Buy Cheap Cooper, TX Auto Insurance (2021)

Cooper, TX auto insurance rates average $296 a month. Minimum auto insurance requirements in Cooper, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Cooper, TX, compare Cooper auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Cooper, TX are $296/month
  • The most expensive auto insurance company in Cooper after a DUI is Allstate
  • Average auto insurance rates in Cooper, TX after a DUI are $4,052/year

Finding affordable Cooper, Texas auto insurance can be challenging, but everything you need to know to buy cheap Cooper, TX auto insurance with confidence is right here. Auto insurance rates in Cooper are affected by local factors as well as personal ones like your driving record.

See how Cooper, TX car insurance rates compare to San Antonio auto insurance rates, Fort Worth auto insurance rates, and Laredo auto insurance rates before you read more about the cost of auto insurance in Cooper.

Don’t buy Cooper, TX auto insurance until you’ve compared rates. Get free Cooper, Texas auto insurance quotes when you enter your ZIP code above.

Cooper, TX Minimum Auto Insurance Requirements

The required auto insurance in Cooper, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Cooper, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Cooper, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Cooper, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cooper, TX. Take a look at Cooper, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cooper, Texas

Insurance Company Poor Fair Good
Allstate $6,840 $4,986 $4,260
American Family $5,147 $3,216 $2,817
GEICO $4,593 $2,609 $1,746
Nationwide $4,106 $3,293 $2,866
Progressive $4,846 $4,198 $3,894
State Farm $3,912 $2,434 $1,938
USAA $3,413 $1,963 $1,577

Buy Cheap Cooper, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cooper, Texas auto insurance rates? Find out how car insurance rates in Cooper, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cooper, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,498 $3,534 $3,458 $3,458 $9,105 $11,008 $4,326 $4,511
American Family $2,288 $2,534 $2,125 $2,420 $5,854 $7,670 $3,238 $3,686
GEICO $2,260 $2,415 $2,156 $2,404 $4,772 $4,977 $2,434 $2,443
Nationwide $2,166 $2,208 $1,915 $2,031 $6,025 $7,753 $2,533 $2,743
Progressive $2,297 $2,180 $2,050 $2,089 $9,663 $10,757 $2,716 $2,748
State Farm $1,944 $1,944 $1,726 $1,726 $4,603 $5,859 $2,110 $2,178
USAA $1,484 $1,496 $1,415 $1,408 $4,127 $4,506 $1,977 $2,128

Buy Cheap Cooper, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cooper can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cooper, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cooper, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,105 $11,008
American Family $5,854 $7,670
GEICO $4,772 $4,977
Nationwide $6,025 $7,753
Progressive $9,663 $10,757
State Farm $4,603 $5,859
USAA $4,127 $4,506

Buy Cheap Cooper, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Cooper, Texas by comparing Cooper senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cooper, TX here.

Annual Auto Insurance Rates for Senior Drivers in Cooper, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,458 $3,458
American Family $2,125 $2,420
GEICO $2,156 $2,404
Nationwide $1,915 $2,031
Progressive $2,050 $2,089
State Farm $1,726 $1,726
USAA $1,415 $1,408

Find Cheap Auto Insurance Rates in Cooper, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cooper, Texas auto insurance. Compare Cooper, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cooper, Texas

Insurance Company Low Medium High
Allstate $5,227 $5,312 $5,548
American Family $3,478 $3,596 $4,106
GEICO $2,841 $2,949 $3,158
Nationwide $3,698 $3,274 $3,293
Progressive $4,102 $4,292 $4,543
State Farm $2,625 $2,752 $2,907
USAA $2,245 $2,309 $2,398

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Find Cheap Cooper, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cooper. Compare auto insurance rates in Cooper, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cooper, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,235 $5,490
American Family $3,727 $3,727
GEICO $2,925 $3,040
Nationwide $3,422 $3,422
Progressive $4,313 $4,313
State Farm $2,761 $2,761
USAA $2,288 $2,347

Find Cheap Cooper, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Cooper, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cooper, TX, take a look at the average cost for various violations versus rates for a clean driving record in Cooper.

Annual Cooper, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,186 $6,416 $6,661 $4,186
American Family $3,408 $4,305 $3,787 $3,408
GEICO $2,534 $3,310 $2,817 $3,268
Nationwide $2,967 $2,967 $4,399 $3,353
Progressive $3,763 $4,867 $4,387 $4,234
State Farm $2,460 $2,813 $3,313 $2,460
USAA $1,733 $2,547 $3,003 $1,988

Find Cheap Cooper, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cooper, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Cooper for less when you shop around and compare rates from multiple Cooper, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cooper, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,661
American Family $3,787
GEICO $2,817
Nationwide $4,399
Progressive $4,387
State Farm $3,313
USAA $3,003

Winners by Category: Where to Buy Cheap Auto Insurance in Cooper, TX

Compare rates from the cheapest auto insurance companies in Cooper, TX for your needs. Take a look at how Cooper, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cooper, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Cooper, Texas Auto Insurance Companies

If you’re looking for the cheapest Cooper, TX auto insurance companies overall, you can compare them here. Find the best price for Cooper, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Cooper, Texas

Insurance Company Average Annual Rates
Allstate $5,362
American Family $3,727
GEICO $2,983
Nationwide $3,422
Progressive $4,313
State Farm $2,761
USAA $2,318

What affects Cooper, Texas auto insurance rates?

Local factors affect auto insurance rates in Cooper, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Cooper auto insurance rates.

Commute Times in Cooper

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cooper, TX is 34.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Cooper, TX

You can buy cheap Cooper, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cooper, Texas auto insurance quotes from top companies.

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