Buy Cheap Subaru BRZ Auto Insurance in 2023
Average Subaru BRZ car insurance rates cost $111 per month ($1,334 per year). On average, Subaru BRZ comprehensive insurance coverage costs $325, collision coverage costs $474, and liability coverage costs $376.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
|
Written by
Sara Routhier |
|
Reviewed by
Cynthia Lanctot
|
UPDATED: Jul 16, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 16, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,334 a year or $111 each month
- A liability-only policy costs around $535 a year or $45 each month
- Highest rates are for teenage drivers at around $4,876 a year or $406 each month
- Good drivers can save as much as $550 a year by earning policy discounts
- Subaru BRZ insurance costs around $185 less per year than the average vehicle
Are you concerned about the price of your Subaru BRZ insurance rates? Subaru BRZ insurance costs around $185 less per year than the average vehicle, an affordable price for a policy. Read our guide to learn what factors affect insurance rates for a Subaru BRZ to find savings easily.
You can start comparing quotes for Subaru BRZ car insurance rates from some of the best car insurance companies by using our free online tool now.
What are the insurance costs for a Subaru BRZ?
The average Subaru BRZ car insurance rates are $1,334 a year or $111 a month.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Are Subaru BRZs Expensive to Insure?
The chart below details how Subaru BRZ insurance rates compare to other coupes like the Cadillac ATS Coupe, Nissan 370Z, and Infiniti Q60.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Cadillac ATS Coupe | $344 | $686 | $398 | $1,586 |
| Nissan 370Z | $332 | $714 | $450 | $1,676 |
| Infiniti Q60 | $382 | $744 | $398 | $1,682 |
| Dodge Challenger | $404 | $688 | $420 | $1,692 |
| MINI Hardtop 2 Door | $282 | $536 | $338 | $1,292 |
| Audi S5 | $394 | $864 | $398 | $1,814 |
However, there are a few things you can do to find the cheapest Subaru insurance rates online.
What Impacts the Cost of Subaru BRZ Insurance?
Even though the average starting price for insurance is $1,334, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Subaru BRZ.
Age of the Vehicle
Older Subaru BRZ models generally cost less to insure. For example, auto insurance for a 2017 Subaru BRZ costs $1,334, while 2013 Subaru BRZ insurance costs are $1,218, a difference of $116.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Subaru BRZ | $320 | $524 | $354 | $1,334 |
| 2016 Subaru BRZ | $310 | $502 | $364 | $1,312 |
| 2015 Subaru BRZ | $292 | $484 | $376 | $1,288 |
| 2014 Subaru BRZ | $282 | $450 | $384 | $1,252 |
| 2013 Subaru BRZ | $270 | $424 | $388 | $1,218 |
Driver Age
Driver age can have a significant effect on the cost of Subaru BRZ car insurance. For example, 30-year-old drivers pay approximately $59 more for their Subaru BRZ car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Subaru BRZ insurance rates. For example, drivers in Houston may pay $983 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Subaru BRZ car insurance. Teens and drivers in their 20’s see the highest jump in their Subaru BRZ car insurance rates with violations on their driving record.
Subaru BRZ Safety Ratings
The Subaru BRZ’s safety ratings will affect your Subaru BRZ auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Acceptable |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Subaru BRZ Crash Test Ratings
Poor Subaru BRZ crash test ratings could mean higher Subaru BRZ car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Subaru BRZ 2 DR RWD | N/R | 4 stars | N/R | 5 stars |
| 2019 Subaru BRZ 2 DR RWD | N/R | 4 stars | N/R | 5 stars |
| 2018 Subaru BRZ 2 DR RWD | N/R | 4 stars | N/R | 5 stars |
| 2017 Subaru BRZ 2 DR RWD | N/R | 4 stars | N/R | 5 stars |
| 2016 Subaru BRZ 2 DR RWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Subaru BRZ Safety Features
The numerous safety features of the Subaru BRZ help contribute to lower insurance rates. The 2020 Subaru BRZ has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Traction Control
- Auto-Leveling Headlights
Subaru BRZ Insurance Loss Probability
The lower percentage means lower Subaru BRZ auto insurance rates; higher percentages mean higher Subaru BRZ car insurance rates. The Subaru BRZ’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 56% |
|---|---|
| Property Damage | -22% |
| Comprehensive | 50% |
| Personal Injury | -13% |
| Medical Payment | -12% |
| Bodily Injury | -24% |
| Source: Insurance Institute for Highway Safety | |
What are the finance and insurance costs for a Subaru BRZ?
If you are financing a Subaru BRZ, most lenders will require your carry higher Subaru BRZ coverage options including comprehensive coverage, so be sure to shop around and compare Subaru BRZ auto insurance quotes from the best auto insurance companies using our FREE tool below.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
What are ways to save on Subaru BRZ Insurance?
You have more options at your disposal to save money on your Subaru BRZ auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Subaru BRZ car insurance rates
- Check the Odometer on Your Subaru BRZ
- Buy An Older Subaru BRZ
- If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan
- Move to an Area with Better Weather
- Carpool to Work Instead of Driving Your Subaru BRZ
What are the top Subaru BRZ insurance companies?
The best auto insurance companies for Subaru BRZ car insurance rates will offer competitive rates, discounts, and account for the Subaru BRZ’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
How can I compare free Subaru BRZ insurance quotes online?
You can start comparing quotes for Subaru BRZ auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
|
Written by
Sara Routhier |
|
Reviewed by
Cynthia Lanctot
|