How Much is Insurance for a Subaru BRZ? [Guide + Free Quotes]

Average Subaru BRZ car insurance rates cost $111 per month ($1,334 per year). On average, Subaru BRZ comprehensive insurance coverage costs $325, collision coverage costs $474, and liability coverage costs $376.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,334 a year or $111 each month
  • A liability-only policy costs around $535 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,876 a year or $406 each month
  • Good drivers can save as much as $550 a year by earning policy discounts
  • Subaru BRZ insurance costs around $185 less per year than the average vehicle

Are you concerned about the price of your Subaru BRZ insurance rates? Subaru BRZ insurance costs around $185 less per year than the average vehicle. Read our guide to learn what factors affect insurance rates for a Subaru BRZ to find savings easily.

You can start comparing quotes for Subaru BRZ car insurance rates from some of the best car insurance companies by using our free online tool now.

Subaru BRZ Insurance Cost

The average Subaru BRZ car insurance rates are $1,334 a year or $111 a month.

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Are Subaru BRZs Expensive to Insure?

The chart below details how Subaru BRZ insurance rates compare to other coupes like the Cadillac ATS Coupe, Nissan 370Z, and Infiniti Q60.

Vehicle Comprehensive Collision Liability Total
Cadillac ATS Coupe $344 $686 $398 $1,586
Nissan 370Z $332 $714 $450 $1,676
Infiniti Q60 $382 $744 $398 $1,682
Dodge Challenger $404 $688 $420 $1,692
MINI Hardtop 2 Door $282 $536 $338 $1,292
Audi S5 $394 $864 $398 $1,814
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However, there are a few things you can do to find the cheapest Subaru insurance rates online.

What Impacts the Cost of Subaru BRZ Insurance?

Even though the average annual rate for the Subaru BRZ is $1,334, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Subaru BRZ.

Age of the Vehicle

Older Subaru BRZ models generally cost less to insure. For example, auto insurance for a 2017 Subaru BRZ costs $1,334, while 2013 Subaru BRZ insurance costs are $1,218, a difference of $116.

Model Year Comprehensive Collision Liability Total
2017 Subaru BRZ $320 $524 $354 $1,334
2016 Subaru BRZ $310 $502 $364 $1,312
2015 Subaru BRZ $292 $484 $376 $1,288
2014 Subaru BRZ $282 $450 $384 $1,252
2013 Subaru BRZ $270 $424 $388 $1,218
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Driver Age

Driver age can have a significant effect on the cost of Subaru BRZ car insurance. For example, 30-year-old drivers pay approximately $59 more for their Subaru BRZ car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Subaru BRZ insurance rates. For example, drivers in Houston may pay $983 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Subaru BRZ car insurance. Teens and drivers in their 20’s see the highest jump in their Subaru BRZ car insurance rates with violations on their driving record.

Subaru BRZ Safety Ratings

The Subaru BRZ’s safety ratings will affect your Subaru BRZ auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Acceptable
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Subaru BRZ Crash Test Ratings

Poor Subaru BRZ crash test ratings could mean higher Subaru BRZ car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Subaru BRZ 2 DR RWD N/R 4 stars N/R 5 stars
2019 Subaru BRZ 2 DR RWD N/R 4 stars N/R 5 stars
2018 Subaru BRZ 2 DR RWD N/R 4 stars N/R 5 stars
2017 Subaru BRZ 2 DR RWD N/R 4 stars N/R 5 stars
2016 Subaru BRZ 2 DR RWD 5 stars 4 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Subaru BRZ Safety Features

The numerous safety features of the Subaru BRZ help contribute to lower insurance rates. The 2020 Subaru BRZ has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Traction Control
  • Auto-Leveling Headlights

Subaru BRZ Insurance Loss Probability

The lower percentage means lower Subaru BRZ auto insurance rates; higher percentages mean higher Subaru BRZ car insurance rates. The Subaru BRZ’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision 56%
Property Damage -22%
Comprehensive 50%
Personal Injury -13%
Medical Payment -12%
Bodily Injury -24%
Source: Insurance Institute for Highway Safety
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Subaru BRZ Finance and Insurance Cost

If you are financing a Subaru BRZ, most lenders will require your carry higher Subaru BRZ coverage options including comprehensive coverage, so be sure to shop around and compare Subaru BRZ auto insurance quotes from the best auto insurance companies using our FREE tool below.

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Ways to Save on Subaru BRZ Insurance

You have more options at your disposal to save money on your Subaru BRZ auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Subaru BRZ car insurance rates

  • Check the Odometer on Your Subaru BRZ
  • Buy An Older Subaru BRZ
  • If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan
  • Move to an Area with Better Weather
  • Carpool to Work Instead of Driving Your Subaru BRZ

Top Subaru BRZ Insurance Companies

The best auto insurance companies for Subaru BRZ car insurance rates will offer competitive rates, discounts, and account for the Subaru BRZ’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Subaru BRZ Insurance Quotes Online

You can start comparing quotes for Subaru BRZ auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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