Buy Cheap Gresham, OR Auto Insurance (2022)

Gresham, OR auto insurance rates average $394 a month. Minimum auto insurance requirements in Gresham, Oregon are 25/50/20 to comply with Oregon laws. To buy cheap auto insurance in Gresham, OR, compare Gresham auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Gresham, OR for teens drivers are $9,328/year
  • Average auto insurance rates in Gresham, OR are $394/month
  • Average auto insurance rates in Gresham, OR after a DUI are $5,574/year

Finding affordable Gresham, Oregon auto insurance can be challenging, but everything you need to know to buy cheap Gresham, OR auto insurance with confidence is right here. Auto insurance rates in Gresham are affected by local factors as well as personal ones like your driving record.

See how Gresham, OR car insurance rates compare to Portland auto insurance rates, Salem auto insurance rates, and Bend auto insurance rates before you read more about the cost of auto insurance in Gresham.

Don’t buy Gresham, OR auto insurance until you’ve compared rates. Get free Gresham, Oregon auto insurance quotes when you enter your ZIP code above.

Gresham, OR Minimum Auto Insurance Requirements

The required auto insurance in Gresham, OR is 25/50/20 according to the auto insurance laws in Oregon. The minimum auto insurance in Gresham, Oregon is outlined here.

Minimum Required Auto Insurance Coverage in Gresham, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Gresham, OR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Gresham, OR. Take a look at Gresham, Oregon auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Gresham, Oregon

Insurance Company Poor Fair Good
Allstate $7,572 $5,313 $4,373
American Family $6,336 $4,659 $3,912
Farmers $6,053 $4,998 $4,740
GEICO $5,088 $4,212 $3,337
Liberty Mutual $8,282 $4,851 $3,724
Nationwide $5,836 $4,601 $3,971
Progressive $5,713 $4,947 $4,604
State Farm $5,823 $3,707 $2,961
Travelers $5,298 $4,169 $3,270
USAA $4,732 $2,629 $2,090

Buy Cheap Gresham, OR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Gresham, Oregon auto insurance rates? Find out how car insurance rates in Gresham, OR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gresham, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,786 $3,476 $3,467 $3,480 $11,468 $12,623 $3,877 $3,845
American Family $3,252 $3,252 $2,895 $2,895 $8,104 $12,713 $3,252 $3,394
Farmers $2,832 $2,787 $2,495 $2,664 $12,288 $12,647 $3,165 $3,229
GEICO $3,113 $3,007 $2,938 $2,995 $8,158 $7,362 $3,315 $2,811
Liberty Mutual $3,598 $3,786 $3,126 $3,484 $11,639 $12,514 $3,407 $3,398
Nationwide $3,352 $3,306 $2,983 $3,104 $7,859 $9,768 $3,936 $4,114
Progressive $2,694 $2,410 $2,345 $2,424 $11,781 $12,904 $3,193 $2,955
State Farm $2,440 $2,440 $2,251 $2,251 $7,966 $10,022 $2,776 $3,164
Travelers $2,706 $2,725 $2,468 $2,570 $7,973 $9,853 $2,813 $2,856
USAA $1,940 $1,874 $1,937 $1,857 $6,041 $6,454 $2,509 $2,591

Buy Cheap Gresham, OR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Gresham can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Gresham, OR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Gresham, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,468 $12,623
American Family $8,104 $12,713
Farmers $12,288 $12,647
GEICO $8,158 $7,362
Liberty Mutual $11,639 $12,514
Nationwide $7,859 $9,768
Progressive $11,781 $12,904
State Farm $7,966 $10,022
Travelers $7,973 $9,853
USAA $6,041 $6,454

Buy Cheap Gresham, OR Auto Insurance for Seniors

You can save on senior auto insurance rates in Gresham, Oregon by comparing Gresham senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Gresham, OR here.

Annual Auto Insurance Rates for Senior Drivers in Gresham, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,467 $3,480
American Family $2,895 $2,895
Farmers $2,495 $2,664
GEICO $2,938 $2,995
Liberty Mutual $3,126 $3,484
Nationwide $2,983 $3,104
Progressive $2,345 $2,424
State Farm $2,251 $2,251
Travelers $2,468 $2,570
USAA $1,937 $1,857

Find Cheap Auto Insurance Rates in Gresham, OR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Gresham, Oregon auto insurance. Compare Gresham, OR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gresham, Oregon

Insurance Company Low Medium High
Allstate $5,470 $5,740 $6,049
American Family $4,942 $5,262 $4,704
Farmers $4,867 $5,181 $5,742
GEICO $3,786 $4,238 $4,613
Liberty Mutual $5,228 $5,602 $6,027
Nationwide $4,532 $4,937 $4,939
Progressive $4,852 $5,057 $5,355
State Farm $3,904 $4,175 $4,412
Travelers $3,900 $4,215 $4,621
USAA $3,006 $3,155 $3,291

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Find Cheap Gresham, OR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Gresham. Compare auto insurance rates in Gresham, OR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Gresham, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,753 $5,753
American Family $4,889 $5,049
Farmers $5,263 $5,263
GEICO $4,143 $4,281
Liberty Mutual $5,619 $5,619
Nationwide $4,803 $4,803
Progressive $5,088 $5,088
State Farm $4,051 $4,276
Travelers $4,073 $4,418
USAA $3,060 $3,241

Find Cheap Gresham, OR Auto Insurance Rates by ZIP Code

Auto insurance rates in Gresham, Oregon can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Gresham, OR to see how much where you live in Gresham affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Gresham, Oregon

ZIP Code Average Annual Rates
97030 $4,289
97080 $4,313

Find Cheap Gresham, OR Auto Insurance Rates by Driving Record

Auto insurance rates in Gresham, Oregon are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Gresham, OR, take a look at the average cost for various violations versus rates for a clean driving record in Gresham.

Annual Gresham, Oregon Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,612 $6,295 $6,461 $5,643
American Family $3,471 $5,223 $6,729 $4,454
Farmers $4,444 $5,733 $5,605 $5,271
GEICO $2,746 $4,442 $5,876 $3,785
Liberty Mutual $4,974 $5,575 $6,391 $5,536
Nationwide $4,053 $4,351 $6,207 $4,600
Progressive $3,789 $7,074 $4,938 $4,552
State Farm $3,677 $4,844 $4,066 $4,066
Travelers $3,416 $4,386 $5,004 $4,177
USAA $2,273 $3,195 $4,464 $2,669

Find Cheap Gresham, OR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Gresham, Oregon is higher than for a clean driving record. You can buy auto insurance after a DUI in Gresham for less when you shop around and compare rates from multiple Gresham, OR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Gresham, Oregon

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,461
American Family $6,729
Farmers $5,605
GEICO $5,876
Liberty Mutual $6,391
Nationwide $6,207
Progressive $4,938
State Farm $4,066
Travelers $5,004
USAA $4,464

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Winners by Category: Where to Buy Cheap Auto Insurance in Gresham, OR

Compare rates from the cheapest auto insurance companies in Gresham, OR for your needs. Take a look at how Gresham, Oregon auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Gresham, Oregon

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Gresham, Oregon Auto Insurance Companies

If you’re looking for the cheapest Gresham, OR auto insurance companies overall, you can compare them here. Find the best price for Gresham, Oregon car insurance by company.

Average Annual Auto Insurance Rates by Company in Gresham, Oregon

Insurance Company Average Annual Rates
Allstate $5,753
American Family $4,969
Farmers $5,263
GEICO $4,212
Liberty Mutual $5,619
Nationwide $4,803
Progressive $5,088
State Farm $4,164
Travelers $4,245
USAA $3,150

What affects Gresham, Oregon auto insurance rates?

Local factors affect auto insurance rates in Gresham, OR, including traffic, theft statistics, and commute length. Take a look at the things that impact Gresham auto insurance rates.

Auto Theft in Gresham

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Gresham, OR auto theft show a total of 1,265 vehicle thefts annually.

Commute Times in Gresham

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Gresham, OR is 29.9 minutes according to City-Data.

Traffic in Gresham

How is traffic in Gresham, Oregon? Inrix data shows that Gresham, OR traffic makes it the 699th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Gresham, OR

You can buy cheap Gresham, OR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Gresham, Oregon auto insurance quotes from top companies.

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