Buy Cheap Fort Worth, TX Auto Insurance (2021)

Fort Worth, TX auto insurance rates average $328 a month. Minimum auto insurance requirements in Fort Worth, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Fort Worth, TX, compare Fort Worth auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Fort Worth is Allstate
  • The most expensive auto insurance company in Fort Worth after a DUI is Allstate
  • Average auto insurance rates in Fort Worth, TX for teens drivers are $7,016/year

Finding affordable Fort Worth, Texas auto insurance can be challenging, but everything you need to know to buy cheap Fort Worth, TX auto insurance with confidence is right here. Auto insurance rates in Fort Worth are affected by local factors as well as personal ones like your driving record.

See how Fort Worth, TX car insurance rates compare to Dallas auto insurance rates, Corpus Christi auto insurance rates, and Arlington auto insurance rates before you read more about the cost of auto insurance in Fort Worth.

Don’t buy Fort Worth, TX auto insurance until you’ve compared rates. Get free Fort Worth, Texas auto insurance quotes when you enter your ZIP code above.

Fort Worth, TX Minimum Auto Insurance Requirements

The required auto insurance in Fort Worth, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Fort Worth, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Fort Worth, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Fort Worth, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fort Worth, TX. Take a look at Fort Worth, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fort Worth, Texas

Insurance Company Poor Fair Good
Allstate $6,808 $4,993 $4,278
American Family $6,668 $4,209 $3,684
GEICO $5,453 $3,080 $2,048
Nationwide $4,475 $3,594 $3,122
Progressive $5,033 $4,348 $4,028
State Farm $4,362 $2,725 $2,177
USAA $3,639 $2,120 $1,711

Buy Cheap Fort Worth, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fort Worth, Texas auto insurance rates? Find out how car insurance rates in Fort Worth, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fort Worth, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,465 $3,488 $3,420 $3,420 $9,239 $11,126 $4,277 $4,442
American Family $2,871 $3,201 $2,698 $3,096 $7,794 $10,251 $4,160 $4,760
GEICO $2,612 $2,824 $2,526 $2,874 $5,768 $5,970 $2,827 $2,813
Nationwide $2,344 $2,381 $2,074 $2,193 $6,626 $8,494 $2,753 $2,975
Progressive $2,384 $2,274 $2,122 $2,161 $9,963 $11,131 $2,835 $2,888
State Farm $2,136 $2,136 $1,912 $1,912 $5,217 $6,664 $2,330 $2,397
USAA $1,586 $1,586 $1,523 $1,501 $4,510 $4,881 $2,102 $2,231

Buy Cheap Fort Worth, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fort Worth can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fort Worth, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fort Worth, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,239 $11,126
American Family $7,794 $10,251
GEICO $5,768 $5,970
Nationwide $6,626 $8,494
Progressive $9,963 $11,131
State Farm $5,217 $6,664
USAA $4,510 $4,881

Buy Cheap Fort Worth, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Fort Worth, Texas by comparing Fort Worth senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fort Worth, TX here.

Annual Auto Insurance Rates for Senior Drivers in Fort Worth, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,420 $3,420
American Family $2,698 $3,096
GEICO $2,526 $2,874
Nationwide $2,074 $2,193
Progressive $2,122 $2,161
State Farm $1,912 $1,912
USAA $1,523 $1,501

Find Cheap Auto Insurance Rates in Fort Worth, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fort Worth, Texas auto insurance. Compare Fort Worth, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fort Worth, Texas

Insurance Company Low Medium High
Allstate $5,228 $5,310 $5,541
American Family $4,535 $4,688 $5,339
GEICO $3,335 $3,483 $3,762
Nationwide $4,008 $3,573 $3,610
Progressive $4,270 $4,452 $4,688
State Farm $2,913 $3,077 $3,274
USAA $2,395 $2,479 $2,596

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Find Cheap Fort Worth, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fort Worth. Compare auto insurance rates in Fort Worth, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fort Worth, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,227 $5,492
American Family $4,854 $4,854
GEICO $3,462 $3,592
Nationwide $3,730 $3,730
Progressive $4,470 $4,470
State Farm $3,088 $3,088
USAA $2,459 $2,521

Find Cheap Fort Worth, TX Auto Insurance Rates by ZIP Code

Auto insurance rates in Fort Worth, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Fort Worth, TX to see how much where you live in Fort Worth affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Fort Worth, Texas

ZIP Code Average Annual Rates
76008 $5,267
76102 $5,890
76103 $5,893
76104 $5,887
76105 $6,029
76106 $6,078
76107 $5,699
76108 $5,583
76109 $5,693
76110 $5,529
76111 $5,937
76112 $5,724
76114 $5,777
76115 $5,873
76116 $5,523
76120 $5,917
76123 $5,836
76126 $5,547
76127 $6,030
76129 $5,954
76130 $6,876
76131 $5,774
76132 $5,626
76133 $5,753
76134 $5,835
76135 $5,652
76137 $5,653
76140 $5,623
76148 $5,582
76155 $5,929
76164 $6,109
76177 $5,727
76179 $5,701
76244 $5,503
76247 $5,505
76262 $5,342

Find Cheap Fort Worth, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Fort Worth, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fort Worth, TX, take a look at the average cost for various violations versus rates for a clean driving record in Fort Worth.

Annual Fort Worth, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,135 $6,443 $6,725 $4,135
American Family $4,415 $5,646 $4,940 $4,415
GEICO $2,990 $3,964 $3,299 $3,854
Nationwide $3,239 $3,239 $4,786 $3,655
Progressive $3,898 $5,036 $4,553 $4,391
State Farm $2,732 $3,149 $3,738 $2,732
USAA $1,851 $2,748 $3,237 $2,125

Find Cheap Fort Worth, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fort Worth, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Fort Worth for less when you shop around and compare rates from multiple Fort Worth, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fort Worth, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,725
American Family $4,940
GEICO $3,299
Nationwide $4,786
Progressive $4,553
State Farm $3,738
USAA $3,237

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Winners by Category: Where to Buy Cheap Auto Insurance in Fort Worth, TX

Compare rates from the cheapest auto insurance companies in Fort Worth, TX for your needs. Take a look at how Fort Worth, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fort Worth, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Fort Worth, Texas Auto Insurance Companies

If you’re looking for the cheapest Fort Worth, TX auto insurance companies overall, you can compare them here. Find the best price for Fort Worth, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Fort Worth, Texas

Insurance Company Average Annual Rates
Allstate $5,359
American Family $4,854
GEICO $3,527
Nationwide $3,730
Progressive $4,470
State Farm $3,088
USAA $2,490

What affects Fort Worth, Texas auto insurance rates?

Local factors affect auto insurance rates in Fort Worth, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Fort Worth auto insurance rates.

Auto Theft in Fort Worth

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Fort Worth, TX auto theft show a total of 2,972 vehicle thefts annually.

Commute Times in Fort Worth

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fort Worth, TX is 27.2 minutes according to City-Data.

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Compare Auto Insurance Quotes in Fort Worth, TX

You can buy cheap Fort Worth, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fort Worth, Texas auto insurance quotes from top companies.

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