insurance Company Average Annual Rates
Allstate $5,378
American Family $4,190
GEICO $3,161
Nationwide $2,843
Progressive $4,128
State Farm $2,844
USAA $2,332

What affects Liberty Hill, Texas auto insurance rates?

Local factors affect auto insurance rates in Liberty Hill, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Liberty Hill auto insurance rates.

Auto Theft in Liberty Hill

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Liberty Hill, TX auto theft show a total of 4 vehicle thefts annually.

Commute Times in Liberty Hill

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Liberty Hill, TX is 32.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Liberty Hill, TX

You can buy cheap Liberty Hill, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Liberty Hill, Texas auto insurance quotes from top companies.

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