Volvo S80 Car Insurance [Comprehensive Guide]

The cost of Volvo S80 auto insurance rates are $1,588 a year, or around $132 a month on average. Comprehensive, collision, and liability insurance cost around $387, $565, and $448, respectively.

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Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,588 a year or $132 each month
  • A liability-only policy costs around $636 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,804 a year or $484 each month
  • Good drivers can save as much as $655 a year by earning policy discounts
  • Volvo S80 insurance costs around $69 more per year than the average vehicle

Volvo S80 insurance rates can be a little expensive. Volvo S80 insurance costs around $69 more per year than the average vehicle. Our guide breaks down insurance rates for a Volvo S80, so keep reading to learn what drivers can do to save.

You can start comparing quotes for Volvo S80 car insurance rates from some of the best car insurance companies by using our free online tool now.

Volvo S80 Insurance Cost

The average Volvo S80 car insurance rates are $1,588 a year or $132 a month.

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Are Volvo S80s Expensive to Insure?

The chart below details how Volvo S80 insurance rates compare to other luxury cars like the Jaguar XE, BMW M3, and Jaguar XF.

Vehicle Comprehensive Collision Liability Total
Jaguar XE $382 $774 $398 $1,712
BMW M3 $406 $804 $398 $1,766
Jaguar XF $406 $804 $398 $1,766
Lexus GS 350 $370 $714 $338 $1,558
Lexus GS 300 $344 $656 $338 $1,474
Audi A6 $382 $744 $398 $1,682
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However, there are a few things you can do to find the cheapest Volvo insurance rates online.

What Impacts the Cost of Volvo S80 Insurance?

Even though the average annual rate for the Volvo S80 is $1,588, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Volvo S80.

Age of the Vehicle

Older Volvo S80 models generally cost less to insure. For example, auto insurance for a 2016 Volvo S80 costs $1,588, while 2010 Volvo S80 insurance costs are $1,308, a difference of $280.

Model Year Comprehensive Collision Liability Total
2016 Volvo S80 $332 $668 $430 $1,588
2015 Volvo S80 $314 $646 $442 $1,560
2014 Volvo S80 $302 $598 $452 $1,510
2013 Volvo S80 $290 $564 $456 $1,468
2012 Volvo S80 $278 $506 $460 $1,402
2011 Volvo S80 $260 $466 $460 $1,344
2010 Volvo S80 $250 $436 $464 $1,308
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Driver Age

Driver age can have a significant effect on the cost of Volvo S80 car insurance. For example, 30-year-old drivers pay approximately $70 more for their Volvo S80 car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Volvo S80 insurance rates. For example, drivers in New York may pay $969 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Volvo S80 auto insurance. Teens and drivers in their 20’s see the highest jump in their Volvo S80 auto insurance rates with violations on their driving record.

Volvo S80 Safety Ratings

Your Volvo S80 car insurance rates are influenced by the safety ratings of the Volvo S80. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Volvo S80 Crash Test Ratings

Volvo S80 crash test ratings can impact your Volvo S80 car insurance rates. See Volvo S80 crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2016 Volvo S80 4 DR FWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Volvo S80 Safety Features

Volvo S80 safety features can lower the cost of your insurance. The safety features for the Volvo S80 include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Volvo S80 Insurance Loss Probability

The lower percentage means lower Volvo S80 car insurance costs; higher percentages mean higher Volvo S80 car insurance costs. Compare the following Volvo S80 auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.

Insurance Coverage Category Loss Rate
Collision -18%
Property Damage no data
Comprehensive no data
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Volvo S80 Finance and Insurance Cost

If you are financing a Volvo S80, most lenders will require your carry higher Volvo S80 coverages including comprehensive coverage, so be sure to compare Volvo S80 car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Volvo S80 Insurance

There are many ways that you can save on Volvo S80 car insurance. Below are five actions you can take to find cheap Volvo S80 auto insurance rates.

  • Compare Volvo S80 Quotes Online
  • Buy a Volvo S80 with an Anti-Theft Device
  • Take Advantage of Referral Fees
  • Remove Young Drivers from Your Volvo S80 Insurance Plan
  • Ask About Retiree Discounts

Top Volvo S80 Insurance Companies

Who is the best company for Volvo S80 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo S80 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volvo S80 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Volvo S80 Insurance Quotes Online

Start comparing Volvo S80 car insurance quotes for free by using our convenient online comparison tool.

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