Buy Cheap Lompoc, CA Auto Insurance (2021)

Lompoc, CA auto insurance rates average $237 a month. Minimum auto insurance requirements in Lompoc, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Lompoc, CA, compare Lompoc auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Lompoc after a DUI is Allstate
  • Average auto insurance rates in Lompoc, CA for teens drivers are $4,769/year
  • Average auto insurance rates in Lompoc, CA are $237/month

Finding affordable Lompoc, California auto insurance can be challenging, but everything you need to know to buy cheap Lompoc, CA auto insurance with confidence is right here. Auto insurance rates in Lompoc are affected by local factors as well as personal ones like your driving record.

See how Lompoc, CA car insurance rates compare to Bakersfield auto insurance rates, Oakland auto insurance rates, and Sacramento auto insurance rates before you read more about the cost of auto insurance in Lompoc.

Don’t buy Lompoc, CA auto insurance until you’ve compared rates. Get free Lompoc, California auto insurance quotes when you enter your ZIP code above.

Lompoc, CA Minimum Auto Insurance Requirements

The required auto insurance in Lompoc, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Lompoc, California is outlined here.

Minimum Required Auto Insurance Coverage in Lompoc, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Lompoc, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lompoc, California auto insurance rates? Find out how car insurance rates in Lompoc, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lompoc, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,225 $2,226 $1,637 $1,652 $6,196 $7,791 $2,848 $3,128
Farmers $1,642 $1,642 $1,489 $1,489 $5,198 $8,469 $1,943 $2,163
GEICO $1,442 $1,443 $1,357 $1,357 $4,375 $4,449 $2,069 $2,115
Liberty Mutual $2,013 $1,903 $1,878 $1,819 $4,385 $4,677 $2,264 $2,286
Nationwide $2,499 $2,388 $2,189 $2,066 $6,294 $6,945 $2,973 $2,940
Progressive $1,510 $1,554 $1,281 $1,520 $3,984 $4,804 $2,167 $2,329
State Farm $2,539 $2,539 $2,269 $2,269 $4,652 $5,765 $2,810 $2,899
Travelers $1,981 $1,922 $1,759 $1,740 $3,990 $4,568 $2,552 $2,502
USAA $1,704 $1,616 $1,665 $1,674 $3,846 $3,874 $2,362 $2,233

Buy Cheap Lompoc, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lompoc can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lompoc, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lompoc, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,196 $7,791
Farmers $5,198 $8,469
GEICO $4,375 $4,449
Liberty Mutual $4,385 $4,677
Nationwide $6,294 $6,945
Progressive $3,984 $4,804
State Farm $4,652 $5,765
Travelers $3,990 $4,568
USAA $3,846 $3,874

Buy Cheap Lompoc, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Lompoc, California by comparing Lompoc senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lompoc, CA here.

Annual Auto Insurance Rates for Senior Drivers in Lompoc, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,637 $1,652
Farmers $1,489 $1,489
GEICO $1,357 $1,357
Liberty Mutual $1,878 $1,819
Nationwide $2,189 $2,066
Progressive $1,281 $1,520
State Farm $2,269 $2,269
Travelers $1,759 $1,740
USAA $1,665 $1,674

Find Cheap Auto Insurance Rates in Lompoc, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lompoc, California auto insurance. Compare Lompoc, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lompoc, California

Insurance Company Low Medium High
Allstate $3,298 $3,490 $3,600
Farmers $2,783 $3,028 $3,202
GEICO $2,116 $2,353 $2,509
Liberty Mutual $2,468 $2,677 $2,815
Nationwide $3,182 $3,596 $3,833
Progressive $2,157 $2,463 $2,560
State Farm $2,928 $3,266 $3,459
Travelers $2,313 $2,694 $2,873
USAA $2,171 $2,414 $2,531

Find Cheap Lompoc, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lompoc. Compare auto insurance rates in Lompoc, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lompoc, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,130 $3,795
Farmers $2,726 $3,282
GEICO $2,113 $2,539
Liberty Mutual $2,437 $2,869
Nationwide $3,127 $3,947
Progressive $2,173 $2,614
State Farm $3,101 $3,334
Travelers $2,370 $2,883
USAA $2,187 $2,557

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Find Cheap Lompoc, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Lompoc, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lompoc, CA, take a look at the average cost for various violations versus rates for a clean driving record in Lompoc.

Annual Lompoc, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,099 $3,516 $5,491 $2,745
Farmers $2,224 $3,027 $3,764 $3,002
GEICO $1,627 $2,507 $3,150 $2,018
Liberty Mutual $2,303 $3,084 $2,784 $2,440
Nationwide $2,474 $3,167 $5,339 $3,167
Progressive $1,572 $2,660 $3,082 $2,260
State Farm $2,294 $2,737 $5,176 $2,664
Travelers $1,783 $2,842 $3,304 $2,579
USAA $1,579 $2,343 $3,837 $1,729

Find Cheap Lompoc, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lompoc, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Lompoc for less when you shop around and compare rates from multiple Lompoc, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lompoc, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,491
Farmers $3,764
GEICO $3,150
Liberty Mutual $2,784
Nationwide $5,339
Progressive $3,082
State Farm $5,176
Travelers $3,304
USAA $3,837

Winners by Category: Where to Buy Cheap Auto Insurance in Lompoc, CA

Compare rates from the cheapest auto insurance companies in Lompoc, CA for your needs. Take a look at how Lompoc, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lompoc, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Lompoc, California Auto Insurance Companies

If you’re looking for the cheapest Lompoc, CA auto insurance companies overall, you can compare them here. Find the best price for Lompoc, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Lompoc, California

Insurance Company Average Annual Rates
Allstate $3,463
Farmers $3,004
GEICO $2,326
Liberty Mutual $2,653
Nationwide $3,537
Progressive $2,394
State Farm $3,218
Travelers $2,627
USAA $2,372

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What affects Lompoc, California auto insurance rates?

Local factors affect auto insurance rates in Lompoc, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Lompoc auto insurance rates.

Auto Theft in Lompoc

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Lompoc, CA auto theft show a total of 144 vehicle thefts annually.

Commute Times in Lompoc

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lompoc, CA is 27.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Lompoc, CA

You can buy cheap Lompoc, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lompoc, California auto insurance quotes from top companies.

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