Buy Cheap Granbury, TX Auto Insurance (2021)

Granbury, TX auto insurance rates average $303 a month. Minimum auto insurance requirements in Granbury, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Granbury, TX, compare Granbury auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Granbury, TX are $303/month
  • Average auto insurance rates in Granbury, TX after a DUI are $4,164/year
  • The most expensive auto insurance company in Granbury is Allstate

Finding affordable Granbury, Texas auto insurance can be challenging, but everything you need to know to buy cheap Granbury, TX auto insurance with confidence is right here. Auto insurance rates in Granbury are affected by local factors as well as personal ones like your driving record.

See how Granbury, TX car insurance rates compare to Dallas auto insurance rates, El Paso auto insurance rates, and Arlington auto insurance rates before you read more about the cost of auto insurance in Granbury.

Don’t buy Granbury, TX auto insurance until you’ve compared rates. Get free Granbury, Texas auto insurance quotes when you enter your ZIP code above.

Granbury, TX Minimum Auto Insurance Requirements

The required auto insurance in Granbury, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Granbury, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Granbury, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Granbury, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Granbury, TX. Take a look at Granbury, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Granbury, Texas

Insurance Company Poor Fair Good
Allstate $6,303 $4,634 $3,970
American Family $5,164 $3,215 $2,818
GEICO $4,795 $2,719 $1,817
Nationwide $5,276 $4,227 $3,666
Progressive $4,677 $4,036 $3,739
State Farm $3,893 $2,424 $1,933
USAA $3,412 $1,971 $1,586

Buy Cheap Granbury, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Granbury, Texas auto insurance rates? Find out how car insurance rates in Granbury, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Granbury, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,198 $3,227 $3,155 $3,155 $8,562 $10,345 $3,969 $4,140
American Family $2,303 $2,548 $2,131 $2,425 $5,842 $7,664 $3,250 $3,699
GEICO $2,307 $2,488 $2,231 $2,519 $5,068 $5,280 $2,494 $2,497
Nationwide $2,730 $2,778 $2,407 $2,551 $7,853 $10,095 $3,218 $3,485
Progressive $2,234 $2,127 $1,987 $2,026 $9,220 $10,278 $2,645 $2,688
State Farm $1,912 $1,912 $1,705 $1,705 $4,628 $5,907 $2,083 $2,146
USAA $1,490 $1,499 $1,424 $1,414 $4,141 $4,511 $1,980 $2,123

Buy Cheap Granbury, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Granbury can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Granbury, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Granbury, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,562 $10,345
American Family $5,842 $7,664
GEICO $5,068 $5,280
Nationwide $7,853 $10,095
Progressive $9,220 $10,278
State Farm $4,628 $5,907
USAA $4,141 $4,511

Buy Cheap Granbury, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Granbury, Texas by comparing Granbury senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Granbury, TX here.

Annual Auto Insurance Rates for Senior Drivers in Granbury, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,155 $3,155
American Family $2,131 $2,425
GEICO $2,231 $2,519
Nationwide $2,407 $2,551
Progressive $1,987 $2,026
State Farm $1,705 $1,705
USAA $1,424 $1,414

Find Cheap Auto Insurance Rates in Granbury, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Granbury, Texas auto insurance. Compare Granbury, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Granbury, Texas

Insurance Company Low Medium High
Allstate $4,875 $4,934 $5,097
American Family $3,491 $3,607 $4,100
GEICO $2,961 $3,080 $3,291
Nationwide $4,740 $4,200 $4,228
Progressive $3,965 $4,132 $4,355
State Farm $2,609 $2,745 $2,895
USAA $2,244 $2,314 $2,410

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Find Cheap Granbury, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Granbury. Compare auto insurance rates in Granbury, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Granbury, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,850 $5,087
American Family $3,733 $3,733
GEICO $3,056 $3,165
Nationwide $4,390 $4,390
Progressive $4,151 $4,151
State Farm $2,750 $2,750
USAA $2,293 $2,352

Find Cheap Granbury, TX Auto Insurance Rates by ZIP Code

Auto insurance rates in Granbury, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Granbury, TX to see how much where you live in Granbury affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Granbury, Texas

ZIP Code Average Annual Rates
76048 $5,388
76049 $5,347

Find Cheap Granbury, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Granbury, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Granbury, TX, take a look at the average cost for various violations versus rates for a clean driving record in Granbury.

Annual Granbury, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,847 $5,951 $6,230 $3,847
American Family $3,416 $4,308 $3,791 $3,416
GEICO $2,642 $3,500 $2,910 $3,391
Nationwide $3,801 $3,801 $5,656 $4,300
Progressive $3,624 $4,670 $4,229 $4,079
State Farm $2,439 $2,803 $3,319 $2,439
USAA $1,735 $2,556 $3,010 $1,990

Find Cheap Granbury, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Granbury, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Granbury for less when you shop around and compare rates from multiple Granbury, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Granbury, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,230
American Family $3,791
GEICO $2,910
Nationwide $5,656
Progressive $4,229
State Farm $3,319
USAA $3,010

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Winners by Category: Where to Buy Cheap Auto Insurance in Granbury, TX

Compare rates from the cheapest auto insurance companies in Granbury, TX for your needs. Take a look at how Granbury, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Granbury, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Find Cheap Granbury, Texas Auto Insurance Companies

If you’re looking for the cheapest Granbury, TX auto insurance companies overall, you can compare them here. Find the best price for Granbury, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Granbury, Texas

Insurance Company Average Annual Rates
Allstate $4,969
American Family $3,733
GEICO $3,111
Nationwide $4,390
Progressive $4,151
State Farm $2,750
USAA $2,323

What affects Granbury, Texas auto insurance rates?

Local factors affect auto insurance rates in Granbury, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Granbury auto insurance rates.

Auto Theft in Granbury

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Granbury, TX auto theft show a total of 15 vehicle thefts annually.

Commute Times in Granbury

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Granbury, TX is 27.2 minutes according to City-Data.

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Compare Auto Insurance Quotes in Granbury, TX

You can buy cheap Granbury, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Granbury, Texas auto insurance quotes from top companies.

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