Buy Cheap Grants Pass, OR Auto Insurance (2022)

Grants Pass, OR auto insurance rates average $259 a month. Minimum auto insurance requirements in Grants Pass, Oregon are 25/50/20 to comply with Oregon laws. To buy cheap auto insurance in Grants Pass, OR, compare Grants Pass auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Grants Pass, OR are $259/month
  • Average auto insurance rates in Grants Pass, OR after a DUI are $3,659/year
  • Average auto insurance rates in Grants Pass, OR for teens drivers are $6,041/year

Finding affordable Grants Pass, Oregon auto insurance can be challenging, but everything you need to know to buy cheap Grants Pass, OR auto insurance with confidence is right here. Auto insurance rates in Grants Pass are affected by local factors as well as personal ones like your driving record.

See how Grants Pass, OR car insurance rates compare to Beaverton auto insurance rates, Medford auto insurance rates, and Bend auto insurance rates before you read more about the cost of auto insurance in Grants Pass.

Don’t buy Grants Pass, OR auto insurance until you’ve compared rates. Get free Grants Pass, Oregon auto insurance quotes when you enter your ZIP code above.

Grants Pass, OR Minimum Auto Insurance Requirements

The required auto insurance in Grants Pass, OR is 25/50/20 according to the auto insurance laws in Oregon. The minimum auto insurance in Grants Pass, Oregon is outlined here.

Minimum Required Auto Insurance Coverage in Grants Pass, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Grants Pass, OR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Grants Pass, OR. Take a look at Grants Pass, Oregon auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Grants Pass, Oregon

Insurance Company Poor Fair Good
Allstate $5,654 $3,986 $3,293
American Family $4,117 $3,040 $2,573
Farmers $3,754 $3,056 $2,895
GEICO $3,567 $2,958 $2,349
Liberty Mutual $5,830 $3,439 $2,656
Nationwide $3,449 $2,735 $2,375
Progressive $3,732 $3,224 $3,004
State Farm $3,211 $2,050 $1,641
Travelers $3,228 $2,507 $1,963
USAA $3,454 $1,923 $1,531

Buy Cheap Grants Pass, OR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Grants Pass, Oregon auto insurance rates? Find out how car insurance rates in Grants Pass, OR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grants Pass, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,855 $2,644 $2,609 $2,626 $8,443 $9,380 $2,964 $2,967
American Family $2,134 $2,134 $1,903 $1,903 $5,264 $8,240 $2,134 $2,236
Farmers $1,824 $1,773 $1,614 $1,718 $7,360 $7,477 $2,035 $2,078
GEICO $2,203 $2,132 $2,043 $2,048 $5,674 $5,184 $2,346 $2,035
Liberty Mutual $2,562 $2,697 $2,227 $2,469 $8,141 $8,764 $2,460 $2,480
Nationwide $2,020 $2,013 $1,803 $1,885 $4,571 $5,710 $2,349 $2,474
Progressive $1,776 $1,615 $1,540 $1,586 $7,563 $8,340 $2,124 $2,019
State Farm $1,376 $1,376 $1,258 $1,258 $4,340 $5,446 $1,560 $1,789
Travelers $1,722 $1,722 $1,542 $1,596 $4,707 $5,634 $1,792 $1,811
USAA $1,442 $1,400 $1,427 $1,378 $4,345 $4,664 $1,847 $1,918

Buy Cheap Grants Pass, OR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Grants Pass can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Grants Pass, OR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Grants Pass, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,443 $9,380
American Family $5,264 $8,240
Farmers $7,360 $7,477
GEICO $5,674 $5,184
Liberty Mutual $8,141 $8,764
Nationwide $4,571 $5,710
Progressive $7,563 $8,340
State Farm $4,340 $5,446
Travelers $4,707 $5,634
USAA $4,345 $4,664

Buy Cheap Grants Pass, OR Auto Insurance for Seniors

You can save on senior auto insurance rates in Grants Pass, Oregon by comparing Grants Pass senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Grants Pass, OR here.

Annual Auto Insurance Rates for Senior Drivers in Grants Pass, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,609 $2,626
American Family $1,903 $1,903
Farmers $1,614 $1,718
GEICO $2,043 $2,048
Liberty Mutual $2,227 $2,469
Nationwide $1,803 $1,885
Progressive $1,540 $1,586
State Farm $1,258 $1,258
Travelers $1,542 $1,596
USAA $1,427 $1,378

Find Cheap Auto Insurance Rates in Grants Pass, OR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Grants Pass, Oregon auto insurance. Compare Grants Pass, OR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grants Pass, Oregon

Insurance Company Low Medium High
Allstate $4,142 $4,301 $4,490
American Family $3,228 $3,428 $3,074
Farmers $3,046 $3,196 $3,463
GEICO $2,735 $2,971 $3,169
Liberty Mutual $3,741 $3,965 $4,219
Nationwide $2,724 $2,928 $2,907
Progressive $3,213 $3,306 $3,442
State Farm $2,172 $2,303 $2,426
Travelers $2,426 $2,554 $2,718
USAA $2,205 $2,305 $2,399

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Find Cheap Grants Pass, OR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Grants Pass. Compare auto insurance rates in Grants Pass, OR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Grants Pass, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,311 $4,311
American Family $3,194 $3,293
Farmers $3,235 $3,235
GEICO $2,910 $3,007
Liberty Mutual $3,975 $3,975
Nationwide $2,853 $2,853
Progressive $3,320 $3,320
State Farm $2,242 $2,360
Travelers $2,464 $2,668
USAA $2,237 $2,369

Find Cheap Grants Pass, OR Auto Insurance Rates by ZIP Code

Auto insurance rates in Grants Pass, Oregon can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Grants Pass, OR to see how much where you live in Grants Pass affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Grants Pass, Oregon

ZIP Code Average Annual Rates
97527 $2,911
97543 $2,929

Find Cheap Grants Pass, OR Auto Insurance Rates by Driving Record

Auto insurance rates in Grants Pass, Oregon are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Grants Pass, OR, take a look at the average cost for various violations versus rates for a clean driving record in Grants Pass.

Annual Grants Pass, Oregon Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,479 $4,689 $4,838 $4,237
American Family $2,254 $3,476 $4,356 $2,888
Farmers $2,727 $3,512 $3,436 $3,264
GEICO $1,955 $3,099 $4,081 $2,698
Liberty Mutual $3,521 $3,942 $4,523 $3,914
Nationwide $2,424 $2,593 $3,657 $2,738
Progressive $2,514 $4,552 $3,229 $2,987
State Farm $2,042 $2,662 $2,249 $2,249
Travelers $2,081 $2,663 $2,979 $2,541
USAA $1,677 $2,336 $3,238 $1,960

Find Cheap Grants Pass, OR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Grants Pass, Oregon is higher than for a clean driving record. You can buy auto insurance after a DUI in Grants Pass for less when you shop around and compare rates from multiple Grants Pass, OR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Grants Pass, Oregon

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,838
American Family $4,356
Farmers $3,436
GEICO $4,081
Liberty Mutual $4,523
Nationwide $3,657
Progressive $3,229
State Farm $2,249
Travelers $2,979
USAA $3,238

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Winners by Category: Where to Buy Cheap Auto Insurance in Grants Pass, OR

Compare rates from the cheapest auto insurance companies in Grants Pass, OR for your needs. Take a look at how Grants Pass, Oregon auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Grants Pass, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Grants Pass, Oregon Auto Insurance Companies

If you’re looking for the cheapest Grants Pass, OR auto insurance companies overall, you can compare them here. Find the best price for Grants Pass, Oregon car insurance by company.

Average Annual Auto Insurance Rates by Company in Grants Pass, Oregon

Insurance Company Average Annual Rates
Allstate $4,311
American Family $3,243
Farmers $3,235
GEICO $2,958
Liberty Mutual $3,975
Nationwide $2,853
Progressive $3,320
State Farm $2,301
Travelers $2,566
USAA $2,303

What affects Grants Pass, Oregon auto insurance rates?

Local factors affect auto insurance rates in Grants Pass, OR, including traffic, theft statistics, and commute length. Take a look at the things that impact Grants Pass auto insurance rates.

Auto Theft in Grants Pass

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Grants Pass, OR auto theft show a total of 180 vehicle thefts annually.

Commute Times in Grants Pass

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Grants Pass, OR is 14.9 minutes according to City-Data.

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Compare Auto Insurance Quotes in Grants Pass, OR

You can buy cheap Grants Pass, OR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Grants Pass, Oregon auto insurance quotes from top companies.

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